Train travel in Switzerland | Swiss Travel Passes explained (2024)

Swiss tickets & passes explained

Swiss trains run like clockwork, so they say. And they pretty much do. The whole of Switzerland is covered by a frequent, punctual and efficient integrated train network that's really easy to use. In most cases you can just turn up, buy a ticket and hop on. Swiss Federal Railways (= SBB in German, CFF in French or FFS in Italian) runs most mainline trains, but there are many smaller private operators running local & regional routes.

Train travel within Switzerland

How to check train times & buy tickets

Standard fares,Supersaver fares & Saver Day Pass

Swiss Travel Passes & Half Fare Card

Map of the Swiss rail network - download PDF

What are Swiss trains like?

Travel tips: Luggage, food & drink, bikes, dogs...

Useful country information: currency, dial code...

Recommended guidebooks

Holidays, vacations & tours of Switzerland

Hotels in Switzerland

Swiss scenic trains

Bernina Express - The best Alpine train ride!

Glacier Express - a great Swiss scenic train.

Golden Pass route - Montreux-Interlaken-Lucerne

Jungfraubahn - to the Top of Europe

International trains to/from Switzerland

Train travel from the UK to Switzerland

Trains from other European cities to Switzerland

Trains from Switzerland to other European cities

TGV-Lyria high-speed trains Paris - Switzerland

Station guides

Zurich HB station guide

Basel SBB station guide

Geneva station guide

Other train travel information

Train seat numbering plans

Luggage on trains &Left luggage at stations

Eurail passes&Interrail passes

General European train travel information

Taking bikesTaking dogs

Travel insurance, mobile data, VPN & other tips

Do you need to book in advance?

• No. Swiss domestic journeys don't need to be pre-booked, trains cannot 'sell out', regular full-price tickets are available in unlimited numbers, good for any train that day. For any Swiss domestic journey you can just turn up, buy a ticket at the station and hop on the next train.

• However, you can often save money with Supersaver fares or a Saver Day Pass if you book online in advance as explained below.

• Seat reservation is not even possible on most Swiss trains, you just turn up, buy a ticket, hop on and find any empty seat. However, it's possible to reserve a seat on some longer distance trains for a small fee if you really want to.

• The only exceptions where seat reservation is compulsory are a handful of panoramic tourist-orientated trains such as the Bernina Express,Glacier Express or Golden Pass Panoramic trains. But regular trains on the same routes, or even in some cases regular cars attached to the same train, don't need reservation, just an open ticket.

Which website to use?

• The following websites all link to the Swiss Federal Railways (SBB) ticketing system and can all sell regular tickets, Saver Day Passes & advance-purchase Supersaver fares. The price is the same whichever website you use.

  Booking opens 6 months in advance. You print your ticket or can show it on your phone.

• Option 1, Swiss Federal Railways, www.sbb.ch

  You can check train times & fares and buy tickets for any journey in Switzerland at the Swiss Federal Railways (SBB) website www.sbb.ch.

  Prices are in CHF. Be warned, the first price that www.sbb.ch shows you is usually only half the true price, because Sbb.ch assumes you have aSwiss Half Fare card as the majority of Swiss citizens do. When you change Select discount to No discount the price doubles, so be aware of this when costing your journeys. There's no booking fee.

• Option 2,Thetrainline.com

  You may find it easier to check times & buy tickets atwww.thetrainline.com, in CHF, €, £ or $. It too can sell all tickets types,regular tickets, Saver Day Passes and advance-purchase Supersaver fares. There's a small booking fee. Who are Thetrainline.com?

• Option 3, Omio.com

  Omio.comis also really easy to use, in CHF, €, £ or $. There's a small booking fee.

• The SBB system not only covers SBB's own trains, it covers all Swiss public transport including private train operators and connecting ferries, buses and funicular railways. Trains run every hour or every 30 minutes, even more frequently on core routes. Trains, buses & ferries connect efficiently, and connections of even just a few minutes are reliable and easy to make.

Standard fares

• There is one regular flexible fare between any two Swiss stations via a given route, good for any departure that day. The price is fixed and availability is unlimited, you can buy at this price at the station on the day if you like. You sit anywhere you like.

• If you buy one of these full-price full-flex tickets atwww.sbb.ch,www.thetrainline.com orwww.omio.com, it is valid on any train between those stations by the route stated on the date you bought it for, even if you selected a specific train.

• A round trip ticket costs the same as two one-ways. The return journey must be made the same day if the journey is less than 116 km. If the journey is more than 116 km the return journey may be made any day up to 10 days after the outward leg. But you may as well stay flexible and just buy two one-ways.

• With a regular Swiss ticket, you can break your journey (in other words, stop off) on the way as long as you complete the whole journey that same day.

  See Also

  Food and drink | Switzerland TourismSwitzerland trip costs: how much you need to travel and how to save money - Love and RoadCost of a Trip to Switzerland & the Cheapest Time to Visit SwitzerlandCash or Card? How to take money to Switzerland | Holidays to Switzerland

Supersaver fares

• For longer-distance journeys you may be offered a Supersaver advance-purchase ticket.

  Supersaver fares are up to 70% cheaper than the regular flexible price. You can buy Supersavers a minimum of 1 day in advance. There is limited availability at each price point, the further ahead you book and the less popular the train you choose, the cheaper it's likely to be.

  Supersaver fares are only good for the specific train you book, no refunds, no changes to travel plans.

  However, if you miss your train, the Swiss Railways let you use the ticket as credit towards a full-fare ticket for a later train - just go to the ticket office and pay the difference between the Supersaver price and the regular full-price fare.

  Obviously, be careful when using a train-specific Supersaver fare for an onward journey in connection with a train arriving from Paris or Milan or when arriving on a flight, unless you leave a long time buffer to absorb delay.

• Usingwww.thetrainline.com or www.omio.com, Supersaver or Saver Day Passes will appear in the search results if they're available. Using www.sbb.ch, a black triangle with a % symbol will appear to the left of any departures in the search results which have a Supersaver fare available. Select that departure and the Supersaver price will appear during the buying process when you click Options for the outward journey. Supersaver fares can only be bought online, and only at www.sbb.ch,www.thetrainline.com orwww.omio.com. They will not appear if you look further ahead than 60 days.

Saver Day Pass

• For longer-distance journeys you might also be offered a Saver Day Pass if it's cheaper than a full-fare full-flex ticket.

  A Saver Day Pass gives you a whole day of unlimited travel on the entire Swiss transport system, covering all SBB (Swiss Federal Railways) trains and most private railways, post-buses & ferries. Saver Day Passes come in 1st & 2nd class versions, with or without Half Fare Card discount.

• The price of a Saver Day Pass varies, you'll see a different price on each date which increases like air fares as that date approaches.

  A Saver Day Pass starts at CHF 52, cheaper than afull-price ticket from Zurich to Geneva (although aSupersaver fare might still be cheaper still). If you wait until the day before travel, it could cost CHF 106.

• You can buy a Saver Day pass by running an enquiry at www.thetrainline.com orwww.omio.com for a random long-distance route (for example, Zurich to Tirano), then looking for Saver Day Pass as a fare option. You can also buy atwww.sbb.ch or in person at Swiss stations.

  Booking opens 6 months in advance. Saver Day Passes cannot be bought on the day. No refunds, no changes after buying it.

• The routes covered by a Saver Day Pass are shown on the official Swiss train map as solid red, yellow or black lines.

  Routes shown as dotted red, yellow or black lines are not covered, this includes a few smaller private railways and some well-known tourist mountain railways such as theJungfrau Railway & Gornergrat Railway. Unlike the Swiss Travel Passes, the Saver Day Pass doesn't get you any reduction on these dotted-line routes, if you want to use them you pay full-price.

  One thing confuses people about the map: Solid lines become dashed lines where the line is in a tunnel. Dashed isn't the same as dotted!

Another way to save...

• Save money with the Germans! Given that a normal Swiss domestic ticket from Basel to Geneva (for example) is a whopping CHF75 (€72), if there are no advance-purchase Supersaver fares available, why not just go to the German Railways websiteint.bahn.de and buy an advance-purchase Sparpreis ticket from the last stop in Germany to Geneva a few weeks in advance from as little as €29.90 and simply not use the Freiburg-Basel part? Freiburg (Breisgau) is the last major stop before Basel.

• This is perfectly legitimate and saves money from Basel to most southern Swiss destinations including Geneva, Lausanne, Brig, Zermatt, Interlaken, Grindelwald, Lauterbrunnen, Tirano, St Moritz. It works in either direction. It also works from Zurich to western & southern Swiss destinations if you useint.bahn.de to book from Augsburg to Lausanne or Geneva, or from Freiburg to St Moritz or Tirano - just check that your chosen journey option passes through Zurich.

• You need to stick to the specific trains you book. Adjust the departure time from Freiburg or Augsburg to get the time you want from Basel or Zurich southwards. If you want an early morning train from Basel or Zurich southwards, you'd simply set desired departure time from Freiburg as the previous day in the evening and use the 'enter stopover' feature to include an overnight stop in Basel or Zurich.

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Switzerland is one of the few remaining European countries where expensive point-to-point fares and lack of compulsory reservations makes railpasses good value and convenient. You can buy passes online from theSwitzerland Travel Centre, a Swiss Federal Railways subsidiary. But I'm often asked if a pass makes sense, or whether to go for a Half Fare card. Incidentally, the Swiss Transfer Ticket was discontinued in 2019.

A Saver Day Pass is a useful one-day all-Switzerland pass, easily bought online or at the station up to the day before see the section above.

Swiss Travel Pass

• A Swiss Travel Pass gives unlimited travel across the Swiss travel system for a continuous period of 3 days, 4 days, 8 days or 15 days.

• A Swiss Travel Pass Flex gives unlimited travel across the Swiss travel system for either 3, 4, 8 or 15 travel days with an overall period of a month. A Swiss Travel Pass Flex is more economical than a regular non-Flex Swiss Travel Pass if you plan to stay put between journeys. The overall one month starts on any date you like, then you can 'spend' each of your unlimited travel days on any dates you like within that period.

  Check prices in CHF, USD, GBP or Euros atwww.switzerlandtravelcentre.com, an international site run by a subsidiary of SBB (Swiss Railways).

• Is a Swiss Travel Pass cheaper than point-to-point tickets?

  Swiss rail fares are expensive, so a Swiss pass can save money, depending what you plan to do and whether you're adult or youth. First check the price of the pass that suits you, then divide the price by the number of days travelling you plan to do to get the pass cost per day. Are the journeys you plan to make each day cheaper than this? If so, don't buy a pass. Or do they cost more than this? Then buy a pass! You can check fares atwww.sbb.ch. It's not rocket science!

• What does the pass cover?

  See this official map of the Swiss rail network. A Swiss Travel Pass (continuous or flex) gives you unlimited free travel on all the train, bus & ferry routes shown as solid red, yellow or black lines on the map. Swiss Travel Passes give you a 50% discount (not free travel) on the routes shown as dotted red, yellow or black lines.

  One thing that confuses people: A solid line becomes adashed line when it's in a tunnel, but it's not the same as a dotted line! Routes on which you only get a discount, not free travel, notably include the Jungfrau Railway & Gornergrat railway.

• How to buy a pass

  Buy at www.switzerlandtravelcentre.com. Anyone from any country can buy here, in CHF, £, $ or €. This is an official Swiss Railways shop, owned by SBB Swiss Railways.

• Print your own pass or show it on your phone

  You get an e-ticket/print-at-home option for Swiss Travel Passes and Swiss Travel Pass Flex, so you'll get your pass immediately with no delivery charges. You can print it out or show it on your phone via their pass activation page atwww.activateyourpass.com.

• Would an Interrail or Eurail pass be cheaper?

  You should compare the cost of a Swiss Travel Pass with the cost of anInterrail One-Country Pass for Switzerland (if you're a European resident) orEurail global pass (if you live outside Europe) asInterrail &Eurail passes can be significantly cheaper.

  Like Swiss Travel Passes, Interrail & Eurail passes give unlimited travel on Swiss Federal Railways (SBB) and the major private train operators such as the Rhätische Bahn (RhB), Bern-Lötschberg-Simplon (BLS).

  Before 2017 there were some significant private railway operators that a Swiss Pass covered but an Interrail or Eurail pass did not, but in 2017 Interrail/Eurail coverage was extended to include many more private operators, notably the Matterhorn Gotthard Bahn (MGB) which operates the line to Zermatt and half of theGlacier Express route. From 10 December 2023, the Berner Oberland Bahn joins the scheme, so Interlaken to Grindelwald, Lauterbrunnen, Wengen are now covered too.

  That leaves only the post-buses, lake boats and a few minor private railways which the Swiss Travel Pass covers but anInterrail orEurail pass doesn't. The line up the Jungfrau is not covered, butInterrail orEurail passes give a 25% discount on normal fares.

  Compare thelines covered by Interrail & Eurail on this map with thelines covered by a Swiss Travel Pass on this map. On both maps, solid lines mean covered, dotted lines mean not covered (although there may be a discount). Dashed lines simply means line in tunnel.

Swiss Half Fare card

• Most Swiss residents have an annual half-fare card giving 50% off normal fares. Visitors can buy one lasting a month.

  The discount applies to Standard fares, Supersaver fares and Saver Day Passes.

• The 1 month Half Fare Card costs CHF 120, so (obviously) only pays for itself if you plan to clock up more than CHF 240-worth of train journeys. That's 3 full-price one-way trips between Lausanne and Zermatt, or 4 one-way trips between Basel and Interlaken, for example.

• Again, it's not rocket science: Usewww.sbb.ch,www.thetrainline.com or www.omio.com to check fares the journeys you plan to make, and halve this cost. Does this exceed CHF 120? Then buy the Half Fare Card.

• Children 6-15 travel free with a family Half Fare card if accompanied by a parent. This is a worthwhile benefit!

• Buy online atwww.switzerlandtravelcentre.com with prices in CHF, €, £ or $.

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Classic InterCity (IC) & InterRegional (IR) trains

Intercity or Interregional train, composed of classic Swiss Mk IV cars.

See Also

Is Switzerland Expensive? Tips and Tricks for Visiting Switzerland on a Budget

1st class. More space, that's all.		2nd class.

Double-deck InterCity (IC) & InterRegional (IR) trains

You'll find double-deck InterCity trains on various routes, with 1st & 2nd class sections on both upper & lower decks and a restaurant or cafe car. I recommend an upper deck seat for the best views - the stairs are shallow and easy, even with luggage, and there are luggage stacks both upstairs and downstairs. You'll find these double-deck trains on many IC routes including Zurich-Bern-Lausanne-Geneva, Zurich-Bern-Spiez-Brig, Zurich-Lucerne, Basel-Zurich-Chur.

Double-deck IC or IR train.

1st class, upper deck.		2nd class, upper deck.

ICN tilting InterCity (IC) trains

These ICN Pendolino trains can tilt, enabling them to go round curves faster than normal trains. They have cut journey times on several curvaceous Swiss InterCity routes. Designed by Pininfarina, they feature a restaurant car and can reach 200km/h (125mph) although they don't often reach that speed in service. You'll find these trains operating IC trains on these routes Geneva-Basel, Geneva-Zurich, Lausanne-Basel, Lausanne-Zurich, Basel-Lucerne-Lugano-Chiasso and Zurich-Lugano-Chiasso. When using the journey planner at www.sbb.ch these trains are shown with a TT symbol in the facilities section, for Tilting Train.

An ICN Intercity train at Zurich HB.

1st class.		2nd class.

Giruno Intercity (IC) & EuroCity (EC) trains

On the Basel/Zurich to Lugano route you'll find the latest Giruno trains, the international ones going through to Milan being classified EuroCity. Giruno trains have low-floor accessible entrance doors, hence the rather strange seating arrangement inside.

Giruno train at Zurich HB.

Giruno, 1st class. Larger photo.		Restaurant car with bar counter.Larger photo.

Giruno 2nd class. Larger photo		Level boarding. Note the destination screen in the door.

Swiss private operators

Swiss local trains are run by SBB or a plethora of local private operators. The trains come in all shapes & sizes, some old, some new. Below left, a local train run by Matterhorn-Gotthard Bahn (MGB) on the Brig-Zermatt line. Below right, a train from St Moritz to Chur run by the Rhätische Bahn (RhB).

Matterhorn-Gottardbahn		Rhätische Bahn

SOB Traverso train, used Basel/Zurich-Gotthard-Luzern-Locarno.

Seat maps:Click here

You'll find seat numbering plans for European trains on theTrain seat numbering page.

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• Maps of the European rail network:See the section on the Train travel in Europe page about rail maps.

• Language problems

  First-time visitors often think this will be a problem, but it hardly ever is. At stations, signs are usually in English as well as German, French & Italian, or they use easy-to-understand pictograms. On-train announcements on long-distance trains are often made in English.

• First or second class?

  Swiss fares are expensive, even in 2nd class. And a 1st class ticket costs 75% more than a 2nd class one. You don't get anything extra in 1st class on Swiss domestic trains - no free food or drink, no limo transfers, spa treatments or executive lounges. Just wider seats, plusher seats, more elbow room as seats are usually 2+1 across the car width instead of 2+2 as in 2nd class, fewer people per car, fewer families and loud kids, more business travellers -see the photos above. So unless it's a special occasion, or your company is paying, or you are rich, stick with 2nd class whilst within Switzerland as most travellers do.

  Tip: A yellow stripe above the windows or door indicates a 1st class car on Swiss trains.

• Luggage on trains

  There are no baggage fees or weight limits, and you don't check your bags in, you simply take them with you onto the train, placing them on the racks at the end of each car, or above your head. More information about luggage on European trains.

• Left luggage at stations

  Many larger Swiss stations have left-luggage lockers in various sizes, up to suitcase-sized.More information on left luggage lockers & prices.

• Food & drink on Swiss trains

  Many Swiss long-distance trains have a waiter-service restaurant car, not cheap but a real treat! A few regional trains now have vending machines selling hot drinks, cold drinks and snacks, operated with contactless bank cards.

  Or feel free to bring your own food and drink (even a bottle of wine, if you like) onto the train, there's no rules against that on the rails!

• First class lounges at stations

  The lounges for first class passengers at Zurich & Geneva have been closed.More information about station lounges.

• Bicycles

  You can take a bike in the luggage van on most Swiss trains if you buy a Swiss Bike Card, for more details, see the bicycles by train page.

• Dogs & pets

  In Switzerland, dogs of any size can travel for half the 2nd class fare - although for longer journeys there's aDog Day card which can be cheaper. Small dogs up to 30cm high at the shoulder can travel free if they are in a carrier. You'll find information on the Swiss Railways websitewww.sbb.ch. You can easily buy Swiss tickets at the station when you get there.

  For more information about dogs & pets on trains in Europe, see the dogs & pets page.

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Bernina Express:More information

Glacier Express:More information

Jungfrau Bahn: More information

Golden Pass Line:Montreux - Interlaken - Lucerne

This is a mainly narrow-gauge route from Montreux to Interlaken & Lucerne via the well-known ski resort of Gstaad. It's slower than using mainline trains, but very scenic and marketed to tourists as the Golden Pass route. Until December 2022 it involved 3 trains, but it can now be done with just two: Montreux to Interlaken and Interlaken to Lucerne. The first train is a new gauge-changing service, it runs from Montreux to Zweisimmen on the standard-gauge tracks of the Bern-Lötschberg-Simplon (BLS) Railway then from Interlaken to Lucerne on the metre-gauge Brunig Railway operated by the Zentralbahn. The new trains adjust their wheelsets at Zweisimmen. They have 1st & 2nd class panorama cars and a new luxurious Prestige class.

As with other tourist trains, reservation is necessary if you want to travel in the panoramic tourists cars, but regular trains run frequently over the same route and these need no prior reservation.

The website for the joint service is www.goldenpass.ch. But I find it easier to find Montreux-Lucerne Golden Pass times using the journey planner at www.sbb.ch - just make sure you put Zweisimmen in the via box, click advanced options and put Interlaken Ost in the second via box before running the enquiry. Then it will find journeys with 1 or 2 changes via this slower scenic Golden Pass route, rather than the faster mainline route.

Panoramic car on the Montreux-Zweisimmen section of the Golden Pass route.

Gornergrat, Matterhorn, Mt. Pilatus, Mt. Titlis, Schilthorn

If you live in the UK, you can buy excursion tickets up these mountains here:www.switzerlandtravelcentre.com

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Invest in a good guidebook, even in the age of the internet. For the independent traveller, I think this means either the Lonely Planet or the Rough Guide. Both guidebooks provide the same excellent level of practical information and historical background. You won't regret buying one!

Click the images to buy at Amazon.co.uk

Or buy in the USA fromAmazon.com

Alternatively, you can download just the chapters or areas you need in .PDF formatfrom the Lonely Planet Website, from around £2.99 or US$4.95 a chapter.

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Railbookers,railbookers.co.uk

Railbookers are a train travel specialist who can put together a tour or short break for you as a package, including rail travel, hotels & transfers. On their website you'll find a range of suggested tours & holidays which can be varied or customised to your own requirements. And as you're booking a package, they'll take care of you if anything happens to one part of the itinerary such as a strike or delay. They have offices in the UK, USA & Australia.

Check out their 8-daySwitzerland's Lakes & Mountains tour (link to their UK site) orSwiss Lakes & Mountains tour (link to their US & Canada site) which includes both the famously scenic Glacier Express and Bernina Express trains. Also see their 5-dayClassic Bernina Express & Glacier Express tour (link to their UK site) orClassic Bernina Express & Glacier Express tour (link to their US & Canada site) which also combine these two classic Alpine routes.

UK call 0207 864 4600,www.railbookers.co.uk.

US call free 1-888-829-4775, www.railbookers.com.

Canada call free 1-855-882-2910,www.railbookers.com.

Australia call toll-free 1300 971 526,www.railbookers.com.au.

New Zealand call toll-free 0800 000 554 or see website.

Tailor Made Rail,tailormaderail.com

Tailor Made Rail can arrange tours of Switzerland by train including the Glacier and/or Bernina Expresses based on your own requirements, they welcome complex itineraries. As it's a package, they'll take care of you if anything happens on one part of the trip, for example, a national strike. They're TTA-protected - like ATOL, but not only for agencies that sell air travel.

Call their dedicated seat61 phone line 020 3778 1461 and quote seat 61 when booking. From outside the UK call +44 20 3778 1461. Lines open 09:00-17:30 Monday-Friday. Their website iswww.tailormaderail.com/destinations/switzerland.

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Personal recommendations

• In Zurich, for something special, look no further than the superbHotel Schweizerhof, located right next to Zurich station. One of my favourite hotels, they'll even send a uniformed commissionaire to meet you at the station and carry your bags across the road.

• In the St Moritz-Pontresina area, theRomantik Hotel Muottas Muragl is an amazing place to stay perched on the top of a mountain, with clean simple and (for Switzerland) inexpensive rooms. It's reached via the Muottas Muragl funicular railway from Punt Muragl station, between Pontresina & St Moritz.

Backpacker hostels:www.hostelworld.com

www.hostelworld.com: If you're on a tight budget, don't forget about backpacker hostels. Hostelworld offers online booking of cheap private rooms or dorm beds in backpacker hostels in Paris and most other European cities at rock-bottom prices.

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Always take out travel insurance

You should take out travel insurance with at least £1m or preferably £5m medical cover from a reliable insurer. It should cover trip cancellation and loss of cash & belongings up to a reasonable limit. These days, check you're covered for covid-19-related issues, and use an insurer whose cover isn't invalidated by well-meant but excessive Foreign Office travel advice against non-essential travel. An annual policy is usually cheapest even for just 2 or 3 trips a year, I have an annual policy withStaysure.co.uk myself. Don't expect travel insurance to bail you out of every missed connection, see the advice on missed connections here. Here are some suggested insurers, I get a little commission if you buy through these links,feedback always welcome.

www.staysure.co.uk offers enhanced Covid-19 protection and gets 4.7 out of 5 onTrustpilot.

www.columbusdirect.com is also a well-know brand.

If you live in the USA tryTravel Guard USA.

Get an eSIM with mobile data package

Don't rely on WiFi, download an eSIM with a European mobile data package and stay connected. Most newer mobile phones can download a virtual SIM including iPhone 11 & later,see device compatibility list. There's no need to buy a physical SIM card!Maya.net is a reliable eSIM data retailer with a4.5 out of 5 Trustpilot rating and arange of packages including unlimited data.

Get a Curve card for foreign travel

Most banks give you a poor exchange rate then add a foreign transaction fee on top. A Curve MasterCard means no foreign transaction fees and gives you the mid-market exchange rate, at least up to a certain limit, £500 per month as I write this. The money you spend on your Curve card goes straight onto one of your existing debit or credit cards. And you can get a Curve card for free.

How it works: 1.Download the Curve app for iPhone or Android. 2. Enter your details & they'll send you a Curve MasterCard - they send to the UK and most European addresses. 3. Link your existing credit & debit cards to the app, you can link up to two cards with the free version of Curve, I link my normal debit card and my normal credit card. 4. Now use the Curve MasterCard to buy things online or in person or take cash from ATMs, exactly like a normal MasterCard. Curve does the currency conversion and puts the balance in your own currency onto whichever debit or credit card is currently selected in the Curve app. You can even change your mind about which card it goes onto, within 14 days of the transaction.

I have a Curve Blue card myself, it means I can buy a coffee on a foreign station on a card without being stung by fees and lousy exchange rates, just by tapping the Curve card on their card reader. The money goes through Curve to my normal debit card and is taken directly from my account (in fact I have the Curve card set up as payment card on Apple Pay on my iPhone, so can double-click my phone, let it do Face ID then tap the reader with the phone - even easier than getting a card out). I get a little commission if you sign up to Curve, but I recommend it here because I think it's great.See details, download the app and get a Curve card, they'll give you £5 cashback through that link.

Get a VPN for safe browsing. Why you need a VPN

When travelling you may use free public WiFi which is often insecure. A VPN encrypts your connection so it's always secure, even on unsecured WiFi. It also means you can select the geographic location of the IP address you browse with, to get around geoblocking which a surprising number of websites apply.See VPNs & why you need one explained.ExpressVPN is a best buy with a4.7 out of 5 Trustpilot ranking which I use myself - I've signed up as an ExpressVPN affiliate, and if you go withexpressvpn.com using this link you should see a special deal, 3 months free with an annual subscription. I also get some commission to help support this site.

Carry an Anker powerbank

Tickets, reservations, hotel bookings and Interrail or Eurail passes are often now held on your mobile phone. You daren't let it run out of power, and you can't always rely on the phone's internal battery or on being near a power outlet. I always carry anAnker powerbank which can recharge my phone several times over.Buy from Amazon.co.uk orBuy from Amazon.com.

Touring cities? Use hill walking shoes!

One of the best things I've done is swap my normal shoes for hill-walking shoes, in my case from Scarpa. They're intended for hiking across the Pennines not wandering around Florence, but the support and cushioning for hiking works equally well when you're on your feet all day exploring foreign cities. My feet used to give out first and limit my day, now the rest of me gives up before they do!

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