Save up on your daily expenses by earning great cashback of up to 10% on selected categories such as Petrol, Dining, Grocery, Utilities and more!
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Product summary
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- up to 10%
- Balance Transfer
- From 0% p.a.
- Easy Payment Plan
- From 0% p.a.
- Interest Rate
- 15% p.a.
- Interest-free
- 20 days
Get a FREE
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worth RM4888
when you apply through RinggitPlus *
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Cashback
Spend RM2,500 and above to get 10% cashback on online dining and grocery categories, and 5% cashback for petrol, dining, utilities and grocery categories. While other spending earns you 0.2% cashback. Cashback is capped at RM10 per category per month.
CASHBACK CATEGORY | CASHBACK RATE | MONTHLY CAP | SPEND |
---|---|---|---|
Online Dining/Grocery | 10% | RM10 | from RM2,500 or abovemonthly |
Online Dining/Grocery | 2% | RM10 | from RM2,000up to RM2,499monthly |
Online Dining/Grocery | 1% | RM10 | from RM1,000up to RM1,999monthly |
Online Dining/Grocery | 0.2% | RM10 | from RM1up to RM999monthly |
Petrol, Dining, Utility and Grocery | 5% | RM10 | from RM2,500 or abovemonthly |
Petrol, Dining, Utility and Grocery | 2% | RM10 | from RM2,000up to RM2,499monthly |
Petrol, Dining, Utility and Grocery | 1% | RM10 | from RM1,000up to RM1,999monthly |
Petrol, Dining, Utility and Grocery | 0.2% | RM10 | from RM1up to RM999monthly |
Other Spend | 0.2% | uncapped | from RM1 or abovemonthly |
Petrol
Earn up to 5% cashback when you fill up the tank at any petrol stations nationwide.
Balance Transfer
Transfer your outstanding balance from other credit cards to an RHB credit card via the Smart Move Balance Transfer plan. Enjoy a special offer of 0% interest per annum over a 12-month tenure. Terms and conditions apply!
Pay Over | With Interest Rate At | When You Transfer |
---|---|---|
12months | 0% p.a.and no one-time upfront handling fee | from RM1,000 |
6months | 4.88% p.a. and no one-time upfront handling fee | from RM1,000 |
24months | 5.88% p.a. and no one-time upfront handling fee | from RM1,000 |
36months | 6.88% p.a. and no one-time upfront handling fee | from RM1,000 |
Easy Payment Plans
Enjoy 0% interest with RHB Smart Instalment and stretch your repayments up to 36 months with participating merchants.
Pay Over | With Interest Rate At | When You Spend |
---|---|---|
6months | 0% p.a. and no one-time upfront handling fee | RM500 |
12months | 0% p.a. and no one-time upfront handling fee | RM500 |
24months | 0% p.a. and no one-time upfront handling fee | RM500 |
36months | 0% p.a. and no one-time upfront handling fee | RM500 |
Fees & Charges
- Annual Fee
- RM70 primary card
First year free
Waived when you spend RM10,000 each year on the subsequent years
- RM0 supplementary card
- RM70 primary card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon activation and anniversary date
- Minimum Monthly Payment
- RM50 or 5% of outstanding amount, whichever is higher
- Late Payment Fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal Fee
- RM15 or 5% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- 18%
- Contact-less Payment Methods
- Visa payWave
Requirements
- Minimum Annual Income
- RM24,000
- Minimum Age
- 21 to 60 years old primary card
- 18 years old supplementary card
- Who can apply
- Anybody
Features
- Easy Payment Plan
- RHB Smart Instalment
- Convert your purchase into affordable monthly instalments with 0% interest for up to 36 months. Use the 100% available credit limit under this plan.
- Cash Advance / Cash Loan
- RHB CashXcess
- Need extra cash? You can withdraw from your principal RHB Credit Card/-i via this plan and enjoy zero interest rates, valid until 31 December 2024.
- Balance Transfer Plans
- RHB Smart Move Balance Transfer
- Enjoy great savings with a 0% interest rate per annum for 12 months to repay and consolidate your debt from other credit cards to your new RHB credit card.
Review
Live an extraordinary day with the RHB Cash Back Visa Credit Card, a credit card that rewards you with cashback for your daily needs.
RHB Cash Back Visa Credit Card - First YearAnnual Fee Waiver
For the first year, the RHB Cash Back Visa Credit Card is free of charge.
In subsequent years, the annual fee is at RM70 but will be waived when you spend a minimum of RM10,000 in a year on your Cash Back Credit Card.
Bear in mind that the Sales and Service Tax of RM25 will be charged upon the anniversary date of your credit card. The annual fee is waived for supplementary cardholders.
Up to RM600 Cashback Annually
Do you always keep a tab on your daily expenses?Now you don't have to worry as muchbecause the RHB Cash Back Visa Credit Card can help you save up to RM600 every year when spending on essentials such as:
- Online dining/grocery: For example, GrabFood, Food Panda, Tesco Online, etc.
- Petrol: For example, Shell, Petronas, Petron, etc.
- Dining: For example, Madam Kwan, KFC, Secret Recipe, etc.
- Utility: For example, Astro, Maxis, TNB, etc.
- Grocery: For example, AEON Supermarket, Giant, Jaya Grocer, etc.
- Other types ofretail spending
Capped at RM10 per category, the cashback rate that you earn will depend on the total monthly spend on your RHB Cash Back Visa Credit Card.
Make a minimum total spend of RM2,500 every month to earn 10% cashback!
Flexible Line of Credits
There are a slew of benefits to a credit card when you use it efficiently.After all, it is made to extend your credit when you require it, whether to pay for your personal needs or daily expenses.
RHB Cash Back Visa Credit Card offers you:
- Smart Move Balance Transfer to consolidate all your credit card outstanding debts from other financial institution
- Smart Instalmentto convert your purchase into affordable monthly payments
- CashXcess gives you some cash relief that can be paid over an instalment at a low rate
0% interest RHB Smart Move Balance Transfer Campaign
Looking to lessen your credit card debts? If you are a Principal or Primary cardholder of other banks’ credit card(s) issued in Malaysia, take this chance to transfer your outstanding balances to a new RHB credit card/-i at ZERO interest!
Valid from now until 31 December 2024 (“Campaign Period”), you can enjoy 0% interest over 12 months of a balance transfer plan with a minimum transfer amount of RM1,000, subject to the campaign’s terms and conditions. The maximum transfer amount would be up to RM30,000 but this is subject to 80%* of your available RHB Credit Card/-i credit limit.
Additionally, this campaign applies to new-to-bank credit cardholders and you can make an application within two (2) months from your new RHB Credit Card/-i approval date.
Any RHB Supplementary cards, RHB Business Credit Card, RHB Purchasing Charge Card/-i, RHB Corporate Credit Card/-i and RHB Corporate Charge Card/-i are not eligible for this balance transfer campaign.
If you are keen, make an application by visiting any RHB branch or give a call to the RHB Customer Contact Centre at 03 9206 8118 to take part!
RHB Dial-An-Instalment Campaign
An instalment plan can help you have a better cash flow if you wish to buy a big-ticket item. It’s even better if the plan has ZERO rate and you can do so with the RHB Dial-An-Instalment, subject to the campaign’s terms and conditions.
This campaign ends on 31 December 2024, so grab this chance to enjoy a 0% one-time upfront rate and stretch your payments to 3, 6 or 12 months with a minimum transaction amount of RM300, RM500 and RM1,000 respectively. No maximum purchase amount limit is applicable. Refer to the below table for your easy reference.
Tenure | Minimum Transaction Amount | One-time Upfront Rate/Actual Management Fee | Effective Rate |
3 months | RM300 | 0% | 0% |
6 months | RM500 | 0% | 0% |
12 months | RM1,000 | 0% | 0% |
You must be a new-to-RHB Credit Card/-i holder and you can only take part within three (3) months from the month that your new RHB card/-i is approved to participate in this campaign. The cards that are not eligible include RHB Business Credit Cards, RHB Purchasing Charge Card/-i, RHB Corporate Credit Card/-i and RHB Corporate Charge Card/-i.
If you are keen, make an application by giving a call to the RHB Customer Contact Centre at 03 9206 8118 to take part!
RHB CashXcess Zero Interest Campaign
From 1 January 2024 until 31 December 2024, you can enjoy 0% interest per annum when you withdraw from your Principal RHB credit card via the RHB CashXcess plan, subject to the campaign’s terms and conditions.
Referring to the T&C, the minimum withdrawal is set at RM1,000 while the maximum amount is set at up to RM30,000 subject to 80% of your available RHB Credit Card/-i credit limit. Only the Principal cardholder(s) is eligible to participate in this campaign and the CashXcess application must be approved within two (2) months from your RHB Credit Card/-i approval date.
The cards that are not eligible to participate include the RHB Supplementary Cards, RHB Business Credit Card, RHB Purchasing Charge Card/-i, RHB Corporate Credit Card/-i and RHB Corporate Charge Card/-i.
If you are keen, make an application by visiting any RHB branch near you or give a call to the RHB Customer Contact Centre at 03 9206 8118 to take part.
Once your CashXcess application has been approved, the said amount will be debited accordingly to your RHB Credit Card/-i account. Do ensure that your credit limit is sufficient before you apply!
Credit Card » RHB
RHB Cash Back Visa Credit Card
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- up to 10%
RHB Shell Visa Credit Card
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- up to 12%
RHB Rewards Motion Code Credit Card
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- No
RHB Islamic Cash Back Credit Card-i
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- up to 10%
RHB Rewards Visa Credit Card
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- No
RHB Visa Signature
- Min. Income
- RM6,666.67/month
- Annual Fee
- Free
- Cashback
- up to 6%
RHB Rewards MasterCard Credit Card
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- No
RHB Shell Visa Credit Card-i
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- up to 12%
RHB Cash Back MasterCard Credit Card
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- up to 10%
MyEG-RHB Credit Card
- Min. Income
- RM2,000/month
- Annual Fee
- RM88
- Cashback
- No
RHB Visa Infinite
- Min. Income
- RM12,500/month
- Annual Fee
- Free
- Cashback
- No
RHB Premier Visa Infinite
- Min. Income
- RM12,500/month
- Annual Fee
- Free
- Cashback
- No
RHB Corporate Credit Card
- Min. Income
- RM -/month
- Annual Fee
- RM150
- Cashback
- up to 1%
RHB Islamic Rewards Visa Credit Card-i
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- No
RHB World MasterCard Credit Card
- Min. Income
- RM6,666.67/month
- Annual Fee
- Free
- Cashback
- up to 6%
RHB Islamic Rewards Motion Code Credit Card-i
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- No
RHB World MasterCard Credit Card-i
- Min. Income
- RM6,666.67/month
- Annual Fee
- Free
- Cashback
- up to 6%
✕
We’ve sent you a Whatsapp message
Let’s Connect on WhatsApp
Your personal information is protected by the PDPA
Why apply with us
- 24/7 automated chatbot assistant
- Guided application journey
- Tailored insights
Haven’t received a message from us?
Chat on WhatsApp now
We respect your privacy and we are committed to handle your personal information safely and responsibly