Buy Home and Car Insurance Online (2024)

Conditions apply. Subject to eligibility rules.
Note: You may not always be given the option to buy online. If this happens, we encourage you to call and speak to one of our licensed advisors, or let us call you!
1In order to be eligible for the Buy Online Discount for home or car insurance, you must meet eligibility requirements to buy home or car insurance online and complete your purchase of this insurance online. Note: You may not always be given the option to buy online. This may occur, for example, if information provided requires additional verification or if your purchase must be completed with an advisor based on your specific insurance needs. If you are unable to buy online, we encourage you to call and speak to one of our licensed advisors or let us call you!

Offers may be changed, withdrawn or extended at any time without notice.

• 10% Auto Insurance Savings (Ontario only)

10% savings off eligible coverage in the first policy term is derived from a combination of two separate discounts:
- a 5% Digital Discount for completing the auto insurance quote online. This Digital Discount will continue to be applicable upon policy renewal.
And
- 5% Buy Online Discount in the first policy term for completing the auto insurance purchase online. Both the Digital Discount and Buy Online Discount are applicable to premiums charged for each of the following coverages: Bodily Injury, Property Damage, Accident Benefits, Uninsured Automobile, Direct Compensation - Property Damage, All Perils, Collision, Comprehensive, Specified Perils, and OPCF 44.

• 10% Home Insurance Savings (not available in Quebec)

10% savings off eligible coverage in the first policy term is derived from a combination of two separate discounts:
- a 5% Digital Discount for completing the home, condo or tenant insurance quote online. This Digital Discount will continue to be applicable upon policy renewal.
And
- 5% Buy Online Discount in the first policy term for completing the home, condo or tenant insurance purchase online. Both the Digital Discount and Buy Online Discount are applicable to premiums charged for the base insurance policy and the following endorsem*nts: Above Ground Water, Extended Water Damage and Fuel Overflow or Escape.

• 5% Savings on Home Insurance; 10% Savings on Car Insurance (Quebec only)

Home Insurance: A Buy Online Discount of 5% in the first policy term will be applied to premiums charged for the base insurance policy and the following endorsem*nts: Above Ground Water, Extended Water Damage and Fuel Oil Overflow or Escape
Car Insurance:
10% savings off eligible coverage in the first policy term is derived from a combination of two separate discounts:
- A 5% Digital Discount for completing the car insurance quote online. This Digital Discount will continue to be applicable upon policy renewal.
And
- 5% Buy Online Discount in the first policy term for completing the car insurance purchase online. Both the Digital Discount and Buy Online Discount are applicable to premiums charged for each of the following coverages: Civil Liability, Damage to Insured Vehicles (All Perils, Collision or Upset, Comprehensive and Specified Perils).

• 5% Auto Insurance Savings (Alberta)

A 5% Buy Online Discount in the first policy term will be available to customers for completing the car insurance purchase online. The Buy Online Discount is applicable to premiums charged for each of the following coverages: Bodily Injury, Property Damage, Accident Benefits, Direct Compensation – Property Damage, All Perils, Collision, Comprehensive, Specified Perils, and S.E.F. No. 44

• 5% Auto Insurance Savings (Nova Scotia & Newfoundland)

A 5% Buy Online Discount in the first policy term will be available to customers for completing the car insurance purchase online. The Buy Online Discount is applicable to premiums charged for each of the following coverages: Bodily Injury, Property Damage, Uninsured Automobile, Direct Compensation – Property Damage, All Perils, Collision, Comprehensive, Specified Perils and Uninsured Motorist.

• 5% Auto Insurance Savings (PEI)

5% Buy Online Discount in the first policy term for completing the auto insurance purchase online. The Buy Online Discount is applicable to premiums charged for each of the following coverages: Bodily Injury, Property Damage, Accident Benefits, Uninsured Automobile, Direct Compensation – Property Damage, All Perils, Collision, Comprehensive, Specified Perils and Underinsured Motorist.

•5% Auto Insurance Savings(Nunavut, Northwest Territories, Yukon)

5% Buy online discount in the first policy term will be available to customers for completing the car insurance purchase online. The Buy Online Discount is applicable to premiums charged for each of the following coverages: Third Party Liability, Accident Benefits, All Perils, Collision, Comprehensive, Specified Perils, and S.E.F. No. 44.

Buy Home and Car Insurance Online (2024)

FAQs

What is the best insurance for both auto and home? ›

Home and Auto Insurance Company Ratings
Best Home and Auto Insurance CompanyCar Insurance Rating (Out of 10.0)Home Insurance Rating (Out of 10.0)
1. State Farm9.49.6
2. American Family9.19.4
3. Nationwide9.19.2
4. Erie Insurance9.49.0
2 more rows
Apr 11, 2024

Can insurance be purchased online? ›

Yes, nearly every major insurer offers a way to get quotes for car insurance online, though some require you to contact an agent before you can finalize your purchase. However, many companies allow you to complete the entire process on the internet, from quote to purchase.

Is it OK to buy auto insurance online? ›

Buying car insurance online can be convenient and cost-effective. It may not be ideal if you have a lot of insurance questions, however. Once you've found a good deal and researched the insurer, you can usually get a new policy in minutes.

Is it a good idea to combine home and auto insurance? ›

Bundling your insurance simplifies your record-keeping and streamlines your bill payments since you'll only have to deal with one insurance provider for both home and car coverage. Plus, it may qualify you for discounts on your insurance premiums.

Why is car and home insurance so expensive? ›

Car Insurance

Driving became more dangerous during the pandemic: Nearly 43,000 people died in U.S. traffic crashes in 2021, the highest number in 16 years. Labor and supply shortages: Supply chain disruptions and higher labor costs have also driven up repair costs.

What is the #1 auto insurance in the US? ›

Based on our research, Geico offers the best car insurance in California. Progressive, USAA, State Farm and Allstate are also reliable options for most drivers. *Our research team considers nationwide factors when rating providers. The ranking order of providers in this table is specific to car insurance in California.

Is it cheaper to buy insurance online or through an agent? ›

Online car insurance policies are generally cheaper than those offered by insurance agents as these don't include commissions and other fees. Most auto insurance companies also offer discounts if you purchase car insurance online. However, using an agent has its share of benefits.

Which insurance is the cheapest? ›

At the national level, the cheapest car insurance company is Auto-Owners, with average rate estimates of $39 per month for minimum coverage and $142 per month for full coverage, substantially cheaper than the national averages of $78 and $210 per month, respectively.

Why is online car insurance so cheap? ›

Buying online could also be cheaper because you won't pay agent commissions or other fees as you might when obtaining an auto policy in person. However, you could also miss out on potential savings by not working with a knowledgeable insurance agent in person.

Do online car insurance quotes affect credit score? ›

Getting insurance quotes doesn't hurt your credit-based insurance score or other credit scores. You may even want to get quotes for a new policy every six months to a year to ensure you've still got the best deal.

Is it better to shop around for insurance? ›

Shopping around at least once a year for car insurance can lower one of the biggest expenses of being a driver. Comparing quotes after a life event such as moving or adding a new driver to your policy can help you make sure you're still getting the best deal.

Why do people buy insurance online? ›

This convenience also reduces wait times and eliminates the need to take time off from work to meet with an insurance agent. In addition to convenience, online insurance allows customers to review and compare policies at their own pace without feeling pressured by a salesperson.

What are the disadvantages of bundled insurance? ›

Cons of bundling insurance

Unless you comparison shop every year, you could end up paying more than you need to. Another factor to consider is that some insurers start with a higher premium when offering a discount. The premium you end up with may not result in true savings.

Can anyone get USAA insurance? ›

Who can join USAA? Our products and services are open to current and former military and their spouses. Children of USAA members can join, too.

Why is my car insurance more than my home insurance? ›

So how did this come to be? It mostly comes down to the difference between transience and sedentariness. This is a fancy way of saying that while you drive your car around all the time, your house doesn't go anywhere. It just sits in that space day in and day out.

Is dual coverage worth it? ›

Assuming Dual Coverage Is Always Better: While dual coverage can be beneficial, it's not always the best option for every situation. Don't assume that having two plans will automatically save you money. Evaluate the costs, coverage, and your specific healthcare needs to determine if dual coverage is cost-effective.

What is the best reliable home insurance? ›

Top 7 Homeowners Insurance Providers
  • Allstate: Our pick for extended coverage.
  • State Farm: Our pick for new homeowners.
  • Farmers: Our pick for customizable coverage.
  • Nationwide: Our pick for inclusive standard coverage.
  • Erie: Our pick for best service.
  • USAA: Our pick for military members.
  • Liberty Mutual: Our pick for discounts.
2 days ago

How do I choose between two insurance companies? ›

Here are the main points to keep in mind when selecting an insurance company:
  1. Licensing. Not every company is licensed to operate in each state. ...
  2. Price. Many companies sell insurance policies and prices vary greatly from one to another, so it really pays to shop around. ...
  3. Financial Solidity. ...
  4. Service. ...
  5. Comfort.

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