Travel insurance for Denmark – AXA Schengen (2024)

Denmark, the most southern of the Scandinavian countries, is known for its beautiful capital Copenhagen and its friendly residents. To travel to Denmark for a short trip lasting fewer than 90 days, you will need a Denmark Schengen Visa, as it is part of the Schengen Area of European countries that have abolished border controls between each other. Five of the top attractions in Denmark you might take in include the Little Mermaid statue, the Nyhavn waterfront district, and Tivoli Gardens, one of Europe’s oldest theme parks that is well known for its wooden roller coaster - which was built in 1914. There is also the famous Christiansborg Palace - home to Denmark’s government but also open to the public. Its nickname ‘Borgen’ also gives its name to the hit TV series. For those wishing to venture outside the capital, perhaps Denmark’s most famous attraction is in Billund - Legoland.

AXA’s Schengen travel insurance offers extensive protection - as it can cover medical expenses up to €100,000 in Denmark and other Schengen Area countries. It also allows you to obtain the travel insurance certificate required with your visa application.

What does AXA Schengen travel insurance for Denmark cover?

Starting at €33per week of your trip, our Europe Travel insurance covers:

  • Up to €100,000 coverage in medical expenses
  • Medical repatriation & transport
  • 24/7 medical assistance in English or French in case of urgency
  • Up to 180 days of coverage
  • All Schengen, European Union countries as well as the United Kingdom (depending on the chosen insurance)
  • Insurance certificate issued immediately and approved by the embassies
  • No age limit
  • Zero deductible - which will allow you to avoid some upfront and early costs with your claim

Is a travel insurance required for Denmark?

Travel insurance is mandatory if you need a Schengen visa for Denmark. If you don’t need a visa, travel insurance is optional but strongly recommended as medical costs can be high for foreigners, especially as you will need to pay for any prescriptions.

Do you cover emergency medical costs related to coronavirus?

We will cover your medical costs related to coronavirus provided you haven't traveled against World Health Organization advice, personal medical advice from your doctor, or any other government body’s advice in your home country or the country you are traveling to. Emergency and additional travel costs are also covered providing you have stuck to this advice. All issued electronic certificates purchased on the axa-schengen site include this disclaimer: “Medical fees related to COVID-19 are covered in the terms, conditions & exclusions established in the insurance policy”. This will satisfy any embassy rules that state you must get an insurance certificate with coronavirus protection.

Will AXA Schengen travel insurance be accepted with my Danish visa application?

AXA has long been delivering insurance certificates that meet Schengen countries’ requirements to obtain a visa. All you need to do is print the electronic form of the health insurance certificate and enclose it with your visa application. Each AXA Schengen insurance certificate is individualized and bears a number which is verifiable on our website.

What are the requirements for travel insurance for my Danish visa?

To obtain a Schengen visa to Denmark your insurance must meet the following criteria:

  • Minimum coverage for at least €30,000 in medical expenses
  • It should cover all member states of the Schengen Area
  • It should cover any expenses which might arise in connection with repatriation for medical reasons

I don’t need a Schengen visa to visit Denmark - can I still purchase your insurance to cover my possible health expenses?

Even though Schengen travel insurance is not mandatory for some travelers, that doesn’t mean you won’t be injured or get ill. A broken wrist or nasty infection can happen to anyone! We therefore strongly recommend that you subscribe to our insurance for travelers visiting Europe to make sure your trip is as safe and peaceful as possible.

What are the main advantages of AXA Schengen insurance?

  1. Compliant with European requirements for Schengen visa - 10 years of existence
  2. Immediate coverage. Your insurance covers you from the first day you need it
  3. No age restriction, zero deductible
  4. No price variation because of nationality or age
  5. Refund if your Schengen visa application is denied

Why should you trust us?

  • Medical files processed by AXA Schengen in 2021: 2292
  • Medical calls processed by our agents in 2021: 3845

Which insurance plans to consider?

Coverage durationMax.
Coverage
Countries CoveredAverage price
Europe TravelUp to 180 days€100,000
Austria, Belgium, Bulgaria,Croatia, Cyprus, the Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom
33€ per week
(approx. US$ 35)
Multi TripIllimited number of stays of 90 days max.
during 1 year
€100,000328€ per year
approx. US$ 349)
Low CostUp to 180 days€30,000
Austria, Belgium, Croatia, the Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland

22 € per week
(approx. US$ 23)

What should I do if I am injured or ill while in Denmark?

AXA’s Schengen insurance professionals are here to guide, help, and protect you. In case of a medical emergency, you must contact the AXA Schengen call center at the number provided on your insurance policy. Medical assistance professionals will answer your questions and advise you 24/7 to help you find the medical center best suited to your situation and the closest to your location.

The following information must be given to the call center:

  • The number of your policy, which begins with “SCH”
  • The address and telephone number at which you can be reached and the details of the people that can be contacted locally
  • The dossier number, which is communicated at the time of the first call

IMPORTANT: Remember to always keep bills/ invoices and enclose them with your file.

What should I know when preparing for my trip to Denmark?

Security: Denmark is one of the safest countries in the world but as with anywhere, you should take some care in busy public places and on public transport - particularly in Copenhagen, and by taking obvious precautions like not flaunting or leaving valuable items such as mobile phones, cash or laptops and tablets unattended.

Public transport: Trains run directly to Copenhagen Central Station (Hovedbanegård) from many places in Europe, including from the U.K. via the Channel Tunnel. An excellent train network can take you onwards to other Danish cities. If you want to reach Nørrebro, Vesterbro, Frederiksberg, Osterbrø or other areas of metropolitan Copenhagen, metro trains are the best option. In addition to this, Copenhagen has an extensive electric bike rental network, allowing for cheap travel. Buses are also a cheap and easy way of getting around - but may require some planning as to routes and times.

Opening hours: Most shops in Copenhagen are open throughout the week and on Sundays too - although a few shops (typically smaller stores, along the side streets) are closed on Sundays. Some stores have limited opening hours on Sundays.

Restaurants: The normal dinner time for a lot of Danes is 6 p.m. local time with peak hours at restaurants are usually 6 p.m. – 8 p.m. When you book a restaurant you usually have the table for 2 hours, so if you are happy to - you can eat a little bit later or earlier - or book in advance.

Driving license: Visitors from most countries can drive in Denmark with a valid license from their country of residence in the case of most nations.

Visa: Although many countries have visa-free travel with Denmark and the Schengen Area, if you think you do need a visa to Denmark you can find out more, here.

Will my travel insurance cover repatriation if I get injured?

Yes. AXA’s insurance will cover your repatriation in case of injury or illness.

Will my travel insurance remain valid if I leave Denmark?

Yes it is valid for all Schengen states- as well as the U.K. and Ireland and some other European states.

Will my travel insurance fees be refunded if my visa is refused?

If your visa is refused AXA will refund your insurance fees in most cases. But you must provide documentation from officials showing the reason for your refusal.

Travel insurance for Denmark – AXA Schengen (2024)

FAQs

Is AXA travel insurance good for a Schengen visa? ›

What countries are covered under my AXA Travel Plan? Our Gold and Platinum Plan are Schengen Eligible. Meaning travelers will be covered in all 27 countries in the Schengen Territory.

Which travel insurance is best for a Schengen visa? ›

Fortunately, as the number one brand for Schengen Visa travel insurance online, AXA provides a number of insurance options for stress-free travel to and throughout the Schengen area.

Do you need travel insurance to go to Denmark? ›

Visitors to Denmark are only required to have travel insurance if they need to apply for a Schengen visa. Even so, travel insurance will give you a safety net for any delays or interruptions to your trip and can compensate you in the event of a flight cancellation, so you should purchase it before you travel.

Is AXA Schengen real? ›

Schengen travel insurance provides you with travel and medical insurance for all the 29 countries that make up the Schengen Area - covering you for trips across the continent or holidays in any nation within the Schengen Zone. AXA is the leading provider of this type of insurance.

Why is AXA no longer doing travel insurance? ›

AXA says the decision to stop selling its own-branded travel insurance is because it wants to "simplify its travel offering". However, it will continue to underwrite policies provided by third party partners.

Is AXA travel insurance being discontinued? ›

SINGAPORE – AXA Singapore is axing home and travel insurance just months after its abrupt exit from the motor and commercial insurance business.

Do US citizens need Schengen travel insurance? ›

Those who need to secure a Schengen visa must meet several requirements, including the purchase of medical travel insurance. Schengen visa insurance must provide medical expenses coverage, including hospitalization, medical treatment and repatriation for medical reasons.

Do US citizens need Schengen insurance? ›

Travel insurance isn't required to visit Europe if you're an American citizen. However, some travelers are required to obtain a Schengen visa and medical travel insurance if they plan to visit any countries that are part of the Schengen Agreement, or stay in the area for more than 90 days.

Do Americans need travel insurance for Schengen? ›

Travel insurance is a requirement for the Schengen visa application process. You need at least €30,000 (US$32,800) in coverage in case you need medical attention during your stay in Europe, and you have to purchase coverage and obtain a certificate showing insurance to include with your visa application.

Do I need travel insurance for Copenhagen? ›

It's important to take out appropriate travel insurance for your needs. A GHIC or EHIC is not an alternative to travel insurance and you should have both before you travel. A GHIC or EHIC does not cover all health-related costs, for example, medical repatriation, ongoing medical treatment and non-urgent treatment.

What do I need to travel to Denmark from the US? ›

Entry, Exit and Visa Requirements
  1. Passport should be valid for at least six months beyond your stay. ...
  2. You may enter Denmark for up to 90 days for tourist purposes without a visa.
  3. Further useful information, in English and Danish, can be found on the Danish Immigration Service website.

Is healthcare free for tourists in Denmark? ›

"In Denmark, everybody who becomes acutely ill has the right to free treatment at a hospital. This also applies to visitors from other countries. Everyone who has been granted a residence permit and lives in Denmark has free access to the healthcare system. Most examinations and treatments are free of charge."

What does AXA travel insurance cover? ›

As well as medical treatment, our business travel insurance also provides cover for trip cancellations, delays & disruption, emergency medical repatriation and evacuation and personal belongings and money. Full details of what is and isn't covered, as well as limits on cover, are provided in the membership handbook.

Is Allianz and AXA the same? ›

Who are Allianz Group's biggest competitors? Allianz's competitors with worldwide operations are AXA, Generali and Zurich. Besides these international competitors, there are other local and regional companies competing for business in various countries and markets.

Does AXA cover international travel? ›

If you take out a global health plan with AXA, you can choose to be covered anywhere in the world. This means your cover travels with you, whether you're moving between two countries or travelling further afield.

Is AXA a good insurance company? ›

AXA offers 5-star Defaqto rated car and home insurance, health and life insurance, plus cover for businesses, landlords and vans.

What is Schengen eligible travel insurance? ›

Schengen visa insurance must provide medical expenses coverage, including hospitalization, medical treatment and repatriation for medical reasons. It must also be valid in all Schengen countries and cover a person's entire stay in that area. The minimum coverage is €30,000 (about $33,300).

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