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Alexandre Desoutter updated on 12 July 2023
Traveling without travel insurance can lead to significant expenses. Did you know that a night at a hospital in the United States can cost over $14,000 CAD? Certain countries may even deny access if you cannot prepay for medical treatment.
So, travel insurance is essential when you're away from home. It ensures you have access to necessary healthcare and covers the costs when needed. Apart from medical emergencies, it offers assistance for flight delays and cancelations, lost luggage, and more.
If you're considering travel insurance, it's worth looking at CAA travel insurance. We've created this guide on coverage, pricing, and everything you need to know about CAA travel insurance. You can also compare it with other players using our free tool and get quick travel insurance quotes.
Our 2024 review of CAA travel insurance
CAA, or the Canadian Automobile Association is a trusted travel brand. It offers a wide range of insurance plans to fit any budget or travel plan.
Here are some CAA travel insurance pros and cons:
Why CAA could be right for you
- Membership with CAA gives a 10% discount on travel insurance packages.
- Easy to apply for coverage or file a claim online.
- Extensive coverage for emergency medical intervention.
- Enjoy 24/7 customer service
- CAA offers travel insurance plans specifically curated for the needs of seniors and snowbirds.
Why CAA may not be right for you
- Special discounts are only available to CAA members.
- CAA travel insurance requires you to answer a medical questionnaire.
- Like most insurers, CAA medical travel insurance does not - for the most part - cover pre-existing medical conditions (such as cancer for instance).
Should you be interested in CAA's plans, know that you can get a travel insurance quote with CAA directly on the insurer's website! But, before choosing CAA travel insurance, compare options and quotes. A little shopping around can help you to save money and find a coverage that really fits your needs:
Compare the best travel insurance plans on the market!Get a quote
What does CAA travel insurance cover?
CAA offers excellent coverage that cuts across medical, dental, and economic benefits. Medical emergencies, travel interruptions and loss, theft or damage of personal belonging are well covered by CAA travel insurance plans. Here are the main travel insurance plans by CAA:
| Features | Detail |
|---|---|
| Emergency Health Travel Insurance | CAA offers both Single Trip and Multi-Trip Annual travel insurance with coverage of up to $5 million for medical repatriation, medical and dental emergencies and Covid-19-related medical care. |
| Visitors to Canada Insurance Plan | Offering an extensive coverage of up to $150,000, CAA insures traveling visitors over emergency medical and dental intervention, medical repatriation and family allowance and transportation. It is perfect for visitors to Canada. |
| Trip Cancellation and Interruption Insurance Plan | CAA provides a wide coverage for trips against cancellation and interruption. Whether in the case of medical emergency, change in travel plans, or loss or theft of vital documents, CAA ensures that your trip is secured. |
| Vacation Package Travel Insurance Plan | For anyone traveling just for fun or relaxation, CAA offers an extensive Single Trip Vacation coverage that caters to COVID-19 protection, emergency medical coverage reaching up to $5 million, travel accident coverage reaching up to $100,000, baggage protection reaching up to $1,000 and many more juicy offers. |
Good to know
The Multi-Trip Annual Vacation plan offers more all year round. Aside the medical coverage of $5 million, it offers maximum trip protection coverage of $10,000 per year, baggage protection and delay benefits reach up to $3,000 and $1,500 per policy year.
For more information on CAA international travel insurance, download the PDF below:
CAA offers extensive coverage to visitors to Canada. This covers medical intervention, compensation for travel interruption and baggage protection:
| Plan name | Emergency Medical Travel Insurance | Visitors to Canada Insurance Plan | Trip Cancellation and Interruption Insurance Plan | Vacation Package Travel Insurance Plan |
|---|---|---|---|---|
| Emergency Medical | Up to $5 million | Up to $150,000 | Up to $5 million | |
| Baggage | Up to $3,000 | |||
| Cancellation | ||||
| Interruption | ||||
| Covid-19 | Up to $5 million |
Does<strong>CAA</strong>travel insurance cover Covid-19?
CAA COVID-19 policy has been updated to cover COVID-19 related emergencies and interruptions. COVID-19 updates are regularly passed to clients to ensure safe travel.
How much does a travel insurance withCAAcost?
The rates of CAA travel insurance depend on multiple factors:
- Your age.
- Your desired coverage and otpions.
- Your deductible.
- Your waiting period.
- The lenght of your trip.
- Your destination(s) (do you want to go to the USA, where medical expensises are high, or do you want to travel within the bordes of Canada?).
Good to know
Whether you buy CAA travel insurance from Manitoba, Quebec, Ontario, Saskatchewan, Alberta, Winnipeg or anywhere else, your location doesn't influence the price of coverage. Your destination, however, will).
CAA travel insurance doesn't provide tables on its pricing. Rates are also ver dependable on your profile and needs. Therefore it will be important to get anindividual quote customized for your unique needs.
This is only indicative but, on average, travel insurance in Canada costs $25,35 per trip for a single traveller.
Before settling on CAA's travel insurance policy, we advise you shop around! You can quickly and anonymously compare prices from leading travel insurance companies using our free comparison tool below:
Compare the best travel insurance plans on the market!Get a quote
How does CAA travel insurance work?
How to get a CAA travel insurance quote?
With a call to the following CAA travel insurance phone number 1-800-437-8541, you can purchase or request a travel plan quote from CAA.
Good to know
You can also purchase a travel package directly on the website.
How to file a travel insurance claim with CAA?
CAA Insurance allows you to file your claim directly on their online CAA travel insurance portal. You can also initiate a claim by calling:
- 1-888-493-0161(from Canada and the USA)
- 1-519-988-7044 (Worldwide)
How to cancel your CAA travel insurance?
CAA travel insurance cancellation policy is similar to most travel insurers:
- You can cancel your CAA policy anytime within a few days following the purchase (10 business days on average) and get a refund as long as your trip has not started, and you have not made a claim. To proceed with the cancellation, you can connect on you CAA's members portal or call the following number: 1-800-437-8541
- If you cancel after that period, your payment may not be refunded.
How can I contactCAAtravel insurance?
You can contact CAA travel insurance using different means of communication:
- CAA's phone number: 1-800-437-8541
- You can also log onto CAA's webstite and use their contact form.
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Alexandre Desoutter
Alexandre Desoutter has been working as editor-in-chief and head of press relations at HelloSafe since June 2020. A graduate of Sciences Po Grenoble, he worked as a journalist for several years in French media, and continues to collaborate as a as a contributor to several publications.
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