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- Home
- Mutual Funds
- debt
- Gilt Funds
- Gilt Funds
- Average Return 5.92%
- No of Funds 19
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What is Gilt Mutual Fund
Gilt funds are debt funds that invest primarily in government securities. These funds have no risk of non-payment of interest or principal amount but get affected by interest rate movements as the Government borrowing typically happens to be for a longer duration.
Advantages of Gilt Funds
- Suitable when interest rates in the economy are expected to come down
- Ideal for an investment horizon of at least 3-5 years
- Might see volatility during times of important economic events
Top schemes of Gilt Mutual Funds sorted by last 5 year returns
19 funds
Sort by:
- Returns High to Low
- ETM Rank High to Low
- Fund Size High to Low
Show
- Annualized
- Absolute
Returns for
- 1 Month
- 3 Months
- 6 Months
- 1 year
- 3 years
- 5 years
via
- Monthly SIP
- One-time (Lumpsum)
Stable Portfolio
Min SIP
₹ 5,000
5 Yrs Return
+9.69%p.a. +10.13%p.a. +23.54% +8.69%p.a. +11.13%p.a. +29.53% +16.86%p.a. +29.11%
Know more
Know more
ICICI Prudential Gilt Fund
#12 of 19
Fund Size
₹4,617 Crs
Return (p.a)
+ 13.14%+ 0.95% + 10.65%+ 1.68% + 9.22%+ 2.6% + 8.96%+ 4.79% + 7.48%+ 11.98% + 7.41%+ 20.57%
ETM Rank
#12 of 19
Invest
DSP Government Securities Fund
#4 of 19
Fund Size
₹731 Crs
Return (p.a)
+ 38.44%+ 2.53% + 22.66%+ 3.43% + 15.86%+ 4.38% + 11.43%+ 6.09% + 7.61%+ 12.19% + 7.36%+ 20.42%
ETM Rank
#4 of 19
Edelweiss Government Securities Fund
#10 of 19
Fund Size
₹135 Crs
Return (p.a)
+ 35.71%+ 2.37% + 22.16%+ 3.36% + 15.93%+ 4.4% + 10.89%+ 5.8% + 7.22%+ 11.54% + 7.31%+ 20.27%
ETM Rank
#10 of 19
Invest
SBI Magnum Gilt Fund
#2 of 19
Fund Size
₹7,821 Crs
Return (p.a)
+ 21.91%+ 1.53% + 14.76%+ 2.29% + 11.86%+ 3.32% + 9.54%+ 5.1% + 7.52%+ 12.05% + 7.31%+ 20.27%
ETM Rank
#2 of 19
Invest
Kotak Gilt Investment Fund
#14 of 19
Fund Size
₹3,044 Crs
Return (p.a)
+ 18.47%+ 1.31% + 14.11%+ 2.2% + 11.72%+ 3.28% + 9.61%+ 5.13% + 7.26%+ 11.61% + 7.12%+ 19.69%
ETM Rank
#14 of 19
Invest
Bandhan GSF Investment Fund
#15 of 19
Fund Size
₹1,500 Crs
Return (p.a)
+ 45.11%+ 2.9% + 27.14%+ 4.04% + 18.72%+ 5.13% + 12.36%+ 6.58% + 7.42%+ 11.88% + 7.11%+ 19.67%
ETM Rank
#15 of 19
Invest
Aditya Birla Sun Life Government Securities Fund
#8 of 19
Fund Size
₹1,435 Crs
Return (p.a)
+ 26.13%+ 1.8% + 18.33%+ 2.81% + 13.96%+ 3.88% + 10.33%+ 5.51% + 7.04%+ 11.25% + 6.86%+ 18.91%
ETM Rank
#8 of 19
Invest
Axis Gilt Fund
#3 of 19
Fund Size
₹246 Crs
Return (p.a)
+ 26.33%+ 1.81% + 17.73%+ 2.73% + 13.74%+ 3.82% + 10.21%+ 5.45% + 6.84%+ 10.92% + 6.8%+ 18.74%
ETM Rank
#3 of 19
Invest
Nippon India Gilt Securities Fund
#13 of 19
Fund Size
₹1,547 Crs
Return (p.a)
+ 24.4%+ 1.69% + 16.54%+ 2.55% + 12.78%+ 3.56% + 9.59%+ 5.12% + 6.9%+ 11.02% + 6.64%+ 18.25%
ETM Rank
#13 of 19
Invest
PGIM India Gilt Fund
#1 of 19
Fund Size
₹120 Crs
Return (p.a)
+ 29.87%+ 2.02% + 18.76%+ 2.87% + 13.81%+ 3.84% + 10.42%+ 5.56% + 7.05%+ 11.27% + 6.64%+ 18.25%
ETM Rank
#1 of 19
Invest
Tata Gilt Securities Fund
#16 of 19
Fund Size
₹334 Crs
Return (p.a)
+ 20.95%+ 1.47% + 15.73%+ 2.44% + 12.04%+ 3.37% + 9.4%+ 5.02% + 7.11%+ 11.36% + 6.37%+ 17.46%
ETM Rank
#16 of 19
Invest
Invesco India Gilt Fund
#19 of 19
Fund Size
₹76 Crs
Return (p.a)
+ 37.33%+ 2.46% + 23.22%+ 3.5% + 16.68%+ 4.6% + 11.7%+ 6.23% + 7.36%+ 11.77% + 6.27%+ 17.16%
ETM Rank
#19 of 19
Invest
Canara Robeco Gilt Fund
#7 of 19
Fund Size
₹102 Crs
Return (p.a)
+ 25.64%+ 1.77% + 17.4%+ 2.68% + 12.98%+ 3.62% + 9.52%+ 5.09% + 6.68%+ 10.66% + 6.26%+ 17.13%
ETM Rank
#7 of 19
Invest
HSBC Gilt Fund
#9 of 19
Fund Size
₹214 Crs
Return (p.a)
+ 23.7%+ 1.65% + 16.36%+ 2.53% + 12.68%+ 3.54% + 9.19%+ 4.91% + 6.44%+ 10.26% + 6.18%+ 16.9%
ETM Rank
#9 of 19
Invest
UTI Gilt Fund
#6 of 19
Fund Size
₹571 Crs
Return (p.a)
+ 23.83%+ 1.65% + 16.1%+ 2.49% + 12.08%+ 3.38% + 9.1%+ 4.86% + 6.49%+ 10.35% + 6.13%+ 16.74%
ETM Rank
#6 of 19
Invest
HDFC Gilt Fund
#17 of 19
Fund Size
₹2,427 Crs
Return (p.a)
+ 14.35%+ 1.03% + 11.97%+ 1.88% + 10.13%+ 2.85% + 8.38%+ 4.48% + 6.17%+ 9.82% + 5.86%+ 15.95%
ETM Rank
#17 of 19
Invest
Franklin India Government Securities Fund
#18 of 19
Fund Size
₹133 Crs
Return (p.a)
+ 7.08%+ 0.53% + 7.04%+ 1.13% + 6.94%+ 1.97% + 6.07%+ 3.26% + 5.08%+ 8.04% + 4.94%+ 13.31%
ETM Rank
#18 of 19
Invest
Quant Gilt Fund
Unranked
Fund Size
₹63 Crs
Return (p.a)
+ 12.33%+ 0.9% + 10.23%+ 1.62% + 8.69%+ 2.45% + 7.55%+ 4.04% N.A.N.A. N.A.N.A.
ETM Rank
Unranked
Invest
Union Gilt Fund
Unranked
Fund Size
₹150 Crs
Return (p.a)
+ 21.34%+ 1.5% + 15.46%+ 2.4% + 12.2%+ 3.41% + 9.11%+ 4.87% N.A.N.A. N.A.N.A.
ETM Rank
Unranked
Invest
Show all funds
Gilt Funds Returns Calculator
See what your investment would have yielded in
Select fund
ICICI Prudential Gilt Fund
- ICICI Prudential Gilt Fund
- DSP Government Securities Fund
- Edelweiss Government Securities Fund
- SBI Magnum Gilt Fund
- Kotak Gilt Investment Fund
- Bandhan GSF Investment Fund
- Aditya Birla Sun Life Government Securities Fund
- Axis Gilt Fund
- Nippon India Gilt Securities Fund
- PGIM India Gilt Fund
- Tata Gilt Securities Fund
- Invesco India Gilt Fund
- Canara Robeco Gilt Fund
- HSBC Gilt Fund
- UTI Gilt Fund
- HDFC Gilt Fund
- Franklin India Government Securities Fund
- Quant Gilt Fund
- Union Gilt Fund
via in
- Monthly SIP
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I want to invest of
₹
Minimum: ₹1,000
for a period of for
- 1 Month
- 3 Months
- 6 Months
- 1 Year
- 3 Years
- 5 Years
- 10 years
Invested Gains
You would have got
Total investment Invested ₹ 6 Lakh
Profit ₹ 3.33 Lakh
Current value Current value ₹ 9.33 Lakh
This fund has generated an XIRR of 7.41% over the past 5 Years
See scheme details Invest now
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- How to invest in Gilt Funds?
- Frequently Asked Questions
How to invest in Gilt Funds?
It is quite easy to invest in Gilt mutual funds on ET Money. Here are the steps that you have to follow.
- Register online on ET Money app or website
- Head to Mutual Funds sections and choose the Gilt fund you want to invest in.
- Click on invest and choose the amount and mode of investment (SIP or Lumpsum)
- Provide your KYC details (Pan number, Bank details) and complete your investment.
Frequently Asked Questions
Which are the best Gilt Mutual Funds to invest in 2024?
These are top 5 Gilt funds you can invest in 2024
| Fund Name | Fund Category | ETM Rank | Consistency | 5 Year Return (Annualized) |
|---|---|---|---|---|
| PGIM India Gilt Fund | Debt | # 1 of 19 | 7.53 % p.a. | |
| SBI Magnum Gilt Fund | Debt | # 2 of 19 | 8.75 % p.a. | |
| Axis Gilt Fund | Debt | # 3 of 19 | 8.27 % p.a. | |
| DSP Government Securities Fund | Debt | # 4 of 19 | 8.75 % p.a. | |
| UTI Gilt Fund | Debt | # 6 of 19 | 7.46 % p.a. |
How long should I stay invested in Gilt Mutual Funds?
Gilt Funds usually lend to the government for a medium to long duration. For this reason, you need to look at these funds for an investment horizon of at least 5 years. This duration increases the chance of you investing through the entire interest rate cycle, and this reduces the risk you take.
Where do Gilt Mutual Funds invest?
Gilt Funds by regulation have to invest at least 80% of their money in debt instruments issued by the government. These instruments are called G-Secs, a short form for Government Securities. The funds are free to decide the duration they lend for. However, since government borrowing is mostly for the long-term, most funds in the category end-up lending for a long duration.
Are Gilt Mutual Funds high risk?
Gilt Funds have zero credit risk because they lend to the government. However, they are extremely sensitive to interest rate changes in the economy because of their long lending duration. As a result, these funds can be extremely volatile in times of important economic events.
What kind of returns can i earn from Gilt ?
Gilt Funds have on an average delivered 9.24% p.a. returns in the last 1 year. Their 3 and 5 year annualized returns are 5.92% and 7.78%. p.a.
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