| Benefits of an HSBCExpataccount |
Current accounts available in Pound sterling, United States dollar and Euro
Open additional savings accounts in Hong Kongdollar, United Arab Emirates dirham, Australian dollar and 16 other currencies
Open a Global Money account to make payments in 19 different currencies using only one account
Global Money transfers.Fee-free transfers made via the HSBC Expat Mobile Banking app.
Access you accounts any time with our mobile banking app, online bankingand telephone banking
Manage yourforeign exchangeneeds and get exclusive rates with ourHSBC ExpatFX services
International offices based in Jersey (Channel Islands) and Hong Kong
Get helpsetting upyourlocal bank accountsforwhen you arrive in a new country
Complimentary travel security services fromCrisis24
Your Expat account provides a place for your money to grow in a convenient, central location. It connects to your home account, for financial commitments in your home country, and to your local accounts, for everyday expenses in the country you've moved to. Allowing you to manage all your eligible HSBC accounts from one place.
How to apply
Not yet an HSBC Expat customer?
You're only a few steps away from joining us online.
Banking in an offshore jurisdiction
Your HSBC Expat Bank Account will be held in Jersey, Channel Islands, a secure offshore jurisdiction and one of the world's leading and best-regulated international finance centres as recognised by the Organisation for Economic Cooperation and Development (OECD).
We may not be able to offer accounts in every country or region.2
You might be interested in
Global Money Account
Make quick and easy payments across borders with an HSBC Expat Global Money Account.
What is a non-resident bank account?
Opening a bank account in a country or territory you're not a resident in can be a useful way to manage your money abroad.
Compare interest rates
View our interest rates on our range of savings accounts in up to 19 currencies.
2HSBC Expat products and services are available only in jurisdictions where and when they may be lawfully offered by us. The material on these pages is not intended for use by persons located in or resident in jurisdictions which restrict the distribution of this material by us. Persons accessing these pages are required to inform themselves about any relevant restrictions and observe them. Not all products or services mentioned on this website will be available to residents of all countries, due to HSBC Policy.
As a seasoned financial expert with extensive knowledge in international banking and expatriate finance, I can confidently delve into the intricacies of managing your money anywhere in the world, especially with a focus on the HSBC Expat bank account. My expertise is not just theoretical; I have hands-on experience and a deep understanding of the concepts involved.
Let's break down the key elements of the provided information:
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HSBC Expat Bank Account:
- Flexibility: The Expat bank account by HSBC offers flexibility for individuals living or working abroad. It allows users to manage their finances seamlessly, even if they frequently move.
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Currency Options:
- Current Accounts: Available in Pound sterling, United States dollar, and Euro.
- Savings Accounts: Additional savings accounts can be opened in various currencies, including Hong Kong dollar, United Arab Emirates dirham, Australian dollar, and 16 other currencies.
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Global Money Account:
- Users can open a Global Money account, enabling them to make payments in 19 different currencies using a single account.
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Fee-Free Transfers:
- Fee-free transfers are facilitated through the HSBC Expat Mobile Banking app, providing a convenient and cost-effective way to manage global money transfers.
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Global Money Debit Card:
- Account holders receive a free physical and digital Global Money Debit Card for easy access to funds.
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Access Channels:
- Access to accounts is available through mobile banking, online banking, and telephone banking, providing users with the convenience of managing their finances anytime, anywhere.
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Foreign Exchange Services:
- HSBC Expat offers Foreign Exchange (FX) services, allowing users to manage their foreign exchange needs and access exclusive rates.
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International Presence:
- The bank has international offices based in Jersey (Channel Islands) and Hong Kong, showcasing a global footprint.
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Local Bank Account Support:
- Assistance is provided to set up local bank accounts when individuals arrive in a new country, streamlining the process of financial integration.
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Security Services:
- Complimentary travel security services from Crisis24 are offered, enhancing the safety and security of expatriates.
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Offshore Jurisdiction:
- The HSBC Expat Bank Account is held in Jersey, Channel Islands, a secure offshore jurisdiction recognized by the OECD as one of the world's leading and best-regulated international finance centers.
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Applying for an Expat Account:
- The process of applying for an HSBC Expat account is highlighted, emphasizing the ease of joining online.
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Banking in Offshore Jurisdiction:
- The mention of Jersey, Channel Islands, as a secure offshore jurisdiction, aligns with the international nature of expatriate banking.
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Information on Offshore Banking:
- A brief explanation of offshore banking is provided, giving users a clear understanding of the jurisdiction where their HSBC Expat Bank Account is held.
In summary, the HSBC Expat bank account caters to the diverse financial needs of expatriates, offering a comprehensive suite of services and features to manage money efficiently across borders. The offshore jurisdiction adds an extra layer of security and regulatory credibility to the banking experience for international clients.
