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As low as $229/year!
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Is Pet Care Insurance for me?
- Instant, Affordable Coverage
- The Best Insurance for Small Business Pet Professionals
- Pet Protection Coverage & Veterinarian Reimbursem*nt
Why Choose PCI?
Is Pet Care Insurance for me?
Instant, Affordable Coverage
The Best Insurance for Small Business Pet Professionals
Pet Protection Coverage & Veterinarian Reimbursem*nt
Why Choose PCI?
Pet Sitting Business Insurance for Professionals
Pet Care Insurance has policies start at $229/yr and are tailored to the unique needs of pet sitters.
Our pet sitting insurance provides you with coverage that responds to the claims most often faced by pet sitters including:
– Pets that get sick on your watch
– While in your care, custody, or control a dog is bitten
– The cost to rekey a home if you lose the keys
Starting at only $229/yr,our coverage is affordable while still meeting the unique insurance needs of pet sitting businesses. Our base policy includes:
– $2,000,000 General Liability Aggregate Limit
– Animal Bailee Coverage (options for increasing limits)
– Veterinarian Expense Reimbursem*nt Coverage
Download your pet sitting insurance guide
Buy Pet Sitters Policy: Startingat$229
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Buy Online in 10 Minutes or Less
Downloadable Certificate at Checkout
Employee Dishonesty Coverage (Similar to Bonding)
Trusted by Over 3,000 Pet Care Businesses
Accidents Can Cost You
But they don’t have to. PCI covers you with Pet Protection Coverage and Veterinarian Reimbursem*nt when pets get injured or sick under your care. We protect you while you focus on the pets. Get covered instantly.
Get Covered for the "Oh-No's!"
Pet Sitting Insurance FAQ
What Is Pet Sitting Insurance?
Insurance for pet sitters is designed specifically to protect your pet sitting business from bodily injury and property damage claims. A Pet sitting insurance policy from Pet Care Insurance (PCI) starts at $229/year and includes coverages like animal bailee, vet bill reimbursem*nt, general liability and coverage for basic grooming and obedience training. We also provide additional options to meet such as employee dishonesty coverage and additional insureds to protect your business.
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What Is The Difference Between Bonding And Employee Dishonesty Coverage?
Both bonding and employee dishonesty coverage protect your business against the fraudulent and dishonest actions of an employee. PCI doesn’t offer bonding, but our optional employee dishonesty coverage gives you protection similar to bonding with much less hassle.
For example, bonds often include a credit check, only pay on conviction, and require repayment while PCI employee dishonesty coverage does not.
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Do I Need Pet Sitting Insurance?
As a pet sitter, purchasing a pet sitting insurance policy helps protect your business. If you’re not insured when a pet is injured, eats something bad, or you damage a client’s property, you and your business could be in financial trouble; these events, and others like them, expose pet sitters to lawsuits and other liability claims.
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What Is Pet Protection Coverage? (Animal Bailee)
This is one of the fundamental features of PCI’s pet sitting business insurance policy. Animal Bailee covers expenses related to animal’s injuries or death – which you are legally liable for – while it is in your care, custody, or control.
The base PCI policy provides $2,500 per occurrence and has a $5,000 aggregate limit. Higher limits available if needed.
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Is My Family Covered If They Work For Me?
A PCI pet sitting insurance policy does extend coverage to some members of your family. The policy includes coverage for your spouse and for children who are under 18 years old, as long as they are carrying out the business operations of your pet sitting business.For additional questions regarding pet sitting insurance, please check out our main FAQ page.
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Starting at $229/year
Pet Sitting Insurance Coverage Details
If you’re looking for pet sitting insurance, you’ve come to the right place. Pet Care Insurance provides customized pet sitter insurance through “A” rated carriers.
Limits of Insurance
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business services.
Limit per Incident: $1,000,000
Limit per Year: $2,000,000
Products-Completed Operations Aggregate Limit
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services.
$2,000,000
Personal and Advertising Injury Limit
The amount that your policy will pay for claims arising out of one or more of the following offenses:
- False arrest, detention or imprisonment
- Malicious prosecution
- Wrongful eviction or wrongful entry
- Oral or written publications that slander or libel a person or organization
- Oral or written publication or material that violates a person’s right of privacy
- The use of another’s advertising idea in your advertisem*nt
$1,000,000
The maximum your policy will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business services.
$1,000,000
Damage to Premises Rented to You Limit
Applies to damage by fire to premises rented to the insured; also applies to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
Any One Premises: $100,000
A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.
Any One Person: $5,000
This provides your pet business with coverage in the event that you are legally liable for injuries or damages sustained by an animal in your care, custody, or control.
Limit per Incident: $2,500
Limit per Year: $5,000
Veterinarian Expense Reimbursem*nt (Regardless of Fault)
This provides coverage for medical expenses—regardless of who is at fault—for a client’s pet in your care, custody, or control.
Limit per Incident: $1,000
Limit per Year: $2,500
Deductible: $250
If you were to lose the keys to a client’s residence, this coverage could help you manage the cost of installing new locks or having the building rekeyed.
Limit per Incident: $2,000
Limit per Year: $2,000
*Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions.
Starting at $229/year
Is Pet Care Insurance the Best Option?
Pet sitter liability insurance gives you the financial protection you need in case of an accident. Even if you are as careful as possible, there is always a chance that something can go wrong.
You lost your client’s key when stopping by for an appointment.
If you lose the keys, Lost Key coverage may help you manage the cost to install new locks or rekey the building.
An animal dies due to your negligence.
Animal Bailee is coverage for injury or damages sustained by an animal in your care.
An animal is injured while you are watching them.
Vet Bill Reimbursem*nt provides coverage for medical expenses up to $1,000 per occurrence.
We know there are risks associated with your line of work and have created policies that give you financial safeguards in case something goes wrong.
We are committed to you. With a trusted carrier, a team that has proven experience and leadership in the insurance industry, and customer service representatives that are knowledgeable and friendly.
You're In Good Company With Pet Care Insurance
Here's what other people have to say about their experience.
April Chillari5 months ago
I just purchased the insurance and it was an easy, straightforward process. The price is better than other companies I checked out. So far I’m pleased!
Tom Beatrice3 months ago
PCI was recommended to me by another dog walker. Went to site thinking that this was going to be another grueling experience with insurance companies. To my delight it was straight forward and simple to purchase exactly what I needed at this time.
Tealee Taylor4 months ago
So so easy to get. Affordable. I’m not good with understanding insurance but this made it so easy to understand and it gives you everything you need
Christine Koeppellea month ago
Very easy on line process. Appreciate the automation with binding confirmation and automatic policy documents.
Starting at $229/year
See What Else We Cover
Besides pet sitters, Pet Care Insurance also responds to many other professionals in the pet service industry, some of whom include:
Dog Trainer Insurance
Pet Groomer Insurance
Dog Walker Insurance
Buy My Policy: Startingat$229
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Pet Sitting is rewarding, but it’s not without risks. Buy a policy today!
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Comparing Employee Dishonesty Coverage & Bonding
PCI’s employee dishonesty coverage is similar to a bond, but there may be some key differences to consider.
Employee dishonesty coverage:
- Can be purchased in the same transaction
- Doesn’t run credit checks
- Provides $10,000 per occurrence and $25,000 aggregate coverage
Bonds may differ from our dishonesty coverage by:
- Checking your credit during the application process
- Having a “Conviction Claus;” Often bonds won’t pay on claims unless there is a conviction
- Many require you to reimbursem*nt the bonding company after a claim is paid
