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ROAD PROTECTION
BUILT TO EXPLORE
Why Bikmo for your Road Bike insurance?
1
Designed for tarmac
Comprehensive cover for riders of the road, including your clothing, helmet and accessories. Pay monthly option.
2
Super Simple
2 minutes to purchase and 24/7 access to your cloud account to make adjustments for new bikes, upgrades, claims and profile updates.
3
Built by riders
We’re committed to protecting the worlds’ riders. Every time you pick up the phone, drop us a message or see us at an event you’ll speak to people who ride.
1
Designed for tarmac
Comprehensive cover for riders of the road, including your clothing, helmet and accessories. Pay monthly option.
2
Super Simple
2 minutes to purchase and 24/7 access to your cloud account to make adjustments for new bikes, upgrades, claims and profile updates.
3
Built by riders
We’re committed to protecting the worlds’ riders. Every time you pick up the phone, drop us a message or see us at an event you’ll speak to people who ride.
OUR COVER LEVELS
Annual
Monthly
OUR COVER LEVELS
Theft & accidental damage
€250 or 10% clothing & headgear
€250 or 10% accessories
Worldwide cover
Event fee cover
Up to 50% multi-bike discount
€500 or 10% bike box cover
€150 Returning home cover
€500 Emergency cycle hire
Event cover inc. Tri + Sportives
Family cover
Excess-free Bikmo replacement option
Vandalism
Cancellation
+ VIEW ALL BENEFITS
Annual
Take an annual contract and rest easy for 12 months. One simple payment, no extra costs.
Theft & accidental damage
€250 or 10% clothing & headgear
€250 or 10% accessories
Worldwide cover
90 days
Event fee cover
€500
Up to 50% multi-bike discount
€500 or 10% bike box cover
€150 Returning home cover
€500 Emergency cycle hire
Event cover inc. Tri + Sportives
Family cover
Excess-free Bikmo replacement option
Vandalism
Cancellation
30 days notice
+ VIEW ALL BENEFITS
Monthly
Our rolling monthly contract gives you the freedom to stop and start as you please.
Theft & accidental damage
€250 or 10% clothing & headgear
€250 or 10% accessories
Worldwide cover
90 days
Event fee cover
€500
Up to 50% multi-bike discount
€500 or 10% bike box cover
€150 Returning home cover
€500 Emergency cycle hire
Event cover inc. Tri + Sportives
Family cover
Excess-free Bikmo replacement option
Vandalism
Cancellation
Cancel next month’s cover at anytime
+ VIEW ALL BENEFITS
Take a look at what we cover in more detail.
Full policy benefitsWhat our customers are saying
4.5 / 5
Independent rating based on 263 reviews.
Good quality cycle insurance
Great insurance for my new cycle, covers all equipment and me.
Tracy Geddes
–
5 days ago
Good Price with BC Membership
Used this service as 10% discount with a British Cycling membership so well worth it.
Rob Farrier
–
1 week ago
Simple and Good Value!
Really simply laid out info and clear info on requirements.
Bikmo customer
–
2 weeks ago
Just started let’s see how does it go
It was quick to process
Umer Tilal
–
2 weeks ago
Bike Insurance
They helped me without any kind of hardshell with my bike insurance.
Bikmo customer
–
1 month ago
Smooth experience dealing with Bikmo.. Recommended
Very good and professional
Graham Deegan
–
1 month ago
Read more reviews
Road Cycle Insurance – FAQs
I have 3 bikes – can I cover them under one policy?
Yes – we’re riders who suffer from n+1 syndrome, so our Road Cycle Insurance policy was built to be great value whether you have 1 or 10 bikes in your garage.
You even get up to a 50% multi-bike discount when you insure multiple bikes but leave some of their value at home.
You only need one policy for your whole household to cover all your bikes.
What are the locking requirements for my road bike?
We apply the Sold Secure lock rating system to our policy requirements; it’s easy to follow and used by the cycling industry –www.soldsecure.com.
Locks are rated for their level of security, and we set a value of bike that is covered by each rating: Bronze (up to €300), Silver (€301 – €1700) and Gold (over €1700).
If your Sold Secure approved U lock comes with an additional wire cable, the cable is not included in the approved rating, it’s just the lock. This means that if you secured the bike through the frame to an immovable object, with the cable only, you wouldn’t be covered!
If you leave your bike unattended away from your home, it’ll need to be locked. There’s times at home too, depending on how you store it, so check out our Locking guide for full details on our requirements.
Locking RequirementsCan you cover my bike on a training camp in Tenerife?
Your Bikmo Road Cycle Insurance policy covers you for 90 days worldwide, which includes any spring training camps to avoid Irish winter weather. You don’t even need to let us know, just enjoy the sun and get the miles in.
We even cover your bikes and kit in transit. If an airline trashes your bike before you get there, you’ve peace of mind with our alternative cycle hire benefit too.
Full Road policy benefitsI own a lot of expensive bike accessories and clothing – are they covered?
With your Bikmo Road Cycle Insurance you get €250 or 10% of your total sum insured towards clothing and kit.
So, if you insure €3,000 bikes, you get €300 cover for clothing and helmets, plus a further €300 towards accessories.
Almost enough for that Rapha jacket then!
Accessories that are coveredI’m taking part in my first sportive – do I need extra cover?
Nope – Bikmo’s Road Cycle insurance policy covers you for sportives as standard, allowing you to focus on reaching the next feed station with peace of mind.
You can even activate your ‘Returning home’ cover of up to €150 if you have an incident during the sportive and your bike is damaged.
Events that are coveredDo I need to take a lock with me on my Sunday ride? I’m worried about what happens when I have a coffee stop.
Firstly, and most importantly, if you leave your bike unattended and it’s not locked, you will not be covered under our Road Cycle Insurance policy.
We appreciate that there are times when, as cyclists, we’re tempted to just pop into a cafe or shop to refuel during a long ride as it’ll only take a minute but, sadly, it only takes a minute for someone to steal your bike too. So, it’s essential that you either get your riding partner to mind it or lock it up!
Bikmo Locking Requirements
Bikmo Blog
Uncategorized
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