What are the major uses of funds for commercial banks in the United States? | Homework.Study.com (2024)

Get access to this video and our entire Q&A library

• What is (are) not a major source of funds for commercial banks?
• What are the major sources of funds for commercial banks in the United States? What are the major uses of funds for commercial banks? or each of your answers, specify where the item appears on the balance sheet of a typical commercial bank (Assets or Lia
• What are the major sources of funds for commercial banks in the United States? How is the landscape for these funds changing and why?
• Which major banks (or non-bank payment processors) are leading the way in e/m-commerce?
• What kinds of bonds do central banks buy from commercial banks?
• What is investment banking? Particularly, how is it distinguished from commercial banking?
• What is the role of commercial banks in international trade transactions?
• What are small finance banks and payment banks? How are they different from commercial banks?
• Commercial banks obtain the bulk of their loanable funds from what?
• What provides loans to firms that cannot obtain financing from commercial banks?
• What is the basic activity of banks?
• What are the main types of financial institutions in the United States economy, and what are their functions?
• What trend, in branch banking, has been prominent in the United States in recent years?
• What is the primary function of finance companies? How do finance companies differ from commercial banks?
• What is the primary liability category of commercial banks?
• Which commercial banks are experiencing the highest profitability? Which commercial banks are experiencing the lowest profitability?
• Explain the primary use of funds by commercial banks versus savings institutions.
• What are the functions of investment banks? Do they engage in primary or secondary market activity?
• What are the major multilateral development banks?
• Which of the following banking systems has membership of all commercial banks - state and national - in the United States? A. Federal Reserve System B. Eurosystem C. European System of Central Banks D. None
• a) What branch of the capital market does CMBS trade in? b) What is the role of the conduit? c) The investment bank? d) The rating agency? e) The special servicer?
• What is a financial department store a universal bank? Why do these institutions have become so important in the modern financial system?
• What are the major asset categories for banks? Identify the most important category. What are a bank's major liabilities and which category is the largest in size?
• (a) What is a finance company? (b) How are finance companies able to compete against commercial banks?
• What are the major asset categories for banks? Identify the most important category. What are the bank's major liabilities, and which category is the largest in size? What is meant by bank liquidity a
• 1) Which of the following is true regarding bank charters? a) All U.S. commercial banks must be chartered in order to operate. b) All U.S. banks must be federally chartered. c) National banks are c
• What is the holding-company device to control two or more commercial banks?
• What key roles does the Federal Reserve System perform in the banking and financial system?
• What kind of activities do international banks engage in?
• What are the most important functions of the regional Federal Reserve banks?
• The primary use of credit union funds is what?
• What are the primary functions served by investment bankers?
• What do banks do with the funds they acquire from savers? a. invest in corporate stock. b. invest in corporate bonds. c. make loans to individuals. d. all of the above.
• What is an investment banker, and what major functions does an investment banker perform?
• Commercial banks are not allowed to invest in what?
• What application do most of the Indian Banks use for all their financial transactions? I've heard it's Finacle. What is the significance of Finacle in the banking sector? On which back-end and technol
• What are banking and financial services?
• What types of companies usually manage open-end funds?
• What are Banker's Acceptances and why are they so popular in the international trade of goods?
• Which firms are most likely to use bank financing rather than to issue bonds or stocks to finance their activities? Why?
• When banks obtain funds in the federal funds market, the providers of the funds are who?
• What are the major foreign exchange trading activities performed by financial institutions?
• a. What is debt financing? b. What processes do banks use to evaluate bank loans to small versus mid-market business firms?
• What types of securities are banks prohibited from buying for investment purposes?
• What exactly does a custodian bank do? How is it different from the Bank of America around the corner?
• What are the major functions performed by the FDIC?
• Which banks don't trade credit default swaps?
• What types of financial institutions issue commercial paper?
• What is a use of finance company funds?
• Which are some best non-core companies (financial services firms and banks) that provide off-campus internships to undergraduates?
• National banks are regulated by what, and state banks are regulated by what?
• What are all the major function and responsibility central bank?
• What funds sell shares to wealthy individuals and financial institutions and use the proceeds to invest in securities?
• Approximately what amount of the nation's commercial banks are members of the Fed?
• Which banking act allowed interstate banking?
• Which of the following statements is correct? I. Most commercial banks in the United States are chartered by the states II. All national banks must be insured by the FDIC III. It is NOT mandatory for state banks to be members of the Federal Reserve Sys
• What is the objective companies attempt to achieve when managing bank relations?
• What are the various divisions inside a big investment bank such as Goldman Sachs (sales and trading, IB, leveraged finance, etc.)?
• a. What is the role of banking institutions in international trade besides financing? b. What other institutions are available to facilitate trade? Explain some of the programs each of these institutions offer in order to facilitate trade. c. What are s
• A) Who issues federal funds? B) What is the usual purpose of these funds?
• Who issues federal funds, and what is the usual purpose of these funds?
• Which Federal Reserve bank houses the open market desk?
• What different kinds of services do banks offer the public today? What services do their closest competitors offer?
• What role do liquid assets play on the balance sheet of commercial banks?
• Which financial institutions outside of the US support OFX (Open Financial Exchange)?
• Approximately how many of the nation's commercial banks are members of the Fed?
• What are some industry secrets that the banking industry doesn't want their customers to know?
• What is the primary asset of savings institutions?
• What is electronic banking?
• What is bank leverage? How is it related to a bank's ROE?
• What investment banks, asset management companies, and hedge funds make use of machine learning on a large scale?
• What financial services are available through electronic banking systems? Explain your answer.
• What is the investment management in investment banks? What kind of work do they do exactly?
• What does a business analyst in an investment bank do?
• What are the similarities and differences between commercial banks and micro-financial institutions?
• When a bank obtains funds through a what, the provider of the funds receives collateral?
• What is the use of mechanical engineering in the banking sector?
• What are examples of financial intermediaries? A) Commercial banks B) Insurance companies C) Investment companies D) Credit unions E) All of the above
• What is the difference between scheduled commercial banks and public sector banks?
• Who pays, when the big commercial banks write off big corporate loans totaling ?161,018 CR? The total write-offs in the last 5 years is 161,018 crore, which is 1.27% of GDP. This would allow 1.5 milli
• What is true about Commercial finance companies?
• What are some of the lucrative businesses in financial markets other than hedge funds/per/VC?
• Which major US financial institutions are best positioned to take advantage of blockchain technology?
• What loans are primarily used to finance the purchase of fixed assets?
• Discuss how commercial banks manage liquidity.
• Explain how the federal funds market facilitates bank operations.
• What sets Goldman Sachs apart from other investment banks?
• What technology can replace mainframes used in banks to support the high amount of transactions per second?
• Credit unions obtain most of their funds from what?
• What are the three main types of issuers of bonds in the U.S.?
• I don't any thing about banking. What is the best website to know about banking, management, financial and market terminology?
• Which banks would likely have the highest return on equity?
• What is LIBOR and what role does it play in international finance?
• What are the key topics for a PhD in investment management or banking?
• What is the scope in the banking sector?
• Which instrument generates the largest amount of funds annually in the credit markets?
• What are the major assets of the Federal Reserve System? Describe each.
• What role do money market instruments play in the asset and liability management of large global banks?
• Which US banks will give a small business that is in operation for 2.5 years and is making over $500,000 a year a business loan without collateral or personal guarantee?
• Explain the reason (or the ultimate purpose) the commercial banks are legally mandated to hold funds in exchange settlement accounts with the RBA.