[H047]
human perils
One of three broad categories of perils commonly referred to inthe insurance industry which include not only human perils, butalso natural perils and economic perils. Human perils are thosecaused directly by people and include crime, liability, fidelity,and some types of property damage such as vehicle damage or arson.Contrast those with natural perils which include wind, flood,or earthquake, or economic perils such as inflation or obsolescence.
(See economic perils and natural perils.)