Top 52,722 National Debt Relief Reviews (2024)

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ClorisaKnoxville, TN

Review featured by National Debt Relief

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StaffProcess

Reviewed Dec. 4, 2023

Daniel was very pleasant to deal with in the process of approval. The process is a little lengthy but he made it very nice. This is a great program if you are feeling overwhelmed by credit card debt. I wasn’t sure about trusting this to anyone but I’m very pleased that I made the decision to trust National Debt Relief! I wouldn’t change a thing!

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LizbethGrand Prairie, TX

Review featured by National Debt Relief

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Staff

Reviewed Nov. 30, 2023

After much thought regarding my debt situation and coming across National Debt Relief, I was connected with Ann C. She was able to provide insightful information and even using my numbers to help me move forward with reducing my debt! Sometimes a few of us can put this on the back burner and Ann was very supportive and nonjudgmental! I feel like a weight has been taken off my shoulders and am excited to start my debt free journey!

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Top 52,722 National Debt Relief Reviews (1)

Response from National Debt Relief

Hi Lizbeth,

We are happy to hear about your excellent experience with our team! We are grateful to have the opportunity to guide you toward financial freedom.

Thank you for choosing National Debt Relief!

JoshuaMccall, ID

Review featured by National Debt Relief

Verified purchase

StaffProcess

Reviewed Oct. 2, 2023

After a painstaking three weeks of back and forth due to family obligations my intake specialist proved to be quite patient, and best of all super understanding. I was able to move forward with confidence after many questions about the process and setting expectations. The professionalism exhibited by National Debt Relief staffing was tremendous and helped get me through the application process.

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Top 52,722 National Debt Relief Reviews (2)

Response from National Debt Relief

Hi Joshua,

Thank you for taking the time to share your experience. We are proud to hear about the professionalism our representatives showed you and are thankful for you choosing National Debt Relief for your debt relief journey.

Sincerely,

National Debt Relief

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ViolinaTacoma, WA

Verified purchase

Customer ServiceStaffProcessTransparency

Reviewed Jan. 28, 2024

I recently had the pleasure of experiencing customer service that went above and beyond my expectations, and I am compelled to share my incredible encounter. From start to finish, this interaction exemplified the epitome of outstanding customer service, setting a new standard for excellence. The journey began with a simple inquiry, and I was immediately greeted by a representative who exuded professionalism and warmth. Their eagerness to assist was palpable, creating an environment where I felt valued as a customer. The representative demonstrated an exceptional understanding of the company's products and services, addressing my questions with clarity and expertise.

What truly set this customer service experience apart was the representative's genuine commitment to resolving my concerns. Instead of offering generic solutions, they took the time to understand the intricacies of my situation and tailor their responses accordingly. This personalized approach not only showcased their dedication but also made me feel heard and understood.

Moreover, the speed at which my issues were addressed was truly impressive. The efficiency with which the representative navigated through the process without compromising the quality of assistance was commendable. It was evident that they were well-versed in their role and had the tools necessary to provide swift resolutions. Throughout the interaction, I never once felt rushed or dismissed. The representative patiently guided me through each step, ensuring I felt comfortable and informed. This level of patience and attentiveness is a rare gem in the world of customer service, and it left a lasting impression on me.

What truly left me in awe was the proactive follow-up I received after my initial inquiry was resolved. The company reached out to ensure that I was completely satisfied with the resolution and took the opportunity to gather feedback for continuous improvement. This level of commitment to customer satisfaction is a testament to their dedication to excellence.

In conclusion, this customer service experience was nothing short of extraordinary. From the initial engagement to the resolution and subsequent follow-up, every aspect of the interaction was marked by professionalism, expertise, and a genuine desire to provide unparalleled service. This company has undoubtedly set a gold standard for customer service, and I am grateful to have encountered such a remarkable team. If excellence in customer service is what you seek, look no further – this company has truly mastered the art.

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BethanyWadena, MN

Verified purchase

Customer ServiceStaffProcessTransparency

Reviewed Nov. 1, 2023

I first spoke with Nick in early September. He answered probably 10 complex questions I had. Nick answered my questions quickly, accurately, and respectfully. I unfortunately wasn't eligible in September, but Nick made a plan to contact me in a few weeks as a follow up. I ended up missing that appointment. I contacted Nick via email Monday, October 30th and asked him if we could reschedule and discuss my eligibility now. He messaged me promptly and scheduled an appointment for today, Wednesday, November 1. Nick seemed to remember our first conversation and was again accurate, compassionate, knowledgeable, and all around incredibly helpful and reassuring. I complimented him numerous times, and he was always very courteous and humble. He helped me through a particularly hard time of my life, through this process, and I couldn't be more appreciative.

Nick even took the chance to compliment NDR for having an incredibly great training program and I am sure you do, but also, he has some great interpersonal skills that show a lot about his character and belief in helping people through tough times. Again, he was incredibly knowledgeable about every step and procedure, he walked me through the entire process, he was patient with me when I didn't have things readily available (account numbers, breakdowns, etc.) and I hope he knows how thankful I am. Contacting NDR wasn't an easy decision for me, and had I had a different experience the first time we talked, I doubt I would have checked my eligibility again. Thank you Nick, I appreciate you helping me through this process so much.

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ChrisFelton, DE

Verified purchase

Customer ServiceStaffProcessTransparency

Reviewed Oct. 28, 2023

I have been eagerly waiting for this opportunity to leave my review. Chase ** was an absolute pleasure to work with. He was patient, considerate, compassionate, understanding, empathetic, resourceful, and encouraging. On our first call, I was very cautious, concerned and quite stubborn. He desperately wanted to help me, but I would not give him the necessary information that he needed to do a “soft pull” of my credit information. He offered my generic information with several different possibilities and what they might look like. Debt Relief, Debt Consolidation and DYI. After 1 ½ hrs. on the phone answering tons of my questions, I asked him to give me 24 hrs. to mull it over.

We scheduled an appointment for the next day. I spent that 24 hrs. researching. So, I tried the DYI method first, I called my creditors to ask for help, asked them to lower my interest – lower my payments - anything for 6 months (all requests were denied). Then I called another company, one of NDR’s competitors. They told me to research each company for legal issues, BBB ratings etc. Funny thing, that other company had several recent lawsuits where NDR had none. So, after I spent my day researching, I eagerly waited for the call from Chase. He called as promised and he was ready for me this time. He said, “bring it on – I’m ready for you, Ms. Chris”.

We spoke for 3 more hrs., and he answered a ton more questions that I had. We shared a few personal stories with each other. Getting to know one another other. By the way – the more you talk about why you are struggling financially (knee surgery, wrecking car when hitting a deer, moving, and starting over alone etc.) the more they can help. Chase listened – he really listened. He even teared up when I explained my abusive past and why I am so stubborn and focused on doing things on my own without help from others. Once I decided to go with the program, I couldn’t get him to start the process fast enough. I was ready. He walked me through every step while assuring and encouraging me along the way. At the end of the call, I knew I was in GREAT hands. The weight lifted off my shoulders. I could finally sleep, and I did. I can’t wait to reach out to him one day and say “Chase, I did it. Thanks to you I am debt free!”

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JamesSomerville, MA

Verified purchase

Customer ServiceStaffProcess

Reviewed Sept. 11, 2023

Kena was exceptional in that she proved to be professional, personable, patient & politely persistent. I forget how I came to find NDR, perhaps through an e-mailing. I was in need of finding a way to deal with my amounting debt and tapped on the link. I was introduced to Kena and liked her right away. Kena was well up to speed and was impressive to me that she knew so well the process.

We had started down the path when I realized that I wasn’t completely sure this was the path I wanted to be on. Upon explaining my unsureness she completely understood and encouraged me to sit with the information and when I was ready to proceed to reach back out and she would be there. I had perhaps one or two additional false starts since this process began 2 or so months ago. Last night I came to grips with the fact that I needed to be proactive and decided to call Kena back this morning.…. And there she was, just like she said she’d be. We updated my information and got the ball rolling along. Within 2 hours the process was completed.

I had many questions and Kena had an answer to each and every question. She gets 10 stars from me for being kind & patient in addition to the other 10 stars I give her for all of her other professional attributes. NDR and most EVERY company could use more employees as positive and personable as Kena. I hope she’s well paid because she could probably name her price just about anywhere she goes. Not that it’s all about the $ Money, but compensation for excellence is very important. I’m lucky to have gotten her and I’m sure you’re thinking the same.

With Every Good Thought,

James **

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JerryDenver, CO

Verified purchase

Customer ServiceStaff

Reviewed May 3, 2023

While Ruben was an absolute gentleman, I had to try too hard to respond to things he'd say or ask. He was tied to a prepared script in his mind and was not easily pried from his canned speech. I felt pressured to commit to things I was not comfortable with and that I wanted more information on, or wanted to get other opinions about. He was focused on nailing me down as a client and it was difficult to get him to allow other thoughts, questions, or ideas to be explored.

Once he realized I was becoming frustrated with his monologue, and demanded a two-way conversation, he did attempt to soften his approach and allowed me to respond with some questions, and opinions of my own, while still maintaining his focus on pinning down a decision with which he had a vested interest. When I agreed to a call-back appointment, he was gracious and realized I would not move so swiftly into his decision for me, it was better.

On our second interaction he still had his focus on "landing the sale," but the intensity was less evident, and I felt more comfortable in speaking with him. So far, I'm thinking this is a smart move on my part. I do understand it is up to me to inform my creditors of this change. I am awaiting the telephone number that I can refer them to with their questions and concerns before informing them of the change in our relationship. I hope that will be provided soon so I can proceed with my responsibilities in making this a successful relationship for National Debt Relief, my creditors and me.

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BettyNewport News, VA

Verified purchase

Reviewed Feb. 13, 2024

This was an amazing excellent experience. William was extremely kind, professional and supporting. He demonstrated what I say in my times the patient of “Job”. Frankly I was embarrassed that he had to be sooo patient and kind to me. He never gave up on my inability to follow through but kept on encouraging me.

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MelindaKnoxville, TN

Verified purchase

Reviewed Feb. 13, 2024

Great customer service. Dylan ** was very helpful explaining the program and helping me understand. I am thankful for this program. I will definitely recommend National Debt Relief to others. I look forward to being out of debt and being relieved of all the stress. I hope it goes as smoothly as the program was explained to me.

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KatelynCedar Lake, IN

Verified purchase

Reviewed Feb. 12, 2024

Jarris was very professional and amazing! Was very knowledgeable and explained everything in such detail so it was very easy to understand. He definitely made me feel very comfortable and heard and made sure I wasn’t going to agree to anything I didn’t understand nor was uncomfortable doing. My entire experience on the phone was great. Thank you Jarris!

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WahsheidaMidlothian, TX

Verified purchase

Reviewed Feb. 12, 2024

I had the pleasure of speaking with GraceAnn. She was very patient, clear and knowledgeable about everything. I was considering taking about going the bankruptcy route until speaking with GraceAnn. I'm glad I did. I can breathe a little better knowing I won't have to pay out as much every month on loans that weren't budging after making so many payments over the years. I can let NDR take some of my stress away. Thanks!

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LizHarrisburg, NC

Verified purchase

Reviewed Feb. 12, 2024

My experience with NDR was amazing! I give Tyrehk ** all the credit! Not only a top professional but really took my best interests at hand. I was avoiding the day of having to face this unfortunate situation and he just made it so easy without judgement. Great program to get you back on track!

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Top 52,722 National Debt Relief Reviews (2024)

FAQs

How legit is the national debt relief program? ›

Customer Satisfaction and Reviews

National Debt Relief has amassed a surprisingly high number of positive reviews online, gaining thousands of loyal followers: Google: 4.6 stars, based on 7,350 reviews8. Trustpilot: 4.7 stars, based on 39,067 reviews1. Better Business Bureau: 4.72 stars based on 3,292 reviews2.

What is the catch with the debt relief program? ›

Cons of debt settlement

Creditors are not legally required to settle for less than you owe. Stopping payments on your bills (as most debt relief companies suggest) will damage your credit score. Debt settlement companies can charge fees. If over $600 is settled, the IRS will view this debt as a taxable income.

Is there really a debt relief program from the government? ›

Unfortunately, there is no such thing as a government-sponsored program for credit card debt relief. In fact, if you receive a solicitation that touts a government program to get you out of debt, you may want to think twice about working with that company.

Is this debt relief thing real? ›

If you receive an unsolicited call or contact from someone offering to help you eliminate your debt, be extra cautious. There's a good chance they're a scammer.

What is the downside of national debt relief? ›

The drawback is that the fees for debt settlement can be relatively hefty. On average, fees are between 15% and 25% of the total debt enrolled.

Does debt relief hurt your credit? ›

These programs aim to help reduce your debt and if that debt is revolving credit, it can reduce your credit utilization and improve your credit. However, a debt relief program could accidentally drop your score if it closes your account with the longest payment history.

Why is debt relief bad? ›

Using debt settlement options to reduce debt comes with several risks, including late payments on your credit report, potential charge-offs, settlement company fees, tax implications on forgiven balances, possible scams and the overall risk of settlement offers not working.

Can I still use my credit card after debt settlement? ›

If a credit card account remains open after you've paid it off through debt consolidation, you can still use it. However, running up another balance could make it difficult to pay off your debt consolidation account.

How long does it take to rebuild credit after debt settlement? ›

There is a high probability that you will be affected for a couple of months or even years after settling your debts. However, a debt settlement does not mean that your life needs to stop. You can begin rebuilding your credit score little by little. Your credit score will usually take between 6-24 months to improve.

What is the best debt relief company? ›

Summary: Best Debt Relief Companies of April 2024
CompanyForbes Advisor RatingBest For
Pacific Debt Relief4.1Best for Established Track Record
Accredited Debt Relief4.0Best for Quick Resolution
Money Management International4.0Best Nonprofit for Debt Relief Help
CuraDebt3.9Best for Negotiating Tax Debt
3 more rows
Apr 1, 2024

How to wipe credit card debt? ›

Filing for Chapter 7 bankruptcy could discharge (forgive) all of your credit card debt. However, bankruptcy should only be considered as a last resort option due to the lasting damage it will cause to your credit. Bankruptcy will remain on your credit for up to 10 years after the filing date.

What is a hardship loan? ›

A hardship loan is a loan to cover an unexpected financial shortfall, either because your expenses went up or your income went down. Hardship loans are not like other loans that are designed to meet an expected or planned need (like a car loan or a business expansion loan).

Can credit card debt be forgiven? ›

Most credit card companies won't provide forgiveness for all of your credit card debt. But they will occasionally accept a smaller amount to settle the balance due and forgive the rest. Or the credit card company might write off your debt.

How long does debt relief stay on your credit report? ›

Debt relief can be a lifeline to help you get out from under unaffordable debt—but it can also damage your credit. So, if you're considering a form of debt relief, you'll want to bear in mind its effect on your credit report, where the information can stay for up to 10 years.

Do I get my money back if I cancel national debt relief? ›

National Debt Relief does not charge penalties or cancellation fees. You'll also get back the money you've accrued in your dedicated account. You won't have to pay if you're unsatisfied with the service due to National Debt Relief's Satisfaction Guarantee.

How much does national debt relief get paid? ›

What are Top 10 Highest Paying Cities for National Debt Relief Jobs
CityAnnual SalaryHourly Wage
San Francisco, CA$51,234$24.63
San Buenaventura, CA$49,781$23.93
San Jose, CA$49,539$23.82
Oakland, CA$48,478$23.31
6 more rows

Is national debt relief a form of bankruptcies? ›

Bankruptcy is a legal path where you file in court and work with a trustee to discharge or pay back some debts. Debt relief includes various programs or plans to get you out of debt without declaring bankruptcy. Either path can be right for you, but it is important to understand debt relief's pros and cons.

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