Bankwest Personal loans customer reviews for 2024 (2024)

Bankwest Personal loans customer reviews for 2024 (2)
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Based on 173 personal loan reviews as rated by the Mozo community.

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Recent Bankwest personal loan customer reviews

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  • Bankwest Personal loans customer reviews for 2024 (3)
    Bankwest Unsecured Personal Loan (Fixed)
    Amazing bank to bank with

    They always sort problems on spot and always friendly, they are great bank to deal with high recommend them to all friends.

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    Features

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    Less

    Angela,Western Australia,reviewed over 1 year ago

  • Bankwest Personal loans customer reviews for 2024 (4)
    Bankwest Unsecured Personal Loan (Fixed)
    Age discrimination.

    Having been a loyal customer for over 52 years. Never overdue with any repayments on any loans. Running a multi million dollar business with them. Investing my SMSF with them now that I am 70. I have a great credit rating. I asked for a small personal loan for a short term while I was buying a new home and had not sold my existing home. They refused and told me to ask my accountant to change the figures on my Superfund statement. Is that legal???Anyway I have just sold my house and my funds will not be invested with them. Changing banks out of principal. I feel They discriminated against me because of my age. I personally brought 2 teen grandchildren to them to start a savings account. I have 10 more grandchildren. Guess what. Don’t go to Bankwest.

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    Hennie,Western Australia,reviewed almost 3 years ago

  • Bankwest Personal loans customer reviews for 2024 (5)
    Bankwest Personal Loan
    Be careful with this bank

    Be really careful with this bank because when you ask for an international transfer of money and the transfer doesn't reach the international account they stole your money.They send the money in France, after telling me that they check every details and everything is Okey for the Transfer, finally two days after I've git a letter from Bankwest who told me that the money doesn't reach the French account because thy don't accept money from outside of the Europe area and I will have my money back If I accept to loose 467 dollars, of course I don't not accept to pay the price of their mistakes, and till that day, two weeks ago, I don't have any money and they don't give me any solution accept to put the blame on someone else.

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    Betty,Western Australia,reviewed over 2 years ago

  • Bankwest Personal loans customer reviews for 2024 (6)
    Bankwest Unsecured Personal Loan (Fixed)
    I would recommend the bank.

    I liked the bank because when I bought my house I needed to borrow 98% and Bankwest was happy to do this.

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    Convenience

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    Less

    Antje,Western Australia,reviewed over 3 years ago

  • Bankwest Personal loans customer reviews for 2024 (7)
    Bankwest Unsecured Personal Loan (Fixed)
    Fantastic bank

    The team at the bank are full of smiles and always friendly. Very helpful when I need something done or changed.

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    Steven,New South Wales,reviewed over 3 years ago

  • Bankwest Personal loans customer reviews for 2024 (8)
    Bankwest
    Good work

    Just good.

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    Less

    Laurene,Victoria,reviewed over 5 years ago

  • Bankwest Personal loans customer reviews for 2024 (9)
    Bankwest
    Not good

    Unhappy with my bank.

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    Cindy,Western Australia,reviewed over 5 years ago

  • Bankwest Personal loans customer reviews for 2024 (10)
    Bankwest Unsecured Personal Loan (Fixed)
    Great customer service and products

    Great bank and always very helpful. Great products and friendly staff.

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    Less

    Tammy,Western Australia,reviewed about 6 years ago

  • Bankwest Personal loans customer reviews for 2024 (11)
    Bankwest
    Typical Bank

    It's not that I don't like the bank, it's more to do with the fact I have been with the bank for about 25 years and I can not recall ever receiving a call to ask how I was going and them offering advice on how to reduce my interest rate.

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    Shane,Western Australia,reviewed over 6 years ago

  • Bankwest Personal loans customer reviews for 2024 (12)
    Bankwest Personal Loan
    Bankwest aren't as good as they used to be

    Bankwest do not have a check system in place to verify card withdrawals on the internet which allows fraudulent transactions to be made by dealers without authority from account owners.

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    Geoffrey,Western Australia,reviewed about 7 years ago

  • Bankwest Personal loans customer reviews for 2024 (13)
    Bankwest
    Not a great bank for me

    It took 8 months to refinance, there are incompetent staff. They have been unable to tell us why fees were charged unless we were asked. Everything is outsourced. No apologies, just rude.

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    Archana,Western Australia,reviewed over 7 years ago

  • Bankwest Personal loans customer reviews for 2024 (14)
    Bankwest Personal Loan
    BankWest seem to be compatible.

    They've given me a loan and at the start because I did it over the phone I will be honest I had to run around a bit , however the staff were very accommodating. I do get charged late fees or have been where as my NAB. Bank doesn't . That's only one feature I'm not happy with. I can get through fairly easily and they've been helpful. I'd have to say to all banks as they don't seem to mention other services available and I found out afterwards, it would be nice if their staff offered other solutions to my needs if they thought it would help. Otherwise both BankWest and NAB have been pretty good, but BankWest have a lower interest rate.

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    Less

    Donna,Western Australia,reviewed almost 8 years ago

  • Bankwest Personal loans customer reviews for 2024 (15)
    Bankwest Unsecured Personal Loan (Fixed)
    Great customer service.

    They have always made it easy to add extra money to pay it off sooner.

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    Convenience

    Trust

    Less

    Hayley,Victoria,reviewed almost 8 years ago

  • Bankwest Personal loans customer reviews for 2024 (16)
    Bankwest Car Loan (Fixed, Secured)
    Easy and friendly

    Changed from Commonwealth as their fees were huge. Bankwest are so easy to deal with and always able to help.

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    Less

    Kate,Western Australia,reviewed over 8 years ago

  • Bankwest Personal loans customer reviews for 2024 (17)
    Bankwest
    Would recommend

    They are great.

    Price

    Features

    Customer service

    Convenience

    Trust

    Less

    Jodie,Western Australia,reviewed over 8 years ago

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    Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews. Financial providers may, from time to time, offer incentives for reviews, regardless of the sentiment of the reviews.

    Personal loan comparisons on Mozo- rates updated daily

    • Bankwest Personal loans customer reviews for 2024 (18)

      Bankwest Personal loans customer reviews for 2024 (19)

      Mozo experts choice awards won:
      • Excellent Credit Unsecured Personal Loan - 2024

      For more information about these awards go to the link at the bottom of this table.

      Unsecured Personal Loan

      Fixed

      interest rate
      6.75% p.a.to 26.95% p.a.
      comparison rate
      6.75% p.a.to 26.95% p.a.based on $30,000
      over 5 years

      Repayment terms from 2 years to 7 years. Representative example: a 5 year $30,000 loan at 6.75% would cost $35,430.23 including fees.

      Go to site

      Promoted
    • Bankwest Personal loans customer reviews for 2024 (20)

      Bankwest Personal loans customer reviews for 2024 (21)

      Mozo experts choice awards won:
      • Excellent Credit Unsecured Personal Loan - 2024

      For more information about these awards go to the link at the bottom of this table.

      Low Rate Personal Loan

      Excellent Credit

      interest rate
      6.57% p.a.to 8.48% p.a.
      comparison rate
      7.19% p.a.to 8.84% p.a.based on $30,000
      over 5 years

      Repayment terms from 1 year to 7 years. Representative example: a 5 year $30,000 loan at 6.57% would cost $35,528.12 including fees.

      Go to site

      Promoted
    • Bankwest Personal loans customer reviews for 2024 (22)

      Express Personal Loan

      Secured

      interest rate
      14.95% p.a.to 27.95% p.a.
      comparison rate
      29.30% p.a.to 42.8% p.a.based on $10,000
      over 3 years

      Repayment terms from 2 years to 4 years. Representative example: a 3 year $10,000 loan at 14.95% would cost $14,324.71 including fees.

      Go to site

      Promoted
    • Bankwest Personal loans customer reviews for 2024 (23)

      Debt Consolidation Loan

      interest rate
      6.57% p.a.to 18.99% p.a.
      comparison rate
      7.19% p.a.to 19.39% p.a.based on $30,000
      over 5 years

      Repayment terms from 1 year to 7 years. Representative example: a 5 year $30,000 loan at 6.57% would cost $35,528.12 including fees.

      Go to site

      Promoted

    WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

    Want more? Compare all 240 personal loans in the Mozo comparison engine.

    Compare more personal loans

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    Bankwest Personal loans customer reviews for 2024 (2024)

    FAQs

    Bankwest Personal loans customer reviews for 2024? ›

    BankWest seem to be compatible.

    What is the best time of the year to apply for a personal loan? ›

    The best time to apply for a loan depends on your circ*mstances. There is no one perfect season to apply. We do not approve more loans in the spring than the summer. Instead, you want to take a look at your personal finances to determine when you should apply for a loan.

    Which bank offers the best personal loan? ›

    Top performing personal loans in India
    Sr.No.Personal Loan PlansInterest Rates
    1HDFC Bank Personal Loan10.50% p.a. onwards
    2ICICI Bank Personal Loan10.50% p.a. onwards
    3Bajaj Finserv Personal Loan13.00% p.a. onwards
    4Fullerton India Personal Loan11.99% p.a. onwards
    6 more rows
    Mar 1, 2024

    What is the easiest bank to get a personal loan from? ›

    The easiest banks to get a personal loan from are USAA and Wells Fargo. USAA does not disclose a minimum credit score requirement, but their website indicates they consider people with scores below 640, so even people with bad credit may be able to qualify.

    Which bank has the best personal loan rates? ›

    Summary: Best Personal Loans From Banks
    CompanyForbes Advisor RatingCurrent APR range
    TD Bank3.58.99% to 23.99%
    Discover3.57.99% to 24.99%
    Wells Fargo3.57.49% to 23.24%
    PNC Bank3.0Rates vary by zip code
    2 more rows
    Apr 1, 2024

    When should you not apply for a loan? ›

    If you're already struggling to afford your existing monthly payments, now is not the time to take on additional debt. While it's tempting to use a personal loan to help pay off high-interest debt such as credit cards, it still comes with the risk that your monthly payments will remain unaffordable.

    How far in advance should you get pre approved for a loan? ›

    Starting early on your search gives you enough time to explore different neighborhoods, view multiple properties, and find the right home for you. The best time to get pre-approved for a mortgage is between 1 and 4 months before buying a home.

    What is the interest rate on a personal loan in 2024? ›

    According to a Bankrate study, the average personal loan interest rate is 12.22 percent as of April 24, 2024. However, the rate you receive could be higher or lower, depending on your unique financial circ*mstances. Personal loan rates vary based on creditworthiness, the lender and the borrower's financial stability.

    Is it better to go through a bank or lender for personal loan? ›

    Higher interest rates and fees: Banks tend to charge higher interest rates and more fees compared to their credit union and online lender counterparts. 12 If you don't qualify for a discount rate, you might end up paying more through a bank than you would with another lender.

    What is the most reliable place to get a personal loan? ›

    Best personal loans
    • SoFi: Best overall.
    • LendingPoint: Best for fair credit.
    • Upgrade: Best for poor credit.
    • Prosper: Best peer-to-peer lender.
    • Axos Bank: Best for excellent credit.
    • LightStream: Best for fast funding.
    • Discover: Best for good credit.
    • Avant: Best for customer support.

    Which bank gives instant personal loans? ›

    To avail of the HDFC Bank Personal Loan, all you need to do is submit the loan application form.On meeting the eligibility critieria, you will get an offer with the sanctioned amount, tenure of loan and interest rate.Once you accept the offer, funds are transferred to your bank account instantly.

    Who has the fastest loan approval? ›

    Best Quick Loans Comparison
    LenderAPRApproval/Funding Timeline
    LightStream7.49% - 25.99%Same day - 2 business days
    Best Egg8.99% - 35.99%2 - 4 business days
    Upgrade8.49% - 35.99%2 - 3 business days
    OppLoans160% - 179%2 - 3 business days
    2 more rows

    Is Chase easy to get a personal loan? ›

    Even if you have Chase credit cards, a Chase mortgage, and Chase bank accounts in good standing, you can't get a personal loan through Chase. Fortunately, you have many personal loan lenders to choose from.

    Will personal loan rates go down in 2024? ›

    Lower personal loan rates may be on the horizon in 2024 after the Fed made progress curbing inflation at the end of 2023. That progress came after four more Federal Reserve rate hikes in 2023.

    How much would a $5000 loan cost per month? ›

    Based on the OneMain personal loan calculator, a $5,000 loan with a 25% APR and a 60-month term length would be $147 per month. The loan terms you receive will depend on your credit profile, including credit history, income, debts and if you secure it with collateral like a car or truck.

    What is considered a good rate for a personal loan? ›

    Personal loan rates range from around 7% to 36%, with the average hovering around 12-15% for a 3-year loan. A good interest rate on a personal loan is one that is lower than the national average. However, borrowers with excellent credit scores may qualify for even lower rates.

    How can I increase my chances of getting a personal loan? ›

    How to boost your personal loan approval odds
    1. Check the accuracy of your credit report. ...
    2. Improve your credit score. ...
    3. Prequalify before formally applying. ...
    4. Work on reducing your debt. ...
    5. Find ways to increase your income. ...
    6. Don't apply for too much money. ...
    7. Adding a cosigner or a co-borrower.
    Aug 30, 2023

    What are the best chances of getting approved for a personal loan? ›

    The better your credit score and history, the better your chances of approval. Income: Lenders check your income to determine your ability to repay the loan. Debt-to-income ratio: This ratio compares your monthly debt payments to your monthly income. Lenders use it to determine how much you can afford to borrow.

    When applying for a loan, what is the best reason to give? ›

    The most common reasons to get a personal loan include emergency expenses, major purchases, home repairs, or milestones. A personal loan may be the right option if you have a good credit score, and your costs fall under these categories.

    What credit score do I need to apply for personal loan? ›

    Many give preference to borrowers with good or excellent credit scores (690 and above), but some lenders accept borrowers with bad credit (a score below 630). The typical minimum credit score to qualify for a personal loan is 560 to 660, according to lenders surveyed by NerdWallet.

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