Domestic Travel Insurance | Generali Malaysia (2024)

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SmartTraveller Easy Domestic

Offers you comprehensive coverage and 24-hour emergency assistance while travelling within Malaysia, including from East Malaysia to West Malaysia (and vice versa).

Jom Lokal Travel PA (Overland only)

Protects you and your family when you drive to your staycation destinations.

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SmartTraveller Easy Domestic

Offers you comprehensive coverage and 24-hour emergency assistance while travelling within Malaysia, including from East Malaysia to West Malaysia (and vice versa).

Jom Lokal Travel PA (Overland only)

Protects you and your family when you drive to your staycation destinations.

Financial Obligation Benefit

In the event of an accidental death or permanent disability, we would settle your outstanding financial obligation on your housing loan and / or motor loan up to six months repayment sum and/or the outstanding balance on your Credit Card(s) at the time of the accident. The amount payable depends on the plan selected.

Cashless Hospital Admission

Bereavement Allowance for Dengue Fever, Malaria, JE, SARS or Chikungunya

10% of the Capital Sum Insured will be payable in the event of death due to Dengue, Malaria, Japanese Encephalitis (JE), Severe Acute Respiratory Syndrome (SARS) or Chikungunya.

Kidnap Benefit

A lump sum of RM5,000 for necessary expenses incurred by the Insured’s family and a reward offer of RM25,000 for information leading to the recovery of the Insured Person based on our verification and confirmation. In addition, the Capital Sum Insured will be paid in full if the kidnapped Insured Person is not recovered after a period of one (1) year from the day of the kidnap.

Coverage for Impotency & Infertility

10% of the Capital Sum Insured will be payable for impotency or infertility due to an accident.

Major Burn (Third degree)

A lump sum of RM5,000 will be payable in accordance with the respective injury in the event the Insured Person suffers third degree burns as a result of an accident.

Express Funeral Expenses Payment

In the event of accidental death, Funeral Expenses of RM6,000 will be payable to the nominee upon notification of death.

Incremental in Sum Insured

Double Indemnity

The compensation shall be doubled in the event of an accident resulting in death or permanent total paralysis while travelling as a fare–paying passenger on any mode of public transport or while travelling overseas.

Additional Indemnity due to Home Accident

Additional 25% of original capital sum insured will be payable in the event of an accident occurs at home resulting in death or permanent disability where the percentage compensation payable is 50% or more.

Permanent Disablement or Death

Lump sum payment in the event of death or permanent disablement due to an accident.

Hospital Income Benefit

A daily benefit up to a maximum of 180 days is payable for the period the Insured Person is confined in a hospital for more than 12 hours for treatment of bodily injury resulting from an accident.

Reimbursem*nt for Prosthesis & Wheelchair

In the event of permanent disablement due to an accident, the Company shall reimburse you the actual costs incurred, up to RM1,000 per accident, for the purchase of a wheelchair, artificial arm or leg and crutches as recommended by the attending specialist / physician / surgeon.

Coverage for Ambulance Fees

Reimbursem*nt of the actual fees incurred for necessary ambulance services rendered in Malaysia to and / or from the Hospital up to a maximum of RM2,000 per accident if such Ambulance Fees are incurred as a result of an accident.

Repatriation Benefit

Reimbursem*nt of the actual expenses incurred up to a maximum of RM10,000 in transporting the mortal remains back to home country if the death is due to an accident while travelling outside the home country.

Coverage for Dental or Corrective Cosmetic Surgery

Reimbursem*nt up to a maximum of RM5,000 per accident in respect of expenses incurred for Dental Correction or Corrective Cosmetic Surgery performed on the Insured Person’s neck or head following injuries as a result of an accident.

Coma

The capital sum insured will be payable upon certification by a medical practitioner that the Insured has been in a coma state for 1 year due to an accident.

Snatch Theft

In the event the Insured Person is a victim out of snatch theft, a sum of RM350.00 will be compensated provided that a police report is made within 24 hours of occurrence.

Miscarriage due to Motor Vehicle Accident

Reimbursem*nt up to RM1,000 per person per accident for medical expenses in the event the Insured Person suffers a miscarriage as a result of a motor vehicle accident, whether as a pedestrian, passenger, pillion or driver/rider.

Personal Liability

Covers your legal liability against third-party bodily injury and property damage.

Accidental Death & Accidental Permanent Disablement

Pays as a result of Accidental Death or Accidental Permanent Disablement.

Accidental Death & Accidental Permanent Disablement

Pays as a result of Accidental Death or Accidental Permanent Disablement.

Accidental Medical Expenses

Reimburses expenses (including cost of emergency dental treatment) incurred due to accident. Also include Compassionate Visitation, Child Care Benefit, Hospital Allowance, Emergency Evacuation & Repatriation and Repatriation of Mortal Remains.

Accidental Medical Expenses

Reimburses expenses (including cost of emergency dental treatment) incurred due to accident at a clinic or hospital

Personal Belongings

Pays for loss of or damage to your baggage and personal effects due to theft or negligence of the common carrier. Also include baggage delay and expenses incurred for personal money & travel document replacement.

Loss of Mobile Phone, Credit Card & ewallet/Digital Wallet Protection

Pays as a result of snatch theft or robbery at the destination place during your trip.

Travel Inconvenience and Cancellation

Includes Travel Delay which pays if the conveyance is delayed from the scheduled departure for each consecutive 6 hours delay, Trip cancellation and Trip Curtailment if it is necessary and unavoidable to cancel or curtail the trip, as well as missed departure due to breakdown of public transport services to get to your departure point

Journey Distruption

Covers towing due to vehicle breakdown, Minor roadside repair expenses, cost of alternative transportation and rental car excess

Accidental Death & Accidental Permanent Disablement

Pays as a result of Accidental Death or Accidental Permanent Disablement.

Accidental Death & Accidental Permanent Disablement

Pays as a result of Accidental Death or Accidental Permanent Disablement.

Accidental Medical Expenses

Reimburses expenses (including cost of emergency dental treatment) incurred due to accident. Also include Compassionate Visitation, Child Care Benefit, Hospital Allowance, Emergency Evacuation & Repatriation and Repatriation of Mortal Remains.

Accidental Medical Expenses

Reimburses expenses (including cost of emergency dental treatment) incurred due to accident at a clinic or hospital

Personal Belongings

Pays for loss of or damage to your baggage and personal effects due to theft or negligence of the common carrier. Also include baggage delay and expenses incurred for personal money & travel document replacement.

Loss of Mobile Phone, Credit Card & ewallet/Digital Wallet Protection

Pays as a result of snatch theft or robbery at the destination place during your trip.

Travel Inconvenience and Cancellation

Includes Travel Delay which pays if the conveyance is delayed from the scheduled departure for each consecutive 6 hours delay, Trip Cancellation and Trip Curtailment if it is necessary and unavoidable to cancel or curtail the trip, as well as missed departure due to breakdown of public transport services to get to your departure point.

Journey Distruption

Covers towing due to vehicle breakdown, minor roadside repair expenses, cost of alternative transportation and rental car excess.

Terrorism

Injury, loss or damage caused directly by acts of terrorism

Food and Drink Poisoning

Reimburses medical bill incurred from food or beverage poisoning

Leisure Scuba Diving

Amateur scuba diving up to a depth of 30 meters

Amateur Sports

Accidental death or injury due to participation in any amateur sport other than in any kind of speed contests

Trip Cancellation due to Pandemic

If you or your travel companion or family member is diagnosed with pandemic illness

Trip Cancellation due to Pandemic

If you or your travel companion or family member is diagnosed with pandemic illness

Terrorism

Injury, loss or damage caused directly by acts of terrorism

Food and Drink Poisoning

Reimburses medical bill incurred from food or beverage poisoning

Leisure Scuba Diving

Amateur scuba diving up to a depth of 30 meters

Amateur Sports

Accidental death or injury due to participation in any amateur sport other than in any kind of speed contests.

Trip Cancellation due to Pandemic

If you or your travel companion or family member is diagnosed with pandemic illness

Trip Cancellation due to Pandemic

If you or your travel companion or family member is diagnosed with pandemic illness