Visitors to New Zealand | Inbound Travel Insurance Quotes (2024)

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› Visitors to New Zealand

Are you visiting New Zealand from overseas? Or do you live in NZ and need to arrange inbound travel insurancefor friends or family visiting you?

If that's you, you might be finding it tricky to find cover. Most insurers in New Zealand require you to be a resident to qualify for cover, but there are options out there for you, keepreading for more details...

What Are VisitorsOptions?

Visitors to New Zealand can either choose to buy a policy from within their own country, or opt forOverseas Visitors Coverwhich unfortunately only a handful ofcompanies offer.

What Is Overseas Visitors Cover? And What Are The Conditions?

• A visitors policy will typically cover your flight to New Zealand, the time while you are here, but cover will stop when you reach immigration at the airport when you are returning home
• Age restrictions may apply
• All or themajorityof your trip must be within New Zealand to qualify for cover
• A waiting period might be applied to medical claims
• Must purchase within a specified time frame of landing here (usually within 14 days)

Where Can You Buy It?

Insurer	Do they cover visitors to New Zealand	Conditions
Cover-more Plan I		Available to those 69 and under. Plan'I' for travel only withinNZ. Maximum 12 months cover. Valid for travel within NZ only.
Southern Cross Visiting NZ		Cover for those on working holiday visa, work visas, visitors visas and guardian visas,No cover for pre-existing medical conditions. No age limit specified.

General Advice Warning: The contents of this article were accurate at the time of writing. Insurers change their policies from time to time, so some information may have changed. You should always read the Product Disclosure Statement of your chosen insurer to understand what is covered and what isn't. The information provided is of a general nature only and does not take into account any personal objectives, financial situation or needs. Before making a decision you should consider the appropriateness of the information having regard to your personal circ*mstances.

What’s Typically Included?

• Medical cover within New Zealand:Medical expenses for injury or illness including hospital stays, surgery, dental, prescription drugs, doctor and dentist office visits. You will not be covered for medical treatment outside ofNew Zealand
  
• Luggage and personal items:Loss, theft or damage to luggage and personal items
  
• Personal liability:Cover in the event that you are found to be legally liable for accidental injury or damage you may have caused to another person or their property
  
• Cancellation fees and lost deposits:The cost of rearranging or cancelling your journey because of unforeseen circ*mstances such as illness, accidents and extreme weather conditions
  
• Rental vehicle excess:Cover for the excess payment on your rental vehicle’s insurance if the car you are driving is involved in an accident or is stolen
  
• Hospital cash allowance:A daily allowance if you are hospitalised overseas (allowance will start after a specified period of time spent in hospital)

Like any policy there are exclusions around pre-existing medical conditions and cancellation cover, so make sure you understand your cover by reading the Product Disclosure Statement before you buy.

Are You A Non-Resident Living In New Zealand For A Few Years?

If you'rein New Zealand on a working holiday visa, a sponsorship visa, a defacto visa, or even a student visayou should look intonon-permanent resident travel insurancerather than a visitors policy. Follow the link for more info.

Whether you're here for a quick visit, or an extended break,overseas visitorstravel insurance cover is a vital part of every trip. Get cover todayto ensure a smooth-sailing, stress free holiday!

Travel Insurance Extraordinarie At Your Service

Need some help? Use the search box below to find answers to all those tricky questions. We’ve got heaps of travel insurance tips to help you get the best policy for your upcoming holiday!

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CoverDirect NZ Limited (INC 3526051) owns and operates this website.

Our comparison is a free service that makes it easy for users to compare multiple quotes, saving both time and money. Our comparison ranks quotes according to price and is limited to those insurers that have agreed to participate on the site. CoverDirect NZ Limited does not hold a financial services licence. The comparison does not take your personal circ*mstances into account; as such, all information provided should be considered general and should not be considered as advice or a recommendation. Whilst we take all reasonable care when preparing this information, we do not warrant its accuracy. Pricing information is supplied by the insurance providers and ALL policy details should be verified with the before you purchase. This site links users to the website of the insurance provider to verify quotes and access the relevant PDS to understand what is, and is not, covered by a policy prior to purchase. We do not issue insurance. Users purchase directly from the travel insurance provider.