Peer-to-Peer Loan Software | P2P Lending System | HES FinTech (2024)

Counterparty identification

All users of the P2P online lending platform pass KYC or KYB verification. This allows you
to protect partners and clients and minimize risks.

Payment processing automatization

Smart system of electronic wallets provides users with seamless and
transparent online payments.

Statistics
and reporting

Keep an eye on your business performance by tracking the history of all
deals, income, and expenses in peer-to-peer lending software.

Registration and security

With HES peer-to-peer lending platform software, you can build a fully customized
registration process for both borrowers and lenders.

KYB & AML

Level up the P2P loan software security and comply with AML laws by
integrating it with KYC. Verify users’ identity within seconds and keep all the parties of
the P2P loan.

Investment opportunities

Offer

Investments

Investors

Borrowers

Loans

Task management

Peer-to-peer marketplace lending software allows you to keep an eye on what’s going
on, assign tasks to your employees and track their progress.

Flexible product engine

HES P2P finance software comes with a powerful product engine. Using it,
you can create new loan products with flexible terms and conditions.

Operations

Manage disbursem*nts and payments between borrowers and investors. Get
all the operations with detailed information from users and payment providers in one place.

Newsletters and discounts

Send informative newsletters to borrowers and lenders. P2P lending
software can be integrated with email distribution services. To make special offers to the
clients, you can add built-in tools for discounts to the software.

Attracting investors

Attract and retain investors by creating advertising campaigns. Track
CPC, CPA, and other result measurements in your back office.

What are the benefits of using P2P lending software?

What types of loans can be offered through peer-to-peer marketplace software?

Investors can use HES FinTech marketplace lending software to issue both consumer and commercial loans.
These can include personal loans, business loans, education loans, home improvement loans, debt consolidation
loans, and more. You are free to add specific loan types on a P2P lending platform depending on the platform’s
focus and target audience.

How does peer-to-peer finance software handle delinquent loans?

HES offers powerful features to reduce NPLs. The software incorporates an AI-driven application scoring
mechanism that predicts the probability of repayment and enables lenders to approve only reliable applications.
Additionally, HES’ P2P loan servicing software can be integrated with an AI collection scoring API that assists
in selecting the appropriate debt collection strategy. The API also supports automatic client notifications and
assigns tasks to managers to initiate collections, thereby improving the efficiency of the collections process.
This way lenders can minimize the risk of delinquent loans and improve their overall portfolio performance.

How to start with P2P lending platform software by HES FinTech?

HES’ P2P loan software can be tailored to your specific business needs and allows you to start quickly.
To begin, you can schedule a demo tour with their specialists, who will provide an overview of the software’s
capabilities. During the demo, you can choose the features necessary for your business, and our team of business
analysts will communicate your requirements to the developers’ team. The developers will then customize the
peer-to-peer finance software by building it from pre-built modules and fine-tuning it to fit your needs precisely.
This process typically takes 3 months to complete.