200+ Frugal Money Saving Tips You Wish You Knew Sooner (2024)

Money, Save Money

  • April 21, 2019
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200+ Frugal Money Saving Tips You Wish You Knew Sooner (1)

No matter what financial situation you are in, or how good your frugal money saving ways are, I am sure you could always do with a few added tips!

In this post I have compiled a massive list of simple and easy to follow ways for us all to save more money.

It includes ways to save money on household expenses, transport, food and more. Some ways will require a bit more of a commitment, but you can easily save a few thousand dollars a year by just following this list!

200+ Frugal Money Saving Tips

You might also be interested in:

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Hopefully this money saving list will be of good use to you.

Here is the ULTIMATE 200+ frugal money saving tips you need to use!

Household Bills & Finance Saving Tips

  1. Use a clothing line instead of a dryer.
  2. Cancel your home phone contract.
  3. Use a prepaid cellphone.
  4. Make a habit of turning off lights when leaving a room.
  5. Unplug chargers when you aren’t using them.
  6. Make a budget and try stick to it.
  7. Cancel your cable TV and rather use things such as Netflix or Amazon Prime.
  8. Go paperless on bills where possible.
  9. Don’t use credit cards.
  10. Check your house’s plumbing for leaks.
  11. Review your insurance policies and shop around to make sure you are getting the best deal.
  12. Sell old clothing.
  13. Use energy efficient light bulbs.
  14. Use the heater less, try stay warm with blankets and clothing.
  15. Use the air conditioner less.
  16. Insulate your hot water heater.
  17. Get your heating system maintained regularly.
  18. Negotiate your internet deals.
  19. Use fans more, and the AC less.
  20. Get your AC maintained regularly.
  21. Use cold water when possible.
  22. Don’t let the water run while brushing your teeth.
  23. Check your cell phone package and shop around for a better deal.
  24. Dress warmer during the colder months.
  25. Watch a movie at home instead of going to the cinema.
  26. Keep blinds shut during the day in summer to keep out the heat.
  27. Invest in energy efficient appliances.
  28. Use the microwave instead of the oven where possible.
  29. Plant more trees to provide shade.
  30. Start a savings account.
  31. Make savings fun and include your family.
  32. Cancel unused or unneeded memberships.
  33. Try using alternative energy.
  34. Make sure you are not being overcharged on bills.
  35. Save your change.
  36. Consider renting out a room on AirBnB.
  37. Always monitor your spending.
  38. Spend less than you earn.
  39. Always fill up your washing machine.
  40. Wear clothes more than once before washing them.
  41. Dilute your dishwashing soap with water.
  42. Clean windows with vinegar and paper.
  43. Always measure out the laundry powder and use around half the recommended amount.
  44. Fix things instead of throwing them out.
  45. Take advantage of natural light.
  46. Repurpose old clothes for household purposes.
  47. Use an automatic thermostat system.
  48. Get a water filter for your home.
  49. Run the dishwasher when it is full of dishes.
  50. Fix any air leaks around windows and doors.

Grocery Shopping & Food Saving Tips

  1. Be aware of the price of foods.
  2. Don’t shop when hungry.
  3. Make a list and stick to it.
  4. Meal plan for the week.
  5. Have meatless days.
  6. Have a competition around the house where everyone gets to cook one meal a week for under $10.
  7. Make meals with brown rice, pasta, beans etc to provide more food.
  8. Have a grocery budget.
  9. Go for store brands.
  10. Shop at cheaper shops.
  11. Grocery shop once a week.
  12. Buy in bulk.
  13. Check for discounts before shopping.
  14. Don’t waste food. Eat leftovers for lunch the next day.
  15. Made too much food? Freeze it.
  16. Buy in season foods.
  17. Pack lunch for work or school.
  18. Once a month clean out the pantry and freezer and make a few meals.
  19. Check the clearance aisles in grocery stores.
  20. Sign up for store loyalty programs.
  21. Skip buying treats for your journey home.
  22. Grow your own herbs.
  23. Grow your own spices.
  24. Grate cheese yourself.
  25. Eat eggs more often.
  26. Have breakfast food for dinner.
  27. Drink water.
  28. Stop buying soda.
  29. Buy some frozen veggies.
  30. Grow your own fruits.
  31. Skip a meal every now and then.
  32. Find local farmer’s markets.
  33. Get a credit card that has cash back rewards.
  34. Found a good grocer with a loyalty program? Stick to them and build up points.
  35. Meal plan with cheap recipes.
  36. Make your own compost using food scraps, fruit and vegetable skins and egg shells.
  37. Don’t buy bottled water.
  38. Eat out less if possible.
  39. Do an inventory check every month so you know what you have in your kitchen.
  40. Make sure you are storing foods correctly so that they last longer.
  41. Make your own coffee and tea.
  42. Eat before you go grocery shopping.
  43. Use coupons.
  44. Buy non-perishable groceries in bulk.
  45. If you are unsure, put it back.
  46. Eat breakfast everyday.
  47. Exercise regularly.
  48. Always check expiration dates.
  49. Pick your own fruits from an orchard.
  50. Make your own baby food.

Transport & Travel Saving Tips

  1. Carpool where possible.
  2. Walk to work.
  3. If you take the bus or train, get off a few blocks from your home and walk the rest of the way.
  4. Consider having one household car.
  5. Walk to your friends house.
  6. Cycle to work.
  7. Rotate your tires.
  8. Travel during off season.
  9. Join airline loyalty programs.
  10. Create a travel budget.
  11. Direct flights are usually more expensive.
  12. Look into travel credit cards with great rewards.
  13. Walk more when visiting cities.
  14. Create your own site seeing tour.
  15. Don’t buy food and drink near popular tourist attractions.
  16. Carry your own water and snacks.
  17. Go on free walking tours.
  18. Do as the locals do.
  19. AirBnB and hostels are a cheaper option than hotels.
  20. Pack your own lunches.

Personal Expenses Saving Tips

  1. Go for haircuts less often.
  2. DIY where possible.
  3. Use old toothbrushes to clean small areas in the house.
  4. Buy in bulk if there are discounts.
  5. Dilute shampoo and body wash liquid with water.
  6. Use coupons.
  7. Recycle old clothes.
  8. Turn old shirts in rags to be used at home.
  9. Fix clothes instead of simply throwing out.
  10. Quality over quantity.
  11. Shop out of season.
  12. Be aware of sales.
  13. Check out clearance racks.
  14. Do one in one out method. For every new item of clothing, get rid of an old one.
  15. If you don’t really need it, don’y buy it.
  16. Make your own gifts.
  17. Swap books with friends or second hand book stores.
  18. Take advantage of free samples.
  19. Don’t emotional shop.
  20. Don’t shop just because you are bored.
  21. Don’t shop on credit.
  22. Compare prices at various stores.
  23. Try negotiate.
  24. Seek out freebies.
  25. Check online prices.

Entertainment Saving Tips

  1. Have friends over instead of going out.
  2. Do fun & free outdoor activities such as hiking or camping.
  3. Check out entertainment promos on Groupon.
  4. Take your own wine to restaurants.
  5. Have a BBQ with friends.
  6. Have a dinner party and get each friend to contribute a dish or drink.
  7. Do free activities around your city or town.
  8. Do book swaps.
  9. Have a game night.
  10. Watch films at home versus going to the cinema.
  11. Host a movie night and make your own popcorn.
  12. Volunteer in your town or city.
  13. Check out free festivals in your area.
  14. Clean your own car.
  15. Visit an art gallery.
  16. Play sports with friends.
  17. Have a swim!
  18. Entertain yourself by learning a new skill.
  19. Play free online games.
  20. Go dancing!

Health & Fitness Saving Tips

  1. Cancel your gym membership.
  2. Go for more walks around the neighbourhood.
  3. Try get some direct sunlight every week.
  4. Try making home remedies.
  5. Negotiate medical bills.
  6. Quit smoking.
  7. Check to see if your local eye shop offers free eye tests.
  8. Wash your hands regularly.
  9. Ask your dentist for free samples of toothpastes & toothbrushes.
  10. Start an emergency fund for health-related expenses.
  11. Don’t be scared to get a second opinion.
  12. Research free things like flu shots.
  13. Use coupons at the pharmacy.
  14. Buy general things such as vitamins on discount.
  15. Stay fit by exercising regularly.
  16. Eat as healthy as possible.
  17. Remember to give your body enough rest.
  18. Brush your teeth twice a day.
  19. Floss at least once a day.
  20. Buy generic medications.

General Saving Tips

  1. Tap into free online resources.
  2. Always use discounts to your advantage.
  3. Share your home.
  4. Budget, budget, budget.
  5. Learn to DIY as much as possible.
  6. Treat luxuries like they are scarce.
  7. Partake in stress-reducing activities that cost nothing.
  8. Talk about your savings and budget goals with your family.
  9. Get each member of the family to play their part.
  10. Set up a savings account.
  11. Having daily reminders of your savings goal on the fridge.
  12. Look at your expensive habits and work on them.
  13. Have a reward system for when you reach your savings goal.
  14. Cancel any unneeded subscriptions in your life.
  15. Commit to being frugal.
  16. Treat yourself reasonably once in a while.
200+ Frugal Money Saving Tips You Wish You Knew Sooner (3)

Do you have any other good tips that could be added to this list?

Let us know!

Cheers,
Richard-T

200+ Frugal Money Saving Tips You Wish You Knew Sooner (4)

If you want more tips on saving money, then don’t forget to follow my Save Money Pinterest board!

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200+ Frugal Money Saving Tips You Wish You Knew Sooner (2024)

FAQs

How to be super frugal? ›

12 Tips for Frugal Living
  1. Choose quality over quantity. ...
  2. Prioritize value over price. ...
  3. Use credit wisely. ...
  4. Declutter regularly. ...
  5. Use a budget to guide your spending. ...
  6. Know the difference between wants and needs. ...
  7. Be a savvy consumer. ...
  8. Prioritize your values.
Oct 17, 2023

How can I save an insane amount of money? ›

8 ways to save money quickly
  1. Change bank accounts. ...
  2. Be strategic with your eating habits. ...
  3. Change up your insurance. ...
  4. Ask for a raise—or start job hunting. ...
  5. Consider a side hustle. ...
  6. Take advantage of a credit card that offers rewards. ...
  7. Switch up your transportation habits. ...
  8. Cancel subscriptions you don't really need or use.
Feb 22, 2024

How to live like the Great Depression? ›

Frugal Living Tips from the Great Depression
  1. Cook from scratch. If you don't know this already, then it's time to learn. ...
  2. Eat at home. Eating out is one of the quickest ways to waste money. ...
  3. Plant a garden. ...
  4. Grow your own fruit. ...
  5. Forage. ...
  6. Eat less meat. ...
  7. Make your own specialty coffee. ...
  8. Pack your lunch.

How can I save a large amount of money in a short time? ›

Canceling unnecessary subscriptions and automating your savings are a couple of simple ways to save money quickly. Switching banks, opening a short-term CD, and signing up for rewards programs can also help you save money. Making a budget and eliminating a spending habit each day can help lead to long-term savings.

How to live extremely cheaply? ›

What are some tips for being frugal?
  1. Create a budget and stick to it. Being frugal begins with this tip. ...
  2. Shop around for the best deals. Buy what you need from the first store you see, but don't just go to the first one you see. ...
  3. Buy used instead of new. ...
  4. Make your own stuff. ...
  5. Repurpose and recycle. ...
  6. Be patient.
Aug 22, 2023

What is the 30-day rule? ›

The premise of the 30-day savings rule is straightforward: When faced with the temptation of an impulse purchase, wait 30 days before committing to the buy. During this time, take the opportunity to evaluate the necessity and impact of the purchase on your overall financial goals.

How to save up $100,000 fast? ›

Five tips to help you save $100,000 faster
  1. Live below your means and cut frivolous spending. ...
  2. Be hyper-aware of every monthly expense and ruthlessly cut back to save faster. ...
  3. Pay down high-interest debts like credit cards first. ...
  4. Find the financial institution that will get you the highest interest rate.
Mar 27, 2024

What will eventually pull America out of the Great Depression? ›

Ironically, it was World War II, which had arisen in part out of the Great Depression, that finally pulled the United States out of its decade-long economic crisis.

Who thrived during the Great Depression? ›

Business titans such as William Boeing and Walter Chrysler actually grew their fortunes during the Great Depression.

What solves the Great Depression? ›

Mobilizing the economy for world war finally cured the depression. Millions of men and women joined the armed forces, and even larger numbers went to work in well-paying defense jobs.

How can I save $5,000 in 100 days? ›

The 100-envelope challenge is pretty straightforward: You take 100 envelopes, number each of them and then save the corresponding dollar amount in each envelope. For instance, you put $1 in “Envelope 1,” $2 in “Envelope 2,” and so on. By the end of 100 days, you'll have saved $5,050.

How to aggressively save money? ›

How to Save Money: 23 Tips
  1. Make a budget.
  2. Say goodbye to debt.
  3. Set a savings goal.
  4. Save money automatically.
  5. Buy generic.
  6. Meal plan.
  7. Cancel some subscriptions and memberships.
  8. Adjust your tax withholdings.
Apr 5, 2024

How to stop wasting money? ›

How to Stop Spending Money
  1. Meal plan to save money. Meal planning is a great way to save money. ...
  2. Fun and frugal activities. ...
  3. Educate yourself. ...
  4. Cleaning saves money and sanity. ...
  5. Accountability buddy. ...
  6. Visualize your saving goals. ...
  7. Price comparison. ...
  8. Build good spending habits.

How to save 10k in a year? ›

6 steps to save $10,000 in a year
  1. Evaluate income and expenses. To make room for saving, you'll need a meticulous budget that outlines all your sources of income and all your expenditures. ...
  2. Make an actionable savings plan. ...
  3. Cut unnecessary expenses. ...
  4. Increase your income. ...
  5. Avoid new debt. ...
  6. Invest wisely.
Apr 2, 2024

How to live on very little money? ›

These seven tips may be able to help.
  1. Understand your current financial habits. Not sure how to start spending less? ...
  2. Create an effective budget and stick to it. ...
  3. Look for ways to reduce spending. ...
  4. Set financial goals for future success. ...
  5. Save for emergencies or major purchases. ...
  6. Pay down debt. ...
  7. Stay aware of lifestyle creep.

Is being frugal attractive? ›

If you've got good reasons for wanting to spend less, frugality can actually be a really attractive quality. But the person sitting across from you on your next date needs to know about those reasons and what they mean for your potential future together.

What causes extreme frugality? ›

Unsurprisingly, OCPD can sometimes manifest in extreme frugality, explains Dr. McGrath. Someone with OCPD might view money as something to hoard rather than something to spend. They could also have fears about the future that are tied to their finances, and so view spending money as a “bad” thing, no matter what.

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