Tandem Motor Finance, Oplo Car Finance and 1st Stop Car Finance have never used Discretionary Commission Arrangements when arranging car finance through our appointed dealers and brokers therefore any agreements we have written fall outside the scope of the current FCA investigation into discretionary commission.
Save
- Instant Access Saver Earn interest on your money and have access to it whenever you need.
- Fixed Saver Secure a guaranteed rate by locking your money away for a fixed term.
- Savings Accounts
Borrow
- Greener Motor Finance To help you transition to a newer and greener used car.
- Home Loans Secured loans for larger expenses like home improvements.
- Home Improvement Loans To help you make your home more energy efficient.
- MortgagesSpecialist mortgages to help you buy, move or remortgage.
Green Hub
- LearnFind articles, tips and tricks to help you go a little bit greener.
- InteractDiscover your home's energy efficiency and how to improve it.
- Upgrade Explore energy saving products that are better for the planet.
- Green Hub
Company
- About UsFind out more about our people, mission, vision and values.
- NewsroomFind our latest press releases, reports, media coverage and more.
- CareersSearch job vacancies to join us on our mission.
For Partners
- Specialist MortgagesExplore our specialist products, criteria, rates and EPC discounts.
- Bespoke MortgagesExplore our products, criteria and rates for high net worth clients.
- Dealer CentreFind out about offering Tandem Motor Finance to your customers.
Download App
Savings Accounts
Saving with Tandem benefits both your pocket and the planet. We put your hard-earned savings to good work, by lending to other hardworking Tandem customers, to help them transition to a greener car or home.
Instant Access Saver
|
4.90
% AER* (variable)
Fixed Savers
|
Up to
4.50
% AER*
*AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded each year. This allows you to compare easily what return you can expect from your savings over time.
Trustpilot
We’re rated Excellent on Trustpilot
Best App Based Savings Provider
Our products
Choose the way you save
Saving with Tandem is simple. We’re a digital bank, which means you can easily manage and track your savings inside our app. You can open an account as quickly as making a cuppa.
Instant Access Saver
Earn interest on your money and still have access to it whenever you need.
24/7 access to your funds
Unlimited deposits and withdrawals
Variable interest rate
4.90
% AER (variable)
Fixed Saver
Secure a fixed interest rate by locking your money away for a fixed period of time.
No withdrawals during your term
14 days to fund your account
Guaranteed return over time
Up to
4.50
% AER
SAVINGS POTS
Start saving for your
Start saving
for your
next car
first home
big day
dream holiday
The benefits
Why should you save with Tandem?
With app-based savings, the benefits are endless. But unlike most other banks, when you save with Tandem, we put your savings towards greener lending initiatives, to help more people make their homes and cars more sustainable.
Quick and easy
Open an account in as little as 5 minutes, whenever and wherever you like.
Competitive rates
Choose from a range of terms and access competitive interest rates.
Fully digital
No branches, no unnecessary paperwork. Everything happens within our secure app.
Safe and secure
We're a fully regulated bank, so your money is protected up to £85,000 by the FSCS.
On hand support
Our UK-based customer service team are available via live chat, phone or email.
DID YOU KNOW
We focus our lending towards greener initiatives to help people reduce their carbon footprint.
With our customers' savings, we've already financed over £288m in home improvements, to make UK housing more energy efficient. With Tandem, you're saving for a greener future.
Find out how our energy saving products can help you save more than just money
You're in safe hands
We’re a fully regulated UK bank so you can rest easy knowing that your money is protected, up to £85,000 by the Financial Services Compensation Scheme (FSCS), the UK’s deposit guarantee scheme.
Powered by secure Open Banking
secure
Tandem uses secure Open Banking technology to connect to your preferred current account. That way, you can make quick and easy bank transfers into your Tandem savings account.
It’s easier than traditional bank transfers and more secure than card payments – and you can do it all from within the app.
Awards and reviews
Trusted by more and more people, wanting to make a difference
Trustpilot
We’re rated Excellent on Trustpilot
120,000+ Tandem App downloads
Best App Based Savings Provider
FREQUENTLY ASKED QUESTIONS
FAQs
Got a question?
Find answers to our most common questions when it comes to saving with Tandem. Or head to our dedicated FAQ page to find out more.
What devices support the Tandem app?
We recommend that you use our app on your smart phone, which it is designed and optimised for. You can view your account through the Tandem app on a tablet if you prefer, but it may not run as smoothly.
Does applying for a savings account affect my credit score?
No, as we only carry out a soft check when you open a savings account with us, this does not impact your credit score.
Am I eligible to open a savings account with Tandem?
To open an account, you must:
- Be at least 18 years’ old
- A UK resident (including for tax purposes)
- Have a current address in the UK
- Hold a UK-based current account in your name
Does Tandem offer joint savings accounts?
No, at the moment Tandem savings accounts can only be opened in a sole name.
How does Tandem ensure my money is safe?
The savings you have with us are protected up to £85,000 by the Financial Services Compensation Scheme (“FSCS”), the UK’s Deposit Guarantee Scheme. So in the unlikely event of Tandem facing difficulties, the FSCS will compensate you if we are unable to pay back your money and as a minimum you would get your money back up to that limit. You can find out more about how the Deposit Guarantee Scheme works and how much of your savings are protected in the FSCS information sheet available in the Tandem app or by visiting fscs.org.uk
Start saving for a greener future
Download the Tandem app on iOS or Android and open an account today.
Didn't find what you were looking for?
Head to our FAQs page to find answers to our most common questions, or contact our helpful support teams.
We're building the UK's greener, digital bank, providing hardworking people across the UK with sustainable ways to save, borrow, spend and share.
Save
- Instant Access Saver
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- Savings Accounts
Share
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Borrow
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- Mortgages
Share
GReen hub
- Learn
- Interact
- Upgrade
Company
- About Us
- Newsroom
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Support
- Support
- Financial Difficulties
- Complaints Policy
- Modern Slavery Act
- Cookie Policy
2023 © Tandem Bank
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2023 © Tandem Bank
Tandem Bank Limited t/a Tandem is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Tandem Bank Limited is registered on the Financial Services Register (FRN: 204479). Registered in England and Wales under company number 00955491 with registered office address Viscount Court, Sir Frank Whittle Way, Blackpool, United Kingdom, FY4 2FB.
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