Pet Boarding Insurance - Get An Instant Quote | Protectivity (2024)

FAQs

Does pet insurance cover instantly? ›

Most pet insurance plans don't offer immediate coverage for accidents, injuries, or routine care.

Pets Best o ers some of the shortest waiting periods in the industry: just 3 days following the policy start date for accidents, 14 days for illnesses, and 6 months for cruciate ligament events and any related conditions. Routine care plans can be used the day after your policy start date.

If you haven't signed up for direct deposit, you can expect to receive a paper check in 5-7 days after we've processed your claim to account for mailing times. For the fastest reimbursem*nt after processing, sign up for direct deposit in your Customer Account.

Boarding fees are the cost of having your pet stay at a licensed pet-care facility when you're hospitalized for 4+ days.

Metlife is the pet insurer with the shortest waiting period for accidents. Coverage starts after midnight on the same day of purchase. Shortest waiting period for illnesses: Animalia pet insurance offers the shortest waiting period for illnesses with coverage starting just 5 days after purchasing your plan.

This is the amount of time before your coverage kicks in for specific conditions, such as cruciate ligament damage or hip dysplasia. This waiting period can often range from six to 12 months. Not all pet insurance companies have waiting periods for certain conditions.

Younger animals are just as prone to accidents as older ones, and there are lots of illnesses that can affect them, too. This is why it is important to get your pet insured straight away.

Your claim form will be sent to your vet to review and complete, so we won't have your claim straight away. Once your vet has completed the required information we will let you know that we have received your completed claim form. We pay 90% of claims within 5 working days once we receive the claim form from your vet.

Reimbursem*nt Percentage

This is the percentage of covered costs you'll get back after you meet your deductible. We let you pick from 70%, 80%, and 90% options. If you choose a lower amount, you can pay a lower monthly premium.

What is Reimbursem*nt? Reimbursem*nt is the amount a pet insurance company pays you for veterinary expenses. It is expressed as a percentage ranging from 60% to 100% depending on the plan you choose. The most popular pet insurance plans have a reimbursem*nt of 80% to 90% of your total vet bills.

Does Pumpkin pay the vet directly? ›

Pumpkin Pet Insurance – How It Works

Some pet insurers have the option to pay a vet directly for services, but Pumpkin does not currently offer this feature. The Preventative Essentials coverage can be added on to any existing policy to help cover the costs of routine care, but cannot be purchased on its own.

Boarding is not always the best option for your dogs and cats. Some animals have difficulty adjusting, especially cats, since they typically don't like to be moved from their familiar surroundings. Additionally, being locked up for more than a few days can be difficult for those who are used to moving around freely.

Fetch also offers a wellness add-on that covers routine care like dental cleanings, vaccinations, and annual exams. Boarding fees up to $1,000 are covered if a pet owner is hospitalized for four days or more. Fetch also covers advertising and reward costs – up to $1,000 per year – if your pet is missing.

With so many new experiences, new friends and new smells in an unfamiliar place, your dog is likely tired when they return home, and will therefore sleep quite a lot for one or two days.

Processing a pet insurance claim is usually straightforward and your payout should take between seven and 10 working days. If you'd like an estimated date for the payout, call your insurance provider. Depending on who you're with, you may be able to track your claim's progress online.

Your claim form will be sent to your vet to review and complete, so we won't have your claim straight away. Once your vet has completed the required information we will let you know that we have received your completed claim form. We pay 90% of claims within 5 working days once we receive the claim form from your vet.

When a pet is seen by a veterinarian for a covered condition, the owner pays the vet in full and then submits a claim to their insurance company for reimbursem*nt, which is dictated by the terms of the policy. Most pet insurance plans are for dogs and cats, but a few pet insurers offer coverage for other animals.

Can you get pet insurance after a diagnosis? Yes, you can still get pet insurance to cover future injuries and/or illnesses, depending on your pet insurance coverage type.