HSBC Single Trip All-Inclusive Package – Travel Insurance | HSBC Canada (2024)

FAQs

Does HSBC have travel insurance? ›

This HSBC Premier Worldwide Travel policy protects you against costs that could arise in the course of your travels. It covers such things as cancellations, emergency medical treatment, personal liability, legal expenses and the theft of your money.

A single trip policy covers you for a one-off holiday to a destination (or destinations) of your choice and ends when you come home. It's worth taking out single trip cover as soon as you book your break, so there's a policy in place if you need to cancel your trip for one or more reasons covered by your policy.

THE PLAN: As a HSBC Premier World Mastercard® Cardmember, you, your spouse, or domestic partner and your dependent children will be automatically insured against Loss of Property arising from and occurring from the date you charged the trip to your account, when insured under the trip cancellation hazard only.

Lack of a Regulatory Body for Healthcare

Unlike India and other European countries, the countries such as the US and Canada do not have a nationally regulated medical body. They do not have a government hospital in each city. Thus, private hospitalisation, consultation, and care procedures in US and Canada are costly.

Not every credit card comes with travel insurance. Complimentary travel insurance is typically offered on premium credit or rewards cards that have higher annual fees. Check your policy documents for details or contact your bank. You can also check the table above for some of the more popular credit cards.

Your deposits are FDIC insured for up to $250,000, or up to $500,000 for joint accounts. This means your money is safe even if HSBC shuts down.

The advantages of single trip travel insurance

That way, we're able to give you specific cover for your particular getaway. With our single trip cover, we'll support you with things like medical emergencies, if you need to cancel or come home early, or problems to do with your money or travel documents.

This will depend on your situation, but if you are certain you will only travel once in the next 12 months, you should get a single trip policy for that holiday. If you are unsure of how many trips you will take, an annual policy may be more expensive, but it will give you the peace of mind of knowing you are covered.

It can also be expensive, difficult to file claims, and not always cover the things you thought it would — or should.

Any person named as an account holder on the HSBC Premier Bank Account who is under 70 years of age at the start date of the trip. Someone you work with in the UK who has to be in work in order for you to be able to go on or continue a trip.

Do I need to tell HSBC I am Travelling? ›

There's no need to inform us before you travel. You can let us know it's you using your card abroad by making a chip and PIN payment when you arrive. Please make sure your contact details are up to date so we can get in touch if there are any problems.

HSBC Life is the insurance arm of the HSBC Group, one of the world's largest banking and financial services organisations. We leverage the group's expertise to provide you with holistic financial solutions tailored to help you take charge of your life confidently.

It pays to protect yourself against financial loss on a Canadian vacation. Travel insurance for Canada can provide coverage if your travel plans are interrupted, including unexpected cancellations or delays, emergency medical treatment and baggage loss.

To visit Canada, you need worldwide travel insurance to cover you for loss, damage and theft of your belongings, cancellation or curtailment of your trip, and public liability if you should cause accidental damage or injury. You'll need to choose worldwide travel insurance including Canada, USA and the Caribbean.

Are you planning a Canadian vacation or business trip? Like many of our customers, you may be wondering if travel insurance is required for Canada. While it is not mandatory for visitors, there are several reasons trip insurance is highly recommended for Canadian travel.

HSBC Advance benefits at-a-glance

Access to a Regular Saver account offering an interest rate of 5% AER/gross - save between £25 and £250 a month for a fixed 12-month term. Mobile banking app features - including instant notifications, card freeze, pay in cheques and smart budgeting tools.

Fixed pay. Annual leave. A range of benefits, which may cover areas such as work-life balance, insurance and savings, health and personal development. Employee share plans and discretionary pay awards based on performance.

Our HSBC Global Money Account might suit your needs. It comes with a debit card and there are no HSBC fees for using your card to make payments or withdraw cash outside the UK, However, other non-HSBC fees may apply.