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Our review
Our review
Cat 70’s Travel Plan has great medical and evacuation coverage that makes it worth a look, especially if the lower limits on certain other benefits don’t bother you. Plus, trip cancellation and interruption benefits apply if your child’s caregiver is injured or becomes ill.
Pros
- Superior medical coverage of $500,000 per person.
- “Cancel for any reason” upgrade available.
- Provides $200 benefit for airline ticket change fee after 1-hour delay.
Cons
- Travel delay and baggage loss coverage are both on the low side at $500 per person.
- Baggage delay coverage requires a 24-hour delay and has a low $200 per person limit.
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Via Forbes Advisor's Website
Missed connection benefits per person
$500
Medical coverage limits per person
$500,000
Medical evacuation limits per person
$500,000
Table of Contents
- Cat 70’s Travel Insurance Plan
- Cost Examples of Cat 70’s Travel Insurance Plan
- Does Cat 70 Have 24/7 Travel Assistance?
- What’s Not Covered by Cat 70 Travel Insurance?
- How To File a Claim with Cat 70
- Cat 70 Travel Insurance Frequently Asked Questions
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Cat 70’s Travel Insurance Plan
Cat 70 is a travel insurance company that sells one plan, which can be used for domestic or international trips. Cat 70’s travel plan covers many types of problems you might encounter, such as canceled flights, lost luggage, injuries and illness.
Cost Examples of Cat 70’s Travel Insurance Plan
| Travelers and trip | Cost |
|---|---|
| Two travelers age 30, $3,000 trip cost, traveling to Mexico for 8 days | $104 |
| Two travelers age 40, $6,000 trip cost, traveling to Italy for 17 days | $320 |
| Family with two parents age 40 and two children, $15,000 trip cost, traveling to Italy for 17 days | $680 |
| Two travelers age 65, $6,000 trip cost, traveling to the Italy for 17 days | $416 |
| Two travelers age 70, $3,000 trip cost, traveling to the Mexico for 8 days | $282 |
Does Cat 70 Have 24/7 Travel Assistance?
Cat 70’s travel plan includes access to its 24/7 travel assistance hotline. The assistance team can help with:
- Emergency messaging
- Emergency cash transfers for medical expenses
- Language translations
- Pre-trip assistance
- Legal assistance
- Medical referrals and monitoring
- Arranging for medical evacuations or repatriations
What’s Not Covered by Cat 70 Travel Insurance?
All travel insurance plans have exclusions. It’s a good idea to read a policy’s fine print so that you are familiar with what your plan does not cover. Here are some examples of exclusions to emergency medical coverage for Cat 70’s travel plan:
- Injuries as a result of being intoxicated above the legal limit or under the influence of drugs or narcotics (unless prescribed by a physician and taken in accordance with your physician’s recommendation)
- Mental or emotional disorders
- Non-emergency treatments or surgeries
- Routine physical examinations
- Hearing aids, eyeglasses or contact lenses
- Participating in activities such as contact sports, skydiving, mountaineering, scuba diving, spelunking, car and motorcycle racing, hang gliding, and bungee jumping
- Cosmetic surgery, except as the result of an accident
- Traveling with the purpose of getting medical treatment
- Suicide or attempted suicide
How To File a Claim with Cat 70
If you need to report a claim, you can download claims forms to get the process started. You can contact Cat 70 directly Monday through Friday, 9 a.m. to 5 p.m. CST at 866-477-6741, or by email at starrtravelclaims@hsri.com.
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Cat 70 Travel Insurance Frequently Asked Questions
Does the Cat 70 Travel Insurance Plan Cover Covid?
Cat 70’s travel plan includes coverage for Covid-related trip cancellation and medical expenses.
If you contact Covid prior to your trip and have to cancel, the plan can reimburse you for 100% of what you lose in non-refundable trip expenses. If you get Covid during your trip, this plan covers the associated medical costs, up to $500,000.
Does Cat 70’s Travel Plan Cover Pre-Existing Medical Conditions?
A pre-existing medical condition exclusion waiver is available from Cat 70.
This waiver means that pre-existing conditions won’t be excluded from your coverage. Cat 70’s travel plan will cover pre-existing conditions if you buy the plan within 14 days of your first trip deposit and you purchase the plan for the full cost of the trip.
Does Cat 70’s Travel Insurance Plan Have “Cancel for Any Reason” Coverage?
Cat 70 provides the option to add “cancel for any reason” (CFAR) coverage to its travel plan.
“Cancel for any reason” gives you the option to cancel your trip for a reason that is not listed in the base policy of the plan. For example, you could cancel your trip if you find out that your best friend is getting married during your trip dates.
Cat 70’s CFAR coverage will reimburse you for 75% of your non-refundable trip cost. You must purchase Cat 70’s CFAR coverage within 14 days of your first trip deposit. To make a claim, you must cancel no less than two days prior to your scheduled departure date.
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