What credit score is needed for a Target Credit Card?
When you apply for a Target Credit Card, the issuer will also consider your income, employment status, debts, housing information, and more. Here are the Target Credit Card requirements for approval: Minimum credit score: 640+ (at least fair credit) Age requirement: 18 years old.
You'll need to have at least fair or average credit -- a credit score over 580 -- to qualify for the Target Circle™️ Card. Like any card, you'll have a better chance of being approved if you have good credit or better. Applicants with lower credit scores may also be offered a lower credit limit.
You need a credit score of 640 or higher (fair credit or better) to get a Walmart credit card. Your income, existing debt load, recent credit inquiries, employment status, and housing status will also impact your chances.
- Easiest to get for unsecured credit: Capital One Platinum Credit Card.
- Easiest student card to get for dining: Capital One Savor Student Cash Rewards Credit Card.
- Easiest to get for students: Discover it® Student Cash Back.
- Easiest to get with no annual fee: Citi Double Cash® Card.
Yes, it's possible to get a credit card with bad credit, including a score of 550. But, typically, the higher your score, the better the options available to you — including rewards rates, interest rates and annual fees.
Credit score requirement: You can qualify for the Target Circle™ Credit Card with good to excellent credit, generally defined as a credit score of 690 or better. As with all credit cards, though, credit scores alone are not enough for approval. The issuer will consider your income and other factors.
Card name | Annual fee | Bankrate review score |
---|---|---|
Capital One Platinum Secured Credit Card | $0 | 4.1 / 5 |
Petal® 1 "No Annual Fee" Visa® Credit Card | $0 | 4.4 / 5 |
Discover it® Secured Credit Card | $0 | 4.5 / 5 |
Petal® 2 "Cash Back, No Fees" Visa® Credit Card | $0 | 5 / 5 |
To get approved for this card, you'll need to have a good credit score of at least 670, though having a higher one certainly won't hurt your chances. Subscribe to the CNBC Select Newsletter! Money matters — so make the most of it.
Lowe's Synchrony Credit Card for Individuals
It's a handy money-saving tool for those looking to trim down expenses on everyday purchases. The credit score for Lowe's card is 640, at a minimum.
Loan amounts | $50 to $17,500 |
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Minimum credit score | None stated, but reports show borrowers will need a minimum of about 550 for approval. A score of 640 or higher offers the best odds of approval. |
Interest charges | 0% for pay-in-four plans or up to 36% APR for monthly installment plans |
Is there a credit card that approves everyone?
On top of easy approval, OpenSky doesn't require any credit check to apply for the card and offers everyone who is approved the same APR and credit limit range.
Apply for Credit Card Online & Get Instant Approval. ICICI Bank Credit Cards are tailored to suit your lifestyle and preferences, so that you can save as you spend. Enjoy exceptional benefits like entertainment discounts, lounge access, exclusive dining deals and fuel savings.

Begin your credit story with Chase: No prior credit history is required to qualify. Chase does not require a prior credit history to qualify for a Freedom Rise card.
For this card, you generally need a good to excellent credit score to qualify. According to FICO, a 'good' credit score is a score between 670 and 739. FICO credit scores range from 300 to 850, with higher scores indicating greater creditworthiness.
Destiny Mastercard® – $700 Credit Limit
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for.
Some of the easiest unsecured cards to get approved for are the Indigo® Mastercard®, Mission Lane Visa® Credit Card, Prosper® Card and Milestone® Mastercard®.
You may be approved to shop online instantly, or you may have to wait for seven to 10 days to get your card, depending on whether Target approves you automatically. The website isn't 100% clear on how long it may take to be approved for either RedCard if you are not automatically approved.
To be approved for a Walmart credit card, you typically need a credit score in the fair to good range, which generally falls within the 580 to 740+ range. However, it's important to note that the specific credit score requirements may vary depending on the type of Walmart credit card you're applying for.
The Target Circle credit cards (Target Credit Card and Target Mastercard) are issued by TD Bank USA, N.A. Mastercard is a registered trademark of Mastercard International, Inc.
- OpenSky® Secured Visa® Credit Card.
- Discover it® Secured Credit Card.
- Capital One Quicksilver Secured Cash Rewards Credit Card.
- Capital One Quicksilver Cash Rewards Credit Card.
- Credit One Bank® Platinum Visa® for Rebuilding Credit.
Can I buy a house with a 600 credit score?
With certain home loans, you can buy a house with a 600 credit score. Government-backed loan programs like FHA, USDA, and VA loans are often more flexible when it comes to credit requirements. These loan programs can be particularly helpful for first-time home buyers or those with lower credit scores.
A credit score of about 700+ will likely qualify you for just about any credit card, including those with cash back rewards, lower annual percentage rates (APRs) and more.
There are multiple FICO Score versions available for lenders to use. Apple Card uses FICO Score 9. FICO Score 9 ranges from 300 to 850, with scores above 660 considered favorable for credit approval.
It is not hard to get a Walmart Credit Card *. You only need fair credit to qualify for a Walmart Credit Card, so you should have a good chance of getting approved as long as your credit score is 640 or higher, you have a steady income, and you're both a U.S. resident and 18+ years old.
You need an excellent credit score of 750 or higher to qualify for the Costco Credit Card. You will also need a Costco membership if you don't already have one and enough income to afford monthly bill payments on the Costco Credit Card.