If you've fallen behind on payments, we offer a variety of loan repayment options that could help you regain control. Select your loan type to get started.
Direct Loans
Make up your missed payments by extending the length of your loan.
WithLoan Payment Extension,you can bring your loan current by moving one or more monthly payments to the end of the loan. This will advance the maturity date of your loan by the number of months extended.
Begin Your Loan Payment Extension Request Form ›
Bring your account into good standing by making payment arrangements.
Payment Promiseis a form you submit to tell us that you plan to make a payment on a past due loan. The form contains details about your promise to pay – how much, when and by what method (online, branch, mail) – and allows you to make payment arrangements with us.
Submit Your Payment Promise ›
Get new loan terms that work better for your financial situation.
If you're experiencing an extended financial hardship, ourLoan Workoutprogram may be able to help. We'll work with you to put your payments back on track by rewriting your existing M&T Bank Direct Loan. This may involve rescheduling the loan over a longer payback period to lower your monthly payment.
Start the Loan Workout Process ›
Are you active duty military?
TheServicemembers Civil Relief Act (SCRA)entitles eligible active duty U.S. Military members to certain benefits and/or protections related to their accounts with M&T Bank – including Direct Loans and other loan types.
Learn About Programs for Servicemembers ›
Credit Cards
Bring your account into good standing by making payment arrangements.
Payment Promiseis a form you submit to tell us that you plan to make a payment on a past due credit card. The form contains details about your promise to pay – how much, when and by what method (online, branch, mail) – and allows you to make payment arrangements with us.
Submit Your Payment Promise ›
Get new terms that work better for your financial situation.
If you're experiencing an extended financial hardship, ourLoan Workoutprogram may be able to help. We'll work with you to put your credit card payments back on track by rewriting your existing M&T Bank agreement. This may involve lowering your interest rate or removing late fees.
Start the Loan Workout Process ›
Are you active duty military?
TheServicemembers Civil Relief Act (SCRA)entitles eligible active duty U.S. Military members to certain benefits and/or protections related to their accounts with M&T Bank – including credit cards and several loan types.
Learn More About Programs for Servicemembers ›
Overdraft Lines of Credit
Bring your account into good standing by making payment arrangements.
Payment Promiseis a form you submit to tell us that you plan to make a payment on a past due account. The form contains details about your promise to pay – how much, when and by what method (online, branch, mail) – and allows you to make payment arrangements with us.
Submit Your Payment Promise ›
Get new terms that work better for your financial situation.
If you're experiencing an extended financial hardship, ourLoan Workoutprogram may be able to help. We'll work with you to put your payments back on track by rewriting your existing M&T Bank agreement. This may involve lowering your interest rate or removing late fees.
Start the Loan Workout Process ›
Are you active duty military?
TheServicemembers Civil Relief Act (SCRA)entitles eligible active duty U.S. Military members to certain benefits and/or protections related to their accounts with M&T Bank – including overdraft lines of credit and several loan types.
Learn More About Programs for Servicemembers ›
Auto, Recreational Vehicle & Mobile Home Loans
Make up your missed payments by extending the length of your loan.
WithLoan Payment Extension,you can bring your loan current by moving one or more monthly payments to the end of the loan. This will advance the maturity date of your loan by the number of months extended.
Begin Your Loan Payment Extension Request Form ›
Bring your account into good standing by making payment arrangements.
Payment Promiseis a form you submit to tell us that you plan to make a payment on a past due loan. The form contains details about your promise to pay – how much, when and by what method (online, branch, mail) – and allows you to make payment arrangements with us.
Submit Your Payment Promise ›
Get new loan terms that work better for your financial situation.
If you're experiencing an extended financial hardship, ourLoan Workoutprogram may be able to help. We'll work with you to put your loan repayment back on track by rewriting your existing M&T Bank loan. This may involve rescheduling the loan over a longer payback period to lower your monthly payment.
Start the Loan Workout Process ›
Ready to apply for repayment assistance? Contact us today.
Get in touch with our Customer Asset Management Department at1-800-724-2525to discuss which of these loan repayment options might be right for you.
Hours
- Monday–Thursday 8am–9pm ET
- Friday 8am–5pm ET
- Saturday 8am–12pm ET
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