Top 10 Credit Analysis Templates with Samples and Examples (2024)

“Is this person a reliable credit risk?” All procedures and even your gut feeling converge to answer this question when a person or institution requests a loan or extends their credit.

A credit risk analysis takes the guesswork out of the equation and helps you make a data-driven decision. This analysis and its results must also be delivered to stakeholders to report your decisions and, if need be, justify them. The best tool to do this is a PowerPoint Presentation, and SlideTeam brings you a curated collection of the best Credit Analysis Templates.

These decks contain slides that are content-ready and 100% editable. This gives you a starting point, a structured framework, and the flexibility to alter the presentation according to your needs. No more starting from scratch! All you need to do is enter your data into the slides and get going!

Let us take a look at these readymade Credit Analysis Templates and tell you what they offer.

Template 1: Credit Risk Analysis PowerPoint Template Bundles

This PPT Deck is a 12-slide collection of pre-made tools that help you make data-driven decisions on gauging the creditworthiness of an entity. It is an essential kit that helps you in making a difficult decision that has an impact on your job and career. There are slides for reviewing factors in credit analysis such as company status, payment history, regulatory parameters, macro factors, etc. Download this deck to ensure you make the best possible decisions.

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Template 2: Credit Risk Analysis Report with Company Status

This PPT Slide provides a snapshot of a company's financial stability, featuring a color-coded rating scale ranging from low to extreme risk. In this example, the company's risk is assessed as low, indicated by a green '3' on the scale. The template includes placeholders for General Information, such as company name and address, and Company Information with registration details and operational status. Other Information awaits input on recent financial reports; just edit it in! The 'Key Insights' section at the bottom highlights the company's favorable low credit risk status. Download now.

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Template 3: Payment History

This PPT Template encapsulates an individual's or company's creditworthiness. The Accounts Summary showcases total accounts, loan inquiries, legal cases, bankruptcy filings, missed payments, and trade references, with key figures such as total accounts and loan inquiries. The Payment History details outstanding credit balances against limits. A donut chart illustrates the factors affecting the credit score: payment history, amounts owed, and credit mix and a Credit Risk Rating gauge indicates a risk level, currently pointing towards 'High' risk, despite a solid payment history. Get it now.

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Template 4: Dashboard with Regulatory Parameters

Use this PPT Layout to present a detailed overview of financial risk, focused on regulatory parameters and sector-wise exposure. A line graph titled 'Monthly Trend' displays the fluctuation of Non-Performing Assets, Risk-Weighted Assets, Risk-Weighted Capital. The Regulatory Parameters table compares current and previous months' figures, while the Sector Wise Exposure bar chart shows loan value distribution across industries such as energy and transport. Make it yours today.

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Template 5: Framework with Macro Factors

Visualize the impact of various macro factors on credit risk with this PowerPoint Slide. It is segregated into three sections: Macro Factors, Key Factors Impact, and External Support. Macro factors include economic and industry risk scores. The central Key Factors Impact section uses upward green arrows and downward red arrows to depict the high or low influence of business position, capital, and earnings on the credit risk score. Spaces for additional factors are available. External Support highlights the importance of partners and investors in mitigating credit risk. The Key Insights box at the bottom emphasizes how business position and capital affect the credit risk score, with additional insights to be added. Grab this template from the link below.

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Template 6: Mapping Matrix with Payment Habit

Use this PPT Preset to categorize credit profiles based on payment habits and financial position. It features a two-dimensional matrix with four quadrants:

Quadrant 1 (Exemplars) - punctual with payments.

Quadrant 2 (Scrooges) - strong finances but slower payment habits.

Quadrant 3 (Supporters) - weaker financial positions but punctual payment habits.

Quadrant 4 (Toughies) - both weak financial positions and slower payment habits.

The matrix evaluates entities from 'Weak' to 'Robust' financial positions horizontally and from 'Slow' to 'Punctual' payment habits vertically, allowing for strategic risk assessment and management. Download now.

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Template 7: Dashboard for Multiple Mortgages

This particular PPT Slide is tailored for multiple mortgages and showcases a dual-chart analysis. The top chart indicates a Monthly Trend of projected charge-off amounts, and the bottom chart shows a change in the leverage balance. On the right, a Credit Default Predictions table lists different mortgage types with associated percentages of balance at risk, suggesting potential future charge-offs. Key Insights are provided with numbered bubbles, emphasizing the risk associated with the first mortgage's balance. Grab this theme now.

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Template 8: Matrix with Outstanding Balance

Deliver a visual assessment tool categorizing credit risk based on the outstanding balance and risk score with this layout. The matrix is divided into four quadrants: High Risk - Small Balance, High Risk - Large Balance, Low Risk - Small Balance, and Low Risk - Large Balance. The 'Outstanding Balance' axis runs from low to high, while the 'Risk Score' axis runs from low to high risk. Below in the slide, 'Key Insights' provides placeholders for critical observations or actions derived from the matrix analysis. Download now.

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Template 9: Three-Step Process for Credit Risk Analysis

This theme outlines a systematic approach to evaluating credit risk. It includes the following steps:

Step 1 - Information Collection:

Gather data about the business needing a loan.

Collect information on the recovery process.

Step 2 - Information Analyses:

Analyze the financial capability of the applicant.

Assess the likelihood of loan repayment.

Step 3 - Decision Making

The visual layout with connected circles suggests a flow and dependency between each step, emphasizing that decision-making is based on thorough collection and analysis of information. Spaces for additional text allow for customization based on specific credit risk analysis procedures. Grab it now.

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Template 10: Investor Checking Graphs for Credit Risk Analysis

This PPT Visual Slide illustrates the process an investor might go through when analyzing credit risk. The main image shows an individual intently examining financial graphs on computer monitors, which could represent real-time credit risk data analysis. This slide includes four numbered points, each with a placeholder for additional text. These points could be used to detail specific steps or considerations in the credit risk analysis process, such as understanding market trends, evaluating debtor reliability, or assessing economic indicators. Get this template now.

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Managing Risk with Opportunities

Use our Credit Analysis Templates to turn cold hard numbers into insights and provide better services that ease the process for both the client and you.

Access these slides with a single click and streamline your credit analysis process. You can choose one of our subscription services: monthly, semi-annual, annual, annual+ with a click here.

P.S. The templates in this blog are not ranked in any particular order. Pick the one(s) you like and download it!