International Student Travel Insurance - Globelink (2024)

What is student travel insurance?

International student travel insurance is similar to any other travel insurance but it's suitable for students. This Travel Insurance with Covid cover is a perfect way to stay protected while travelling as a student and seeing the world whilst studying and experiencing new sites and cultures. You should get this policy if you’re going abroad to study, or work as part of your study, you're on a turing programme, volunteering, or if you're taking a gap year, or time out before you start study or work abroad.

The main difference with travel insurance for students is that it usually covers you for a long stay trip abroad.

Travel Insurance coverage for Students studying abroad is essential. You never know what might happen and thing you want to worry about is getting ill or having an accident and not having medical cover or any local help. With Globelink you'll get Student Travel Insurance with Covid cover included as standard, so you're protected if you get Covid and need medical treatment while you're away. Students who study abroad are particularly vulnerable because they may not have easy access to the local healthcare system; nor the support of family close by. With more educational opportunities available worldwide, make sure you're protected by reliable travel insurance if you opt for a study adventure.

Globelink's international student health insurance is perfect if you are on a budget but still looking for reliable, comprehensive insurance. Choose a policy that suits your requirements. This could be one of our Globetrekker options or our Regular or Comprehensive policies. International Student Health Insurance is available wherever you plan to travel. You can buy one of our policies as long as your usual place of residence is UK, EU and EEA. Our products are all also available to Australian, New Zealand and South African passportholders currently living in the UK or EU.

Student Travel Insurance and international health insurance are general terms we use to describe our products that can cover students travelling abroad. Always check that the policy you chose suits your particular requirements by checking thoroughly whats covered and the terms that apply.

The Main Benefits:

Buy your International Student Travel Insurance as soon as you book your trip. That way you will be protected for certain cancellation risks even before you travel, such as an accident or illness (including catching Covid with 14 days of your trip and while you are away). You can choose which Travel Insurance for students studying abroad from all of our products as they can all be suitable for you depending on your particular travel needs and trip length. Just chose the benefit package that best suits you. Key Benefits include:

  • Emergency Medical and Repatriation Home Cover
  • Over 100 Adventure Activities covered for Free
  • 24 hour 365 multi-lingual Assistance Service for free
  • Cancellation and Curtailment cover
  • Personal Liability Cover

Attention! The European Health Insurance Card (EHIC) / Global Health Insurance Card (GHIC) provides some emergency healthcare within the EU, but it does not cover Repatriation costs, or a doctor or nurse escort home; nor lost or stolen property. You need Travel Insurance for that.

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Is International Student Travel Insurance a legal requirement?

A travel insurance policy for those studying abroad, or students working abroad is not a legal requirement, but it may be part of your course entry requirements, or visa entry requirements to have travel insurance in place. Most travel experts and the FCDO agree that travel insurance is important to protect you while abroad. Travel Insurance cover for Students will give you financial security and peace of mind.

What's in a good Travel Insurance Policy for Studets?

This depends on what you need and the good news is study abroad travel insurance can cover all sorts of eventualities. Think about what you might need if something goes wrong, but as a minimum you should ensure cover for:

  • Injury or illness: including Covid cover. Your insurance should cover medical expenses (at least 5 Million) if you fall ill or have an accident while abroad.

  • Repatriation: if you need a medical repatriation home this could cost thousands, so ensure a good level of cover.

  • Baggage & personal possessions: if luggage is lost or stolen.

  • Trip cancellation, curtailment or delays: with Globelink this means you will have cover before you travel for certain risks including catching covid within 14 days of your trip. You can claim if you are unable to travel to your destination for certain reasons such as serious illness or injury preventing you from travelling, or jury service. You will also be covered for the same reasons if you have to cut your trip short.

Top Tip: Remember to check behind the headlines and be aware of standard exclusions that usually apply, such as Pre-existing medical conditions (unless accepted by your insurance); Extreme sports; incidents linked to alcohol or drugs; any unlawful acts; some manual labour (if you plan to work while away).

Types of Student Travel Insurance available?

Can I travel anywhere with international student health insurance?

Our backpacker student travel insurance gives worldwide cover, or you can choose a different geographical area as long as your destination is included.

Top Tip: Think about other places you may visit or pass through while you're away. It may be cheaper to opt for a worldwide Globetrekker policy to give you flexibility to travel while you are studying abroad.

Always check and comply with your local Government advice on travel. For UK residents this is the FCDO.

It’s always a good idea to take out travel insurance as soon as you know you’re going away, but remember to take care of yourself and your belongings - especially while you are away and never leave your belongings unattended.

Globetrekkers Standard Cover

Don`t just travel on budget, get insured on budget too! Ideal for people aged under 51.

from £179.80

Ideal for people aged under 51 years old and backpackers on a tight budget but looking for an Emergency Medical Travel Insurance policy without the frills.

  • Cancellation or Curtailment - up to £2,000 in total
  • Emergency Medical Expenses - up to £5,000,000 in total
  • Baggage - Nil
Insurance Product Information Document

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Globetrekkers Standard Plus Cover

Gives you the essential backpacker cover plus protects your Baggage, Money, Passport etc.

from £211.53

Provides you excellent Emergency Medical Expenses cover plus the added protection of Baggage cover, Money, Passport, Personal Accident etc.

  • Cancellation or Curtailment - up to £2,000 in total
  • Emergency Medical Expenses - up to £5,000,000 in total
  • Baggage - up to £1,000 in total
Insurance Product Information Document

Single Trip Travel Insurance

Single Trip Travel Insurance is designed for people aged up to 89 travelling independently or on a package holiday with a maximum trip duration of up to 15 months.

from £15.69

Single Trip Travel Insurance is designed for people aged up to 89 travelling independently or on a package holiday with a maximum trip duration of up to 15 months.

  • Cancellation or Curtailment - up to £6,000 in total
  • Emergency Medical Expenses - up to £10,000,000 in total
  • Baggage - up to £3,000 in total
Insurance Product Information Document

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Annual Multi-Trip Travel Insurance

Travelling more than once a year? Take as many holidays as you wish and be covered all year long! 17 days Winter Sports Cover FREE if you take out the 45 days policy.

from £82.27

Designed for most Individuals, Couples or Families who undertake several trips of up to 120 days within a 12 months period. For people aged up to 79 years!

  • Cancellation or Curtailment - up to £6,000 in total
  • Emergency Medical Expenses - up to £10,000,000 in total
  • Baggage - up to £3,000 in total
Insurance Product Information Document

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Backpacker Travel Insurance

Career breaker? Globetrekker? Globelink Insurance offer the budget solution for long stay journeys.

from £73.31

Aimed at under 51 years old backpackers on a tight budget up to a maximum of 18 months. Most adventure sports covered for free.

  • Cancellation or Curtailment - up to £2,000 in total
  • Emergency Medical Expenses - up to £5,000,000 in total
  • Baggage - up to £1,000 in total

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J1 Basic Policy

Gives you the essential J1 cover for people aged up to 50.

from £91.97

Globelink J1 Basic Travel Insurance provides all the essentials if you are on a tight budget but still need a policy that exceeds the requirements of the US J-1 Visa exchange programme set by the U.S Department of State.

  • Cancellation or Curtailment - up to £1,500
  • Emergency Medical Expenses - up to £5,000,000
  • Personal Liability - up to £2,000,000
Insurance Product Information Document

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J1 Regular Policy

All the J1 essentials, plus baggage, money, exam failure cover and more, for people aged up to 50.

from £122.25

Globelink J1 Regular Travel Insurance provides all the essentials and much more. It exceeds the requirements of the US J-1 Visa exchange programme set by the U.S Department of State.

  • Cancellation or Curtailment - up to £1,500
  • Emergency Medical Expenses - up to £5,000,000
  • Personal Liability - up to £2,000,000
Insurance Product Information Document

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Frequently Asked Questions

What is Overseas Student travel insurance?

Study abroad insurance is similar to any other travel insurance but its suitable for students, so usually its available for long trip durations. Its designed to prtect you while are on a trip, or studying abroad.

How much does International Student travel insurance cost?

It depends on what type of travel insurance policy you choose. The no frills, cheapest option for students is Single Economy (£) for short trips (check it covers what you need), or Backpacker cover (£) for longer stays.

See also: J1 visa travel insurance, gap year travel insurance, international travel insurance, travel insurance for working abroad, budget travel insurance, expat travel insurance, cruise travel insurance, annual travel insurance to Europe, best travel insurance, best value travel insurance, business travel insurance, camping insurance, cheap European travel insurance, cheap holiday insurance for over 65, cheap travel insurance couples travel insurance, Easter travel insurance, essential travel insurance, extended travel insurance, extreme sports insurance, family travel insurance, fcdo travel advice, global travel insurance, group travel insurance, holiday travel insurance, last minute travel insurance, long stay travel insurance, long term travel insurance, one way travel insurance, worldwide travel insurance, yearly travel insurance, quick quote travel insurance, travel insurance for children, travel insurance for Europe, travel insurance for non UK residents, travel insurance to America, travel insurance for UK residents

Still have questions?

Globelink team will assist solving any of your questions over the phone 00 44 (0) 1353 699082.

International Student Travel Insurance - Globelink (2024)

FAQs

What is the best travel insurance for students studying abroad? ›

Generali is our top choice for travel insurance that includes 24/7 emergency service — an important consideration if you're a student traveling abroad for the first time. Generali customers receive access to a 24/7 emergency hotline to contact international travel or telemedicine experts.

Is travel insurance really important? ›

If you don't have travel insurance you will have to pay out of your own pocket to deal with a problem while you're away. Or you may lose money if you have to cancel a trip and can't get your money back.

Can a non-UK resident get travel insurance? ›

Our Non-UK Residents Travel Insurance is designed to provide financial protection for non-UK citizens currently living in eligible EEA countries when travelling. This includes cover for emergency medical treatment on holiday, baggage lost in transit, and much more while on your travels.

Which insurance is good for international students? ›

What Are the Best Health Insurance Plans for International Students in the USA?
  • ExchangeGuard.
  • Patriot Exchange Program.
  • Student Secure.
  • Student Health Advantage.
  • Study USA.
  • Navigator Student.

How much is insurance for international students in USA? ›

Factors like the duration of time you are planning on studying and the kind of coverage you need can impact the price you pay for an annual insurance plan. On average, such a plan may cost anywhere from $500 to $1,000 per year.

How much travel insurance is enough? ›

How much travel medical insurance do you need? Squaremouth, a travel insurance comparison site, recommends buying at least $50,000 in emergency medical coverage for international travel. For travelers going on a cruise or to a remote destination, the site recommends at least $100,000 in coverage.

What are two disadvantages travel insurance? ›

It can also be expensive, difficult to file claims, and not always cover the things you thought it would — or should.

What does travel insurance not cover? ›

Travelling against medical advice or to get medical treatment. If your doctor says it's not safe for you to travel, then you won't be covered. Similarly, if you go abroad to get planned treatment, sometimes called 'medical tourism', a standard policy will not cover this – you'll need specialist insurance instead.

Can you get travel insurance without a travel agent? ›

How do I get travel insurance? There are many options in the travel insurance marketplace: Aggregator site Squaremouth lets you get price quotes from different carriers and, because it receives a commission from the insurance companies on its site, users aren't charged any additional fees.

Do Americans need travel insurance for the UK? ›

While travel insurance is not a requirement for UK trips, citizens of the United States may want to consider purchasing trip coverage. Many American travelers carry health insurance through their employers or the government marketplace, but these policies typically will not cover healthcare costs when traveling abroad.

Can I get travel insurance if I am already overseas? ›

You can still purchase travel insurance if you're overseas already, but you typically cannot make any claims for an incident related to your pre-existing condition. However, you can still have coverage for other emergency medical expenses unrelated to your conditions, as well as all other events listed in your policy.

Should you get travel insurance for study abroad? ›

Travel insurance is a wise investment for travelers who will be abroad for a while, including students studying abroad. Most domestic medical plans do not cover international hospital bills, so in case of an emergency, having travel insurance with medical expense coverage could be crucial.

Do I need travel insurance for study abroad? ›

Spending a semester in a foreign country can be educational and enriching, but unforeseen issues may arise. To best protect your trip investment, and your student's health and possessions, it's a wise choice to purchase a comprehensive travel insurance policy before they depart.

Which insurance company is best for students? ›

Term Insurers
  • Kotak Life Term Insurance Plans. ...
  • Max Life Term Insurance Plan | Features & Benefits of Max Life Term Plans. ...
  • PNB MetLife Term Insurance Plans. ...
  • Pramerica Life Term Insurance Plans. ...
  • Sahara Life Term Insurance Plans. ...
  • SBI Term Insurance Plan. ...
  • Shriram Life Term Insurance Plans. ...
  • Star Union Da-ichi Term Insurance Plans.

Do you need insurance to study abroad? ›

Not only can health insurance save you from some unnecessary financial stress and struggle, but it's often not optional, as your school, study abroad provider, or host country may require you to be covered. Figuring out the perfect insurance plan before you go overseas is essential.

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