Travel safety and travel insurance (2024)

Customer and staff safety is the single most important factor in everything that Explore does. We always consider the safety of our tours, and have extremely experienced Senior Management and Operations teams who know intimately the countries in which we operate. We monitor and assess the threats operating in every country as an integral part of our work.

Foreign Office Travel Advice

As a UK-based company, we rigidly monitor the UK Foreign, Commonwealth & Development Office (FCDO) travel warnings and advice, and where we consider it appropriate to do so, we may cancel tours prior to departure, or terminate, re-route or otherwise make changes to tours operating in or through the country or part of the country concerned. Any such decision we make will always be made in the interests of safety and security. Occasionally we will pre-empt the FCDO and decide to leave a region based on our own feedback from tour leaders or local agents on the ground. We make no apologies for this - safety always has and always will come first.

Get up-to-date travel information about changes in FCDO advice on our Travel Updates page.

Read our Travel Updates


Staying up-to-date before your trip

We strongly recommend that customers visit the FCDO website to read the comments on the country they are planning to visit, at the time of booking and also prior to departure, as well as sign up to receive updates to the travel advice for your chosen destination. The FCDO website provides a travel summary for every country, together with advice on safety and security including crime and terrorism, local laws & customs, entry requirements and health, as well as general information. It also has contact details for embassies and consulates of those countries where lone parents may require extra documentation. We strongly recommend that you check your government's travel advisory for up-to-date information and advice about your destination: safety and security, entry requirements, health, local laws and customs. A hard copy of the current FCDO Travel Advice for your chosen destination is available by contacting cr@explore.co.uk or calling 01252 379438.


Other government travel advice websites

If you're not a UK citizen, we recommend you check your own government website. Here are links to some of the larger ones:

Canadian Consular Affairs Bureau
The U.S. Bureau of Consular Affairs
Australian Department of Foreign Affairs and Trade
New Zealand Ministry of Foreign Affairs and Trade

Travel insurance

It is a condition of booking with Explore that you have adequate valid travel insurance. It is your responsibility to arrange appropriate travel insurance and ensure you have read and understand the full terms and conditions of your travel insurance policy to ensure that you are covered for all activities you intend to undertake whilst on the trip, including all optional activities.

Your Insurance Policy must fully cover you for medical expenses and emergency repatriation to your home country. Please ensure you have coverage for at least $100,000 emergency medical evacuation expenses plus $50,000 emergency medical expenses. If you are trekking at altitude please ensure that there is no upper altitude limit which may limit or exclude cover for your trip.

Participants may purchase this coverage from the provider of their choice. For your convenience, we offer a travel protection plan provided by Travelex Insurance Services that helps provide coverage for trip cancellation/interruption, trip delay, baggage loss, theft or damage, emergency medical expense, emergency evacuation/repatriation coverage and more.

For more information on the available plan or to enroll, click on the link below and choose the Travel Select plan or contact Travelex Insurance at 1-800-228-9792 and reference location number 05-1777.

Travel safety and travel insurance (1)


The product descriptions provided here are only brief summaries and may be changed without notice. The full coverage terms and details, including limitations and exclusions, are contained in the insurance Policy. Travelex Insurance Services, Inc. CA Agency License #0D10209. Travel Insurance is underwritten by Berkshire Hathaway Specialty Insurance Company; NAIC #22276.


If you purchased travel insurance prior to September 28, 2020, please see this page.

Travel safety on tour

Your fitness and ability to participate

All Explore adventures require some level of active participation. It is in the interests of all members of the group that everyone should be capable of fully participating in the activities of their chosen tour. With this in mind, travellers should be aware, if it is felt that any customer is not able to participate in a tour without endangering the health or safety of themselves or any other person (including other group members), or that the presence of the customer on the tour means we will be unable to provide the tour in whole or part to other members of the group as advertised and contracted, the tour leader at any stage has the right to require them to leave the tour.

To ensure that this is never necessary, please make sure that you have fully understood the level of fitness and ability required to complete the tour on which you are booking. Tour trip notes are quite specific about the level of fitness and ability required on any given tour. It is your responsibility to let us know if you have any concerns related to this subject. If you have any medical condition or disability that may affect your tour arrangements in any way, you must provide us with full details at the time of booking.

In certain circ*mstances, usually on more strenuous tours, we may require you to provide proof of medical fitness before travelling.

Optional activities

On many Explore tours, we include a variety of different activities which have been thoroughly checked by us. However, some tours do also include free time for customers to do their own thing. Customers should use their discretion when considering optional activities, and safety should always be the key consideration.

Free time

Every country has its own issues with crime, and when on holiday we tend to be more vulnerable – partly due to being in a more relaxed frame of mind. It is therefore important that you are extra vigilant in areas where thieves may operate.

• Take care not to flaunt your wealth – such as jewellery, cameras, phones and computers
• If you are carrying a bag, make sure its securely fastened to you and not loosely slung over your shoulder
• Unless you are required to do so, never carry your passport and flight tickets with you on the streets, and only take as much money as you need. Your money and valuables will be much more secure in the hotel safety box. If you can, scan your important documents (such as passports) and store them on your webmail account.

High altitudes

Some of our tours take place at a high altitude, reaching elevations of 2500 metres or more. We allow time for acclimatisation and usually the body acclimatises well to spending extended periods of time above this altitude, however it is difficult to predict who is at risk from altitude sickness. Effects of altitude on the human body begin to appear at 1500 meters above sea level, and can lead to AMS (Acute Mountain Sickness) also known as altitude sickness. In more serious cases AMS can progress to High Altitude Pulmonary Edema (HAPE) or High Altitude Cerebral Edema (HACE). Both HAPE and HACE are potentially fatal. It is very important therefore that all travellers are aware of, and able to recognise, signs and symptoms of altitude on their body.

Common mild symptoms include headache, fatigue, nausea, stomach illness, dizziness, sleep disturbance and shortness of breath. More serious symptoms include fever, dry cough, vomiting, bluish color on lips and fingers, difficulty breathing even when resting, lack of balance, loss of consciousness.

For those travelling with pre-existing medical conditions, we advise customers seek advice of their doctor regarding travelling in high altitude, especially travellers with heart or lung conditions, anaemia, asthma, high blood pressure or on the pill.

Related pages:
Travel health

Travel safety and travel insurance (2024)

FAQs

What questions do they ask for travel insurance? ›

The questions will vary depending on your condition. We may ask about your treatment, if you've been prescribed any medication, and any recent medical appointments. We will not need to know the name of the medications that you take. We may also ask you about what treatment you are expecting in the future, if any.

How to get a travel insurance claim approved? ›

At the start of filing your claim, any documentation supporting your claim is crucial to have on hand and to submit. Examples include receipts from your trip and proof of paid healthcare costs. These are proof that you paid out of pocket to cover services.

What is not covered by travel insurance? ›

Reasonably foreseeable events. Known storms, epidemics, acts of war. Travel restrictions imposed by government authorities. Pre-existing conditions, unless the Premium plan is bought within the window for coverage.

What is not covered by Allianz travel insurance? ›

Claims due to known, foreseeable, or expected events, epidemics, government prohibitions, warnings, or travel advisories or fear of travel are generally not covered (coverage can vary by state.)

Do you have to prove illness for travel insurance? ›

Regardless, if you feel too sick to travel it's important to have your opinion confirmed and your diagnosis documented by a doctor. Medical documentation will be required if you're looking to be reimbursed for your non-refundable trip costs if you have to cancel your trip.

What is the most common travel insurance claim? ›

By far, the most common and often most significant travel insurance claim is for medical emergencies. A sudden illness or injury during your trip can not only ruin your plans but also cause a severe financial strain.

What percentage of travel insurance claims are denied? ›

Legitimate claims

According to the United States Travel Insurance Association, one out of every six insureds ends up filing a claim, and less than 10 percent of those claims are denied. If your travel insurance claim is denied, you may be upset,. However, getting upset is not going to help you.

How easy is it to claim travel insurance? ›

Contact your insurer as soon as possible and ask them to send you a claim form. They may be able to email this to you to speed things up. Complete the claim form carefully and keep a copy for yourself. You'll need to include copies of all paperwork that will help your claim, including receipts or medical certificates.

Does travel insurance usually pay out? ›

For reference, most travel insurance plans include 100% trip cancellation coverage and a minimum of 125% trip interruption coverage to compensate for extra charges such as unexpected flight changes. In addition to knowing coverage limits, noting any policy use restrictions before buying a plan is good practice.

What are two disadvantages travel insurance? ›

Cost: Travel insurance will add to the overall cost of your trip. Some may choose to forgo it to save money, especially on shorter or less expensive trips. Exclusions and Limitations: Policies may have various exclusions and limitations, so it's essential to read the fine print.

What is the average cost of travel insurance? ›

According to our research, the average cost of travel insurance is $204, but you could pay anywhere between $14 and $765 for travel insurance. While this may seem like a wide price range, it's important to understand that travel insurance is not a “one price fits all” purchase.

Who are no limits travel insurance? ›

We are an online travel insurance provider, specialising in providing peace of mind to holiday makers who have pre-existing medical conditions.

Which insurance company is best for travel insurance? ›

Our Rankings of the Best Travel Insurance Companies of 2024
  • Faye: Our top pick.
  • Travelex Insurance: Our pick for families.
  • Nationwide Travel Insurance: Our pick for cruise travel.
  • Tin Leg Travel Insurance: Our pick for customizable coverage.
  • Berkshire Hathaway Travel Protection: Our pick for luxury travelers.

Does having high blood pressure affect travel insurance? ›

You can still get travel insurance if you have high blood pressure but it's likely to cost more. It might also mean that you have fewer providers to choose from.

Is Allianz travel insurance trustworthy? ›

We at the MarketWatch Guides team awarded Allianz Travel Insurance 4.1 out of 5 stars based on our provider review methodology. Named our pick for concierge services, Allianz offers 24/7 travel assistance through a multilingual team, which can help policyholders with travel and coverage issues while abroad.

What do I need in my travel insurance? ›

What cover should travel insurance include?
  1. medical expenses and cover for getting you home if you're injured or fall ill abroad.
  2. personal injury and cover for accidents or damage caused by you.
  3. cover for lost or damaged items.
  4. cover for lost or delayed baggage.
  5. cover for cancellation or missed departure.

What questions ask for the travel interview? ›

12 common travel agency interview questions
  • What inspired you to become a travel agent? ...
  • Describe what you would do if you noticed you weren't meeting sales goals. ...
  • How do you calm down an angry customer on the phone? ...
  • Tell me about a time you impressed a client. ...
  • What do you look for in a vacation package for your clients?
Mar 10, 2023

How soon before a trip should you get travel insurance? ›

Though you can buy travel insurance before you book your flight, it's actually better to wait until after you reserve your seat on the plane. This way, you'll know your ticket price and can make sure your travel insurance will cover the full cost of the ticket, in case you need to file a claim later.

What is the pre-existing condition for travel insurance? ›

With Seven Corners Trip Protection and Seven Corners Trip Protection USA, a pre-existing condition is an illness, disease, or condition you or your travel companion, business partner, or family member booked to travel with you has during the 60 days immediately before your plan starts.

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