Manage your business expenditure all the while earning unlimited cash back on your retail expenses. Enjoy an annual fee waiver for the first year!
Unlimited CashbackWe’ve sent you a Whatsapp message
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- 24/7 automated chatbot assistant
- Guided application journey
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Product summary
- Annual Fee
- RM150
- Cashback
- up to 1%
- Easy Payment Plan
- From 0% p.a.
- Interest Rate
- 15% p.a.
- Interest-free
- 50 days
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Cashback
Spending for your business locally or overseas gets more rewarding with unlimited cash back. Except for spending on petrol, cash advance, government, charity, JomPAY and FPX transactions which are not eligible for the cashback
CASHBACK CATEGORY | CASHBACK RATE | MONTHLY CAP | SPEND |
---|---|---|---|
Overseas Business Retail Spend | 1% | uncapped | from RM1 or above |
Local Business Retail Spend | 0.5% | uncapped | from RM1 or above |
Premium
Ease the complexity of banking for a slew of business transactions with RHB Reflex. Through this cash management, you can easily track your business expenses, manage payments as well as get insights into your spending trends through comprehensive data capture, amongst other benefits.
Fees & Charges
- Annual Fee
- RM150 primary card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon activation and anniversary date
- Minimum Monthly Payment
- RM50 or 5% of outstanding amount, whichever is higher
- Late Payment Fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Contact-less Payment Methods
- Visa payWave
Requirements
- Who can apply
- Any Business (Registered in Malaysia and established for a minimum of 2 years)
Features
Review
Having a corporate credit card can ease the complexities of your business banking and it’s even better when you have an online cash management platform to manage everything else.
RHB Corporate Credit Card rewards you with unlimited cashback
Purchasing new equipment to upgrading your tech stuff—while it’s for the greater good of your business—is costly.
What better way to elevate your purchases for the company than getting rewarded with cashback? Unlimited at that as well.
With RHB Corporate Credit Card, it rewards you with unlimited 1% cash back for overseas business retail spending. And if you shop locally for your business purchases, you will get unlimited 0.5% cashback. Both cashback spending categories can be unlocked on every RM1 spent.
Attractive benefits for your business banking
As a business credit card, you can expect to have card benefits that differ from the usual commercial credit card in the market. Some of the benefits you get to enjoy with an RHB Corporate card include the following.
- Credit limit:
Unlike the usual credit card, you can get a higher credit limit for a Corporate Card. RHB offers a credit limit based on your company’s credit assessment. From a minimum of RM15,000 up to RM1,000,000, subject to the discretion of the bank.
- Liability options:
Depending on your company’s needs, you can choose from two choices of liability options namely, Sole Liability and Joint and Several Liability. The former being your business will be solely liable for all charges incurred under the issued card. Meanwhile, the latter means that your business and employees with Corporate Cards will be jointly liable for debts or any charges incurred.
- Charge-free period:
You will get up to 50 days of a charge-free period on your purchase from the first transaction date that you have made. This way, you can free up cash flow and manage your finances better.
Fees and charges of RHB Corporate Credit Card
An annual fee of RM150 will be charged to your RHB Corporate card but this fee will be waived for the first year!
You will also need to pay RM25 for the Card Service Tax (CST) annually which will be imposed on the date of your new card activation or the renewal of your card every 12 months after the card's issued date or renewal.
Unfortunately, if you are thinking to apply for a supplementary card, it is not applicable to RHB Corporate Credit Card.
Other fees and charges include:
- Card replacement fee: RM50 per card
- Sales draft retrieval copy: RM20 per copy
- Additional statement request fee: RM5 per copy
- Excess limit fee: RM50 (may be charged whenever your outstanding balances exceed the combined card limit due to excess limit transactions)
Manage finances from the RHB Reflex feature
RHB Reflex is a feature that you definitely don’t want to miss out on. Specially tailored for the cardholders of the RHB Corporate credit card, it is an online cash management platform that helps provide your business with not only cash management but also trade and payment solutions.
To summarise, the following are the brilliant management solutions offered by RHB Reflex that you may benefit from.
- Information Management - statements, chequebook management, etc
- Payable Management - payroll, bills payment, bulk payment, etc
- Receivables Management - bills collection, auto-debit, etc
- Liquidity Management - sweeping and fixed deposit
- Trade Finance Services - trade finance and financial supply chain
- Additional Services - HR and payroll automation, Host to Host (H2H), etc
Who can apply for RHB Corporate Credit Card?
Anyone aged 21 years old and above that owns and registered a business (SME, Commercial and Corporate) in Malaysia can apply for the RHB Corporate card. Additionally, your business also must be established for two (2) years and above to be eligible as a cardholder.
Credit Card » RHB
RHB Cash Back Visa Credit Card
- Min. Income
- RM2,000/month
- Annual Fee
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- Cashback
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RHB Shell Visa Credit Card
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- RM2,000/month
- Annual Fee
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- Cashback
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RHB Rewards Motion Code Credit Card
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- RM2,000/month
- Annual Fee
- Free*
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RHB Islamic Cash Back Credit Card-i
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- up to 10%
RHB Rewards Visa Credit Card
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- No
RHB Visa Signature
- Min. Income
- RM6,666.67/month
- Annual Fee
- Free
- Cashback
- up to 6%
RHB Rewards MasterCard Credit Card
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- No
RHB Shell Visa Credit Card-i
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- up to 12%
RHB Cash Back MasterCard Credit Card
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- up to 10%
MyEG-RHB Credit Card
- Min. Income
- RM2,000/month
- Annual Fee
- RM88
- Cashback
- No
RHB Visa Infinite
- Min. Income
- RM12,500/month
- Annual Fee
- Free
- Cashback
- No
RHB Premier Visa Infinite
- Min. Income
- RM12,500/month
- Annual Fee
- Free
- Cashback
- No
RHB Corporate Credit Card
- Min. Income
- RM -/month
- Annual Fee
- RM150
- Cashback
- up to 1%
RHB Islamic Rewards Visa Credit Card-i
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- No
RHB World MasterCard Credit Card
- Min. Income
- RM6,666.67/month
- Annual Fee
- Free
- Cashback
- up to 6%
RHB Islamic Rewards Motion Code Credit Card-i
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- No
RHB World MasterCard Credit Card-i
- Min. Income
- RM6,666.67/month
- Annual Fee
- Free
- Cashback
- up to 6%
✕
We’ve sent you a Whatsapp message
Let’s Connect on WhatsApp
Your personal information is protected by the PDPA
Why apply with us
- 24/7 automated chatbot assistant
- Guided application journey
- Tailored insights
Haven’t received a message from us?
Chat on WhatsApp now
We respect your privacy and we are committed to handle your personal information safely and responsibly