Mahindra & Mahindra Financial Services Ltd financial results and price chart (2024)

₹ 289 -0.40%

21 Feb - close price

About

Mahindra & Mahindra Financial Services Limited (MMFSL), a part of the Mahindra Group,is a NBFC primarily engaged in the business of financing purchase of new and pre-owned auto and utility vehicles, tractors, cars, commercial vehicles, construction equipment and SME Financing. [1]

[ edit about ]

[ add key points ]

  • Market Cap 35,678 Cr.
  • Current Price 289
  • High / Low 347 / 216
  • Stock P/E 18.4
  • Book Value 151
  • Dividend Yield 2.08 %
  • ROCE 8.87 %
  • ROE 11.9 %
  • Face Value 2.00

Edit ratios

Pros

  • Company has been maintaining a healthy dividend payout of 29.2%

Cons

  • Company has low interest coverage ratio.
  • The company has delivered a poor sales growth of 10.2% over past five years.
  • Company has a low return on equity of 8.13% over last 3 years.
  • Company might be capitalizing the interest cost

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Loading peers table ...

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Dec 2020 Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
Revenue 2,958 3,007 2,550 2,929 2,974 2,865 2,902 3,011 3,324 3,463 3,583 3,833 4,100
Interest 1,312 1,226 1,151 1,143 1,071 1,053 1,052 1,192 1,373 1,477 1,597 1,703 1,798
1,982 1,534 3,541 318 556 932 1,512 1,071 1,041 1,072 1,504 1,724 1,456
Financing Profit -336 247 -2,143 1,468 1,348 880 338 748 910 913 482 406 846
Financing Margin % -11% 8% -84% 50% 45% 31% 12% 25% 27% 26% 13% 11% 21%
59 45 34 54 22 38 24 -26 36 86 67 44 50
Depreciation 37 37 33 34 35 50 43 55 63 65 66 67 69
Profit before tax -313 256 -2,141 1,488 1,334 868 318 668 884 934 483 383 826
Tax % 29% 14% 27% 26% 26% 28% 25% 26% 25% 28% 25% 25% 25%
-223 219 -1,573 1,103 992 629 240 492 664 675 362 287 623
EPS in Rs -1.83 1.75 -12.74 8.90 7.99 5.05 1.94 3.97 5.35 5.51 2.90 2.27 5.04
Gross NPA % 9.00% 15.50%
Net NPA %
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 TTM
Revenue 2,906 4,175 5,294 6,051 6,586 7,189 7,910 10,429 11,995 12,382 11,419 12,828 14,979
Interest 1,140 1,671 2,281 2,643 2,868 3,186 3,436 4,432 5,391 5,308 4,417 5,094 6,576
789 1,163 1,532 1,972 2,459 3,123 2,547 3,129 4,903 6,046 5,347 4,696 5,757
Financing Profit 977 1,342 1,481 1,435 1,258 880 1,927 2,868 1,702 1,028 1,655 3,038 2,646
Financing Margin % 34% 32% 28% 24% 19% 12% 24% 28% 14% 8% 14% 24% 18%
5 35 7 10 12 12 33 49 47 57 47 -8 248
Depreciation 20 24 26 46 46 54 55 76 147 151 152 226 268
Profit before tax 961 1,353 1,462 1,400 1,224 838 1,905 2,841 1,602 934 1,549 2,804 2,626
Tax % 33% 31% 34% 34% 36% 37% 36% 34% 32% 16% 26% 26%
645 929 965 925 787 530 1,216 1,867 1,086 780 1,150 2,071 1,947
EPS in Rs 6.19 8.15 8.39 8.03 6.79 4.50 9.59 14.79 8.70 6.26 9.20 16.77 15.72
Dividend Payout % 22% 22% 22% 25% 29% 27% 21% 22% 0% 13% 39% 36%
Compounded Sales Growth
10 Years: 12%
5 Years: 10%
3 Years: 2%
TTM: 24%
Compounded Profit Growth
10 Years: 9%
5 Years: 12%
3 Years: 25%
TTM: -6%
Stock Price CAGR
10 Years: 6%
5 Years: 3%
3 Years: 11%
1 Year: 13%
Return on Equity
10 Years: 11%
5 Years: 10%
3 Years: 8%
Last Year: 12%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Sep 2023
Equity Capital 103 113 113 113 113 113 123 123 123 246 247 247 247
Reserves 2,928 4,467 5,181 5,830 6,356 6,847 9,732 11,146 11,846 15,530 16,650 18,313 18,359
14,646 20,152 25,893 29,232 34,044 40,644 44,986 58,802 65,634 65,101 62,126 81,429 90,424
1,743 2,339 2,871 3,459 4,494 5,619 3,889 4,505 4,189 4,724 4,787 5,096 4,235
Total Liabilities 19,420 27,071 34,057 38,633 45,007 53,223 58,730 74,576 81,793 85,601 83,809 105,085 113,264
101 112 128 119 129 133 147 201 455 399 515 871 1,000
CWIP 2 1 0 0 0 1 0 1 1 12 2 3 0
Investments 437 458 722 654 1,199 1,374 2,378 3,327 5,340 12,126 8,654 10,063 9,065
18,881 26,500 33,207 37,860 43,679 51,714 56,205 71,046 75,996 73,064 74,637 94,148 103,199
Total Assets 19,420 27,071 34,057 38,633 45,007 53,223 58,730 74,576 81,793 85,601 83,809 105,085 113,264

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
-6,249 -7,442 -6,448 -3,970 -4,957 -6,467 -8,510 -12,078 -3,115 5,826 18 -17,395
102 -181 -470 34 -440 -97 243 -1,213 -2,689 -8,348 3,112 -1,635
6,058 7,696 6,898 3,907 5,431 6,766 8,174 13,490 6,050 2,548 -3,173 18,852
Net Cash Flow -89 74 -20 -29 34 202 -93 199 245 26 -43 -179

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
ROE % 23% 24% 19% 16% 12% 8% 14% 17% 9% 5% 7% 12%

Documents

Concalls

Mahindra & Mahindra Financial Services Ltd financial results and price chart (2024)
Top Articles
Latest Posts
Article information

Author: Van Hayes

Last Updated:

Views: 5948

Rating: 4.6 / 5 (46 voted)

Reviews: 93% of readers found this page helpful

Author information

Name: Van Hayes

Birthday: 1994-06-07

Address: 2004 Kling Rapid, New Destiny, MT 64658-2367

Phone: +512425013758

Job: National Farming Director

Hobby: Reading, Polo, Genealogy, amateur radio, Scouting, Stand-up comedy, Cryptography

Introduction: My name is Van Hayes, I am a thankful, friendly, smiling, calm, powerful, fine, enthusiastic person who loves writing and wants to share my knowledge and understanding with you.